Union Bank of India
Fixed Deposit Rates
You are requested to reconfirm the rates from the respective banks before making any financial commitments.
a) For domestic deposits - Less than Rs. 15 lakh (last revised on Apr 27, 2012)
| Maturity Period | Deposit Amount |
INTEREST RATE (% p.a.) General Senior Citizen |
|
| 7 days to 14 days | Less than Rs. 15 lakh | 4.00 N.A |
Calculate |
| 15 days to 45 days | Less than Rs. 15 lakh | 4.75 N.A |
Calculate |
| 46 days to 90 days | Less than Rs. 15 lakh | 6.25 N.A |
Calculate |
| 91 days to 120 days | Less than Rs. 15 lakh | 7.25 N.A |
Calculate |
| 121 days to 179 days | Less than Rs. 15 lakh | 7.25 N.A |
Calculate |
| 180 days | Less than Rs. 15 lakh | 8.75 N.A |
Calculate |
| 181 days to 269 days | Less than Rs. 15 lakh | 8.75 N.A |
Calculate |
| 270 days to less than 1 year | Less than Rs. 15 lakh | 8.75 N.A |
Calculate |
| 1 year to less than 3 years | Less than Rs. 15 lakh | 9.25 9.75 |
Calculate |
| 3 years to less than 5 years | Less than Rs. 15 lakh | 9.00 9.50 |
Calculate |
| 5 years to less than 90 months | Less than Rs. 15 lakh | 9.00 9.50 |
Calculate |
| 90 months | Less than Rs. 15 lakh | 9.40 9.90 |
Calculate |
| 90 months to less than 10 years | Less than Rs. 15 lakh | 8.75 9.25 |
Calculate |
b) For domestic deposits - Rs. 15 lakh to less than Rs. 1 cr (last revised on Apr 27, 2012)
| Maturity Period | Deposit Amount |
INTEREST RATE (% p.a.) General Senior Citizen |
|
| 7 days to 14 days | Rs. 15 lakh to less than Rs. 1 cr | 4.00 N.A |
Calculate |
| 15 days to 45 days | Rs. 15 lakh to less than Rs. 1 cr | 4.75 N.A |
Calculate |
| 46 days to 90 days | Rs. 15 lakh to less than Rs. 1 cr | 6.25 N.A |
Calculate |
| 91 days to 120 days | Rs. 15 lakh to less than Rs. 1 cr | 7.25 N.A |
Calculate |
| 121 days to 179 days | Rs. 15 lakh to less than Rs. 1 cr | 7.25 N.A |
Calculate |
| 180 days | Rs. 15 lakh to less than Rs. 1 cr | 8.75 N.A |
Calculate |
| 181 days to 269 days | Rs. 15 lakh to less than Rs. 1 cr | 8.75 N.A |
Calculate |
| 270 days to less than 1 year | Rs. 15 lakh to less than Rs. 1 cr | 8.75 N.A |
Calculate |
| 1 year to less than 3 years | Rs. 15 lakh to less than Rs. 1 cr | 9.25 9.75 |
Calculate |
| 3 years to less than 5 years | Rs. 15 lakh to less than Rs. 1 cr | 8.75 9.25 |
Calculate |
| 5 years to less than 90 months | Rs. 15 lakh to less than Rs. 1 cr | 8.75 9.25 |
Calculate |
| 90 months | Rs. 15 lakh to less than Rs. 1 cr | 8.75 9.25 |
Calculate |
| 90 months to less than 10 years | Rs. 15 lakh to less than Rs. 1 cr | 8.50 9.00 |
Calculate |
c) For domestic deposits - Rs. 1cr to less than Rs. 10 cr (last revised on Apr 27, 2012)
| Maturity Period | Deposit Amount |
INTEREST RATE (% p.a.) General Senior Citizen |
|
| 7 days to 14 days | Rs. 1cr to less than Rs. 10 cr | 4.00 N.A |
Calculate |
| 15 days to 45 days | Rs. 1cr to less than Rs. 10 cr | 4.75 N.A |
Calculate |
| 46 days to 90 days | Rs. 1cr to less than Rs. 10 cr | 6.25 N.A |
Calculate |
| 91 days to 120 days | Rs. 1cr to less than Rs. 10 cr | 7.25 N.A |
Calculate |
| 121 days to 179 days | Rs. 1cr to less than Rs. 10 cr | 7.25 N.A |
Calculate |
| 180 days | Rs. 1cr to less than Rs. 10 cr | 8.75 N.A |
Calculate |
| 181 days to 269 days | Rs. 1cr to less than Rs. 10 cr | 8.75 N.A |
Calculate |
| 270 days to less than 1 year | Rs. 1cr to less than Rs. 10 cr | 8.75 N.A |
Calculate |
| 1 year to less than 3 years | Rs. 1cr to less than Rs. 10 cr | 9.25 9.75 |
Calculate |
| 3 years to less than 5 years | Rs. 1cr to less than Rs. 10 cr | 8.75 9.25 |
Calculate |
| 5 years to less than 90 months | Rs. 1cr to less than Rs. 10 cr | 8.75 9.25 |
Calculate |
| 90 months | Rs. 1cr to less than Rs. 10 cr | 8.75 9.25 |
Calculate |
| 90 months to less than 10 years | Rs. 1cr to less than Rs. 10 cr | 8.50 9.00 |
Calculate |
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
| Maturity Period | Deposit Amount |
INTEREST RATE (% p.a.) General Senior Citizen |
|
| Union Tax Saver Scheme - 5 years to 10 Years | Upto Rs. 1 lakh | 9.00 9.50 |
Calculate |
Tax Implications:
- The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
- Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
|
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