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Unit Linked Insurance Plans
Are investment returns guaranteed in a ULIP?
Investment returns from ULIP may not be guaranteed. In unit linked products/policies, the investment risk in investment portfolio is borne by the policy holder. Depending upon the performance of the unit linked fund/s chosen; the policy holder may achieve gains or losses on his/her investments. Also note that the past returns of a fund are not necessarily indicative of the future performance of the fund.