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United Bank of India

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 5 cr (last revised on Apr 04, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Less than Rs. 5 cr

5.00

5.00

Calculate
15 days to 29 days Less than Rs. 5 cr

5.00

5.00

Calculate
30 days to 45 days Less than Rs. 5 cr

5.50

5.50

Calculate
46 days to 60 days Less than Rs. 5 cr

5.50

5.50

Calculate
61 days to 90 days Less than Rs. 5 cr

6.50

6.50

Calculate
91 days to 180 days Less than Rs. 5 cr

7.00

7.00

Calculate
181 days to 269 days Less than Rs. 5 cr

7.00

7.00

Calculate
270 days to less than 1 years Less than Rs. 5 cr

8.00

8.00

Calculate
1 years Less than Rs. 5 cr

8.75

9.25

Calculate
above 1 years to less than 2 years Less than Rs. 5 cr

8.75

9.25

Calculate
2 years to less than 3 years Less than Rs. 5 cr

8.75

9.25

Calculate
3 years to less than 5 years Less than Rs. 5 cr

8.75

9.25

Calculate
5 years and above Less than Rs. 5 cr

8.75

9.25

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
Tax Savings Deposit Scheme - 5 years Upto Rs. 1 lakh

8.75

9.25

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 5 cr (last revised on Apr 04, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Less than Rs. 5 cr 5.00 Calculate
15 days to 29 days Less than Rs. 5 cr 5.00 Calculate
30 days to 45 days Less than Rs. 5 cr 5.50 Calculate
46 days to 60 days Less than Rs. 5 cr 5.50 Calculate
61 days to 90 days Less than Rs. 5 cr 6.50 Calculate
91 days to 180 days Less than Rs. 5 cr 7.00 Calculate
181 days to 269 days Less than Rs. 5 cr 7.00 Calculate
270 days to less than 1 years Less than Rs. 5 cr 8.00 Calculate
1 years Less than Rs. 5 cr 8.75 Calculate
above 1 years to less than 2 years Less than Rs. 5 cr 8.75 Calculate
2 years to less than 3 years Less than Rs. 5 cr 8.75 Calculate
3 years to less than 5 years Less than Rs. 5 cr 8.75 Calculate
5 years and above Less than Rs. 5 cr 8.75 Calculate

a) For NRE Fixed Deposit - Less than Rs. 5 cr (last revised on Apr 04, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
7 days to 14 days Less than Rs. 5 cr 5.00 Calculate
15 days to 29 days Less than Rs. 5 cr 5.00 Calculate
30 days to 45 days Less than Rs. 5 cr 5.50 Calculate
46 days to 60 days Less than Rs. 5 cr 5.50 Calculate
61 days to 90 days Less than Rs. 5 cr 6.50 Calculate
91 days to 180 days Less than Rs. 5 cr 7.00 Calculate
181 days to 269 days Less than Rs. 5 cr 7.00 Calculate
270 days to less than 1 years Less than Rs. 5 cr 8.00 Calculate
1 years Less than Rs. 5 cr 8.75 Calculate
above 1 years to less than 2 years Less than Rs. 5 cr 8.75 Calculate
2 years to less than 3 years Less than Rs. 5 cr 8.75 Calculate
3 years to less than 5 years Less than Rs. 5 cr 8.75 Calculate
5 years and above Less than Rs. 5 cr 8.75 Calculate