Vijaya Bank Fixed Deposit: Vijaya Bank Fixed Deposit/Term Deposit Schemes, NRI/NRO/NRE Deposit Rates Vijaya Bank, Bank Fixed Deposits/Term Deposit in India, NRI/NRO/NRE Interest Rates

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Vijaya Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Above Rs. 1 cr (last revised on May 15, 2013)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

7 days to 14 days	Above Rs. 1 cr	4.00 4.25	Calculate
15 days to 29 days	Above Rs. 1 cr	4.00 4.25	Calculate
30 days to 45 days	Above Rs. 1 cr	4.00 4.25	Calculate
46 days to 90 days	Above Rs. 1 cr	7.00 7.25	Calculate
91 days to 179 days	Above Rs. 1 cr	7.50 7.75	Calculate
180 days	Above Rs. 1 cr	8.25 8.50	Calculate
181 days to less than 1 year	Above Rs. 1 cr	8.50 8.75	Calculate
1 year to less than 2 years	Above Rs. 1 cr	8.80 9.05	Calculate
2 years to less than 3 years	Above Rs. 1 cr	8.60 8.85	Calculate
3 years to less than 5 years	Above Rs. 1 cr	8.15 8.40	Calculate
5 years and above	Above Rs. 1 cr	8.00 8.25	Calculate

b) For domestic deposits - Less than Rs. 1 cr (last revised on May 15, 2013)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

7 days to 14 days	Less than Rs. 1 cr	4.00 4.25	Calculate
15 days to 29 days	Less than Rs. 1 cr	4.00 4.25	Calculate
30 days to 45 days	Less than Rs. 1 cr	4.00 4.25	Calculate
46 days to 90 days	Less than Rs. 1 cr	5.75 6.00	Calculate
91 days to 179 days	Less than Rs. 1 cr	7.25 7.50	Calculate
180 days	Less than Rs. 1 cr	8.50 8.75	Calculate
181 days to less than 1 year	Less than Rs. 1 cr	8.50 8.75	Calculate
1 year to less than 2 years	Less than Rs. 1 cr	9.00 9.25	Calculate
2 years to less than 3 years	Less than Rs. 1 cr	9.00 9.25	Calculate
3 years to less than 5 years	Less than Rs. 1 cr	9.00 9.25	Calculate
5 years and above	Less than Rs. 1 cr	9.00 9.25	Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

Vijaya Tax Saving Scheme - 5 years	Upto Rs. 1 lakh	9.00 9.25	Calculate

Tax Implications:

The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Above Rs. 1 cr (last revised on May 15, 2013)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

7 days to 14 days	Above Rs. 1 cr	4.00	Calculate
15 days to 29 days	Above Rs. 1 cr	4.00	Calculate
30 days to 45 days	Above Rs. 1 cr	4.00	Calculate
46 days to 90 days	Above Rs. 1 cr	7.00	Calculate
91 days to 179 days	Above Rs. 1 cr	7.50	Calculate
180 days	Above Rs. 1 cr	8.25	Calculate
181 days to less than 1 year	Above Rs. 1 cr	8.50	Calculate
1 year to less than 2 years	Above Rs. 1 cr	8.80	Calculate
2 years to less than 3 years	Above Rs. 1 cr	8.60	Calculate
3 years to less than 5 years	Above Rs. 1 cr	8.15	Calculate
5 years and above	Above Rs. 1 cr	8.00	Calculate

b) For NRO Fixed Deposit - Less than Rs. 1 cr (last revised on May 15, 2013)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

7 days to 14 days	Less than Rs. 1 cr	4.00	Calculate
15 days to 29 days	Less than Rs. 1 cr	4.00	Calculate
30 days to 45 days	Less than Rs. 1 cr	4.00	Calculate
46 days to 90 days	Less than Rs. 1 cr	5.75	Calculate
91 days to 179 days	Less than Rs. 1 cr	7.25	Calculate
180 days	Less than Rs. 1 cr	8.50	Calculate
181 days to less than 1 year	Less than Rs. 1 cr	8.50	Calculate
1 year to less than 2 years	Less than Rs. 1 cr	9.00	Calculate
2 years to less than 3 years	Less than Rs. 1 cr	9.00	Calculate
3 years to less than 5 years	Less than Rs. 1 cr	9.00	Calculate
5 years and above	Less than Rs. 1 cr	9.00	Calculate

a) For NRE Fixed Deposit - Less than Rs. 5 cr (last revised on Oct 10, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

1 year to less than 2 years	Less than Rs. 5 cr	9.00	Calculate
2 years to less than 3 years	Less than Rs. 5 cr	9.00	Calculate
3 years to less than 5 years	Less than Rs. 5 cr	9.00	Calculate
5 years and above	Less than Rs. 5 cr	9.00	Calculate

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