Vijaya Bank
Fixed Deposit Rates
You are requested to reconfirm the rates from the respective banks before making any financial commitments.
a) For domestic deposits - Less than Rs. 5 cr (last revised on May 01, 2012)
| Maturity Period | Deposit Amount |
INTEREST RATE (% p.a.) General Senior Citizen |
|
| 7 days to 14 days | Less than Rs. 5 cr | 4.00 4.50 |
Calculate |
| 15 days to 29 days | Less than Rs. 5 cr | 4.00 4.50 |
Calculate |
| 30 days to 45 days | Less than Rs. 5 cr | 4.00 4.50 |
Calculate |
| 46 days to 90 days | Less than Rs. 5 cr | 5.75 6.25 |
Calculate |
| 91 days to 179 days | Less than Rs. 5 cr | 7.00 7.50 |
Calculate |
| 180 days to less than 1 year | Less than Rs. 5 cr | 8.50 9.00 |
Calculate |
| 1 year to less than 2 years | Less than Rs. 5 cr | 9.50 10.00 |
Calculate |
| 2 years to less than 3 years | Less than Rs. 5 cr | 9.50 10.00 |
Calculate |
| 3 years to less than 5 years | Less than Rs. 5 cr | 9.30 9.80 |
Calculate |
| 5 years and above | Less than Rs. 5 cr | 9.25 9.75 |
Calculate |
b) For domestic deposits - Rs. 5 cr and above (last revised on May 01, 2012)
| Maturity Period | Deposit Amount |
INTEREST RATE (% p.a.) General Senior Citizen |
|
| 7 days to 14 days | Rs. 5 cr and above | 4.00 4.50 |
Calculate |
| 15 days to 29 days | Rs. 5 cr and above | 4.00 4.50 |
Calculate |
| 30 days to 45 days | Rs. 5 cr and above | 4.00 4.50 |
Calculate |
| 46 days to 90 days | Rs. 5 cr and above | 6.00 6.50 |
Calculate |
| 91 days to 179 days | Rs. 5 cr and above | 7.00 7.50 |
Calculate |
| 180 days to less than 1 year | Rs. 5 cr and above | 8.50 9.00 |
Calculate |
| 1 year to less than 2 years | Rs. 5 cr and above | 9.00 9.50 |
Calculate |
| 2 years to less than 3 years | Rs. 5 cr and above | 9.00 9.50 |
Calculate |
| 3 years to less than 5 years | Rs. 5 cr and above | 8.50 9.00 |
Calculate |
| 5 years and above | Rs. 5 cr and above | 8.25 8.75 |
Calculate |
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
| Maturity Period | Deposit Amount |
INTEREST RATE (% p.a.) General Senior Citizen |
|
| Vijaya Tax Saving Scheme - 5 years | Upto Rs. 1 lakh | 9.25 9.75 |
Calculate |
Tax Implications:
- The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
- Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
a) For NRO Fixed Deposit - Less than Rs. 5 cr (last revised on May 01, 2012)
| Maturity Period | Deposit Amount | INTEREST RATE (% p.a.) | |
| 7 days to 14 days | Less than Rs. 5 cr | 4.00 | Calculate |
| 15 days to 29 days | Less than Rs. 5 cr | 4.00 | Calculate |
| 30 days to 45 days | Less than Rs. 5 cr | 4.00 | Calculate |
| 46 days to 90 days | Less than Rs. 5 cr | 5.75 | Calculate |
| 91 days to 179 days | Less than Rs. 5 cr | 7.00 | Calculate |
| 180 days to less than 1 year | Less than Rs. 5 cr | 8.50 | Calculate |
| 1 year to less than 2 years | Less than Rs. 5 cr | 9.50 | Calculate |
| 2 years to less than 3 years | Less than Rs. 5 cr | 9.50 | Calculate |
| 3 years to less than 5 years | Less than Rs. 5 cr | 9.30 | Calculate |
| 5 years and above | Less than Rs. 5 cr | 9.25 | Calculate |
b) For NRO Fixed Deposit - Rs. 5 cr and above (last revised on May 01, 2012)
| Maturity Period | Deposit Amount | INTEREST RATE (% p.a.) | |
| 7 days to 14 days | Rs. 5 cr and above | 4.00 | Calculate |
| 15 days to 29 days | Rs. 5 cr and above | 4.00 | Calculate |
| 30 days to 45 days | Rs. 5 cr and above | 4.00 | Calculate |
| 46 days to 90 days | Rs. 5 cr and above | 6.00 | Calculate |
| 91 days to 179 days | Rs. 5 cr and above | 7.00 | Calculate |
| 180 days to less than 1 year | Rs. 5 cr and above | 8.50 | Calculate |
| 1 year to less than 2 years | Rs. 5 cr and above | 9.00 | Calculate |
| 2 years to less than 3 years | Rs. 5 cr and above | 9.00 | Calculate |
| 3 years to less than 5 years | Rs. 5 cr and above | 8.50 | Calculate |
| 5 years and above | Rs. 5 cr and above | 8.25 | Calculate |
a) For NRE Fixed Deposit - Less than Rs. 5 cr (last revised on May 01, 2012)
b) For NRE Fixed Deposit - Rs. 5 cr and above (last revised on May 01, 2012)
|
Jitendra Solanki
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