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United Bank of India

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 1 cr (last revised on Feb 13, 2017)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Less than Rs. 1 cr

4.00

4.00

Calculate
15 days to 29 days Less than Rs. 1 cr

4.00

4.00

Calculate
30 days to 45 days Less than Rs. 1 cr

4.00

4.00

Calculate
46 days to 60 days Less than Rs. 1 cr

4.00

4.00

Calculate
61 days to 90 days Less than Rs. 1 cr

4.50

4.50

Calculate
91 days to 180 days Less than Rs. 1 cr

5.00

5.00

Calculate
181 days to 269 days Less than Rs. 1 cr

5.75

5.75

Calculate
270 days to less than 1 years Less than Rs. 1 cr

6.00

6.00

Calculate
1 Year Less than Rs. 1 cr

6.50

6.50

Calculate
Above1 years to less than 2 years Less than Rs. 1 cr

6.25

6.75

Calculate
2 years to less than 3 years Less than Rs. 1 cr

6.25

6.75

Calculate
3 years to less than 5 years Less than Rs. 1 cr

6.25

6.75

Calculate
5 years and above Less than Rs. 1 cr

6.25

6.75

Calculate

b) For domestic deposits - Rs. 1 cr and above (last revised on Feb 13, 2017)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Rs. 1 cr and above

4.00

N.A

Calculate
15 days to 29 days Rs. 1 cr and above

4.00

N.A

Calculate
30 days to 45 days Rs. 1 cr and above

4.00

N.A

Calculate
46 days to 60 days Rs. 1 cr and above

4.00

N.A

Calculate
61 days to 90 days Rs. 1 cr and above

4.50

N.A

Calculate
91 days to 180 days Rs. 1 cr and above

4.50

N.A

Calculate
181 days to 269 days Rs. 1 cr and above

4.50

N.A

Calculate
270 days to less than 1 years Rs. 1 cr and above

4.25

N.A

Calculate
1 Year Rs. 1 cr and above

4.75

N.A

Calculate
Above1 years to less than 2 years Rs. 1 cr and above

4.50

N.A

Calculate
2 years to less than 3 years Rs. 1 cr and above

4.50

N.A

Calculate
3 years to less than 5 years Rs. 1 cr and above

4.50

N.A

Calculate
5 years and above Rs. 1 cr and above

4.50

N.A

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
5yrs Lockin Period Upto Rs. 1 lakh

6.25

6.75

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 1 cr (last revised on Feb 13, 2017)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Less than Rs. 1 cr 4.00 Calculate
15 days to 29 days Less than Rs. 1 cr 4.00 Calculate
30 days to 45 days Less than Rs. 1 cr 4.00 Calculate
46 days to 60 days Less than Rs. 1 cr 4.00 Calculate
61 days to 90 days Less than Rs. 1 cr 4.50 Calculate
91 days to 180 days Less than Rs. 1 cr 5.00 Calculate
181 days to 269 days Less than Rs. 1 cr 5.75 Calculate
270 days to less than 1 years Less than Rs. 1 cr 6.00 Calculate
1 Year Less than Rs. 1 cr 6.50 Calculate
Above1 years to less than 2 years Less than Rs. 1 cr 6.25 Calculate
2 years to less than 3 years Less than Rs. 1 cr 6.25 Calculate
3 years to less than 5 years Less than Rs. 1 cr 6.25 Calculate
5 years and above Less than Rs. 1 cr 6.25 Calculate

b) For NRO Fixed Deposit - Rs. 1 cr and above (last revised on Feb 13, 2017)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Rs. 1 cr and above 4.00 Calculate
15 days to 29 days Rs. 1 cr and above 4.00 Calculate
30 days to 45 days Rs. 1 cr and above 4.00 Calculate
46 days to 60 days Rs. 1 cr and above 4.00 Calculate
61 days to 90 days Rs. 1 cr and above 4.50 Calculate
91 days to 180 days Rs. 1 cr and above 4.50 Calculate
181 days to 269 days Rs. 1 cr and above 4.50 Calculate
270 days to less than 1 years Rs. 1 cr and above 4.25 Calculate
1 Year Rs. 1 cr and above 4.75 Calculate
Above1 years to less than 2 years Rs. 1 cr and above 4.50 Calculate
2 years to less than 3 years Rs. 1 cr and above 4.50 Calculate
3 years to less than 5 years Rs. 1 cr and above 4.50 Calculate
5 years and above Rs. 1 cr and above 4.50 Calculate
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