What do I get if I survive the term of the policy?

If you have purchased a term policy, you may not receive any money from the insurance company upon maturity. However, some companies offer a term policy with return of premium or the sum assured upon maturity.

For policies that offer bonus or profits upon surviving the term of the policy, you would receive the sum assured along with the accumulated bonus (if you have a with bonus policy) for the term of the policy. For example, if you have insured yourself for 25 years you will receive the sum assured plus the accumulated bonus for 25 years.

Source: SBI Life Insurance