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netdo
NO! I meant if you spotted the bunch going by names like brahmakumari, madhwa, and the other names you mentioned, you said you would keep away.. thats what i mean by clannish belief
BTW tell me why should bernie madoff be given 114 years in prison... 114??? he is already 60?
Is there some secret to immortality that americans know?...
RN,
After due diligence, I understand now that a clannish belief is like a jewish God. Am I right? If so yes, I do not believe in a personal God.
Sorry for the tube light taking longer to come on. ...
Yes, I HAVE NEVER EVER TAKEN PERSONAL LOAN @17% in my life. Nor will I ever do so. My last auto loan was 5.25%.
Yes, I HAVE NEVER EVER INVESTED IN MF CHARGING 6% in fees per year.
YES, most of my Indian rupees are in money market account and SBI paying me 3.5%.
I do not understand what you mean by clannish.
The Big Bang theory is only remotely connected ( by billions of years)to earth.
...
netdo,
You wont take a loan ever?
You wont invest in MFS ever?
You dont trust the Indian stockmarkets ever?
You dont believe in any clannish beliefs ever
Do you believe that earth was born when there was a big bang event???
??????????????????????????...
Yash,
Whatever be the nature of greivance against any bank, just do one thing
Email to the HDFC BANK OMBUDSMAN how you felt cheated as a customer and
Send a CC to the RBI OMBUDSMAN
HDFC Bank will promptly reply
Nowdays HDFC bank cheats a lot i believe if customers have to get their housing loan interest rates reduced they have to pay a special fee of RS 17000 odd and then they will look to conver it to market rates... my friend who was furious about this junked the bank and went to SBI which is a sleepy giant even ombudsman cannot shake them. LOL
Hope the chairman is reading this and also RBI....
OMG,
You took a personal loan @17%?
May God help you....
Dear amitgary, I`m unable to understnad from this incomplete post what`s the problem u r facing if the bank is treating ur loan as 2nd house loan.
Plz. elaborate.
thanks
Ashal...
Dear amitgarv, some of PSU banks do have some arrangements to provide loans to retired people but these r in the form of personal loans & not as home loan.
There is more to it, even if any bank is agree to provide loan to u, for ur pension amount of 8K per month, the max. EMI u may afford, is 3K to 3.2K only. For that EMI amount the max. loan amount `ll be 3-3.5L Rs. only.
I don`t know this much loan amount is sufficient to ur needs or not.
Plz. search in some PSU banks for the deal if it`s possible at all.
Thanks
Ashal ...
my son and i have made joint agrement with builder.I have my first house but my son has none .Being joint holder in new house canara bank treats this new house as second house though my son is first holder without house .pl help...
I am retired 62 having pension of rs 8000/pm.Can I get housing loan...
Depends on where you are getting your funds from....If you have some savings go-ahead since personal loans have a high ROI...It is always advisable to prepay the same despite the fore closure charges. Normaly the investment avenues that are available are not able to give better retyrn than the ROI on Personal Loan....
Dear Sir,
I took PL of 1.25 lacs in NOv-2007 from HDFC. After paying 10 EMIs i recently get it top-up. During conversation with HDFC bank executive we agreed on 17% rate of Interest (monthly reducing) & processing charge of 1.5% on top-up amount. But, when i received debersement letter they charged mr processing charge of 2.25%. Now , executive is not responding to me. In this case what i can do ? pls. help....
If a person has to make part prepayment of housing loan which option is better - reduction in EMI or reduction in tenure...
hello sir...
i wanted to know whether it is possible to apply for a loan without being a tax payer..my flat costs around 80lakhs..and i need a loan of 35lakhs..and my income is under speculation..i would appreciate for your reply..thanks very much...
how to repay the personal loan...
