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Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 15 lakh (last revised on Apr 24, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Less than Rs. 15 lakh

6.00

6.75

Calculate
15 days to 29 days Less than Rs. 15 lakh

6.00

6.75

Calculate
30 days to 45 days Less than Rs. 15 lakh

6.50

7.25

Calculate
46 days to 60 days Less than Rs. 15 lakh

7.00

7.75

Calculate
61 days to 90 days Less than Rs. 15 lakh

8.00

8.75

Calculate
91 days to 120 days Less than Rs. 15 lakh

8.50

9.25

Calculate
121 days to 150 days Less than Rs. 15 lakh

8.50

9.25

Calculate
151 days to 180 days Less than Rs. 15 lakh

8.50

9.25

Calculate
181 days to 364 days Less than Rs. 15 lakh

8.75

9.50

Calculate
1 year Less than Rs. 15 lakh

9.10

9.60

Calculate
Above 1 year upto 2 years Less than Rs. 15 lakh

9.10

9.60

Calculate
Above 2 years to 3 years Less than Rs. 15 lakh

9.10

9.60

Calculate
Above 3 years to less than 5 years Less than Rs. 15 lakh

9.00

9.50

Calculate
5 years and above Less than Rs. 15 lakh

8.75

9.25

Calculate

b) For domestic deposits - Rs. 1 cr and above but less than Rs. 5 cr (last revised on Apr 24, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Rs. 1 cr and above but less than Rs. 5 cr

6.00

6.75

Calculate
15 days to 29 days Rs. 1 cr and above but less than Rs. 5 cr

6.00

6.75

Calculate
30 days to 45 days Rs. 1 cr and above but less than Rs. 5 cr

6.50

7.25

Calculate
46 days to 60 days Rs. 1 cr and above but less than Rs. 5 cr

7.00

7.75

Calculate
61 days to 90 days Rs. 1 cr and above but less than Rs. 5 cr

8.00

8.75

Calculate
91 days to 120 days Rs. 1 cr and above but less than Rs. 5 cr

8.50

9.25

Calculate
121 days to 150 days Rs. 1 cr and above but less than Rs. 5 cr

8.50

9.25

Calculate
151 days to 180 days Rs. 1 cr and above but less than Rs. 5 cr

8.50

9.25

Calculate
181 days to 364 days Rs. 1 cr and above but less than Rs. 5 cr

8.75

9.50

Calculate
1 year Rs. 1 cr and above but less than Rs. 5 cr

9.15

9.65

Calculate
Above 1 year upto 2 years Rs. 1 cr and above but less than Rs. 5 cr

9.15

9.65

Calculate
Above 2 years to 3 years Rs. 1 cr and above but less than Rs. 5 cr

9.15

9.65

Calculate
Above 3 years to less than 5 years Rs. 1 cr and above but less than Rs. 5 cr

9.05

9.55

Calculate
5 years and above Rs. 1 cr and above but less than Rs. 5 cr

8.80

9.30

Calculate

c) For domestic deposits - Rs. 15 lakh and above but less than Rs. 1cr (last revised on Apr 24, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Rs. 15 lakh and above but less than Rs. 1cr

6.00

6.75

Calculate
15 days to 29 days Rs. 15 lakh and above but less than Rs. 1cr

6.00

6.75

Calculate
30 days to 45 days Rs. 15 lakh and above but less than Rs. 1cr

6.50

7.25

Calculate
46 days to 60 days Rs. 15 lakh and above but less than Rs. 1cr

7.00

7.75

Calculate
61 days to 90 days Rs. 15 lakh and above but less than Rs. 1cr

8.00

8.75

Calculate
91 days to 120 days Rs. 15 lakh and above but less than Rs. 1cr

8.50

9.25

Calculate
121 days to 150 days Rs. 15 lakh and above but less than Rs. 1cr

8.50

9.25

Calculate
151 days to 180 days Rs. 15 lakh and above but less than Rs. 1cr

8.50

9.25

Calculate
181 days to 364 days Rs. 15 lakh and above but less than Rs. 1cr

8.75

9.50

Calculate
1 year Rs. 15 lakh and above but less than Rs. 1cr

9.10

9.60

Calculate
Above 1 year upto 2 years Rs. 15 lakh and above but less than Rs. 1cr

9.10

9.60

Calculate
Above 2 years to 3 years Rs. 15 lakh and above but less than Rs. 1cr

9.10

9.60

Calculate
Above 3 years to less than 5 years Rs. 15 lakh and above but less than Rs. 1cr

9.00

9.50

Calculate
5 years and above Rs. 15 lakh and above but less than Rs. 1cr

8.75

9.25

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
UCO Tax Saver Deposit Scheme 2006 Upto Rs. 1 lakh

8.75

9.50

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 15 lakh (last revised on Apr 24, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Less than Rs. 15 lakh 6.00 Calculate
15 days to 29 days Less than Rs. 15 lakh 6.00 Calculate
30 days to 45 days Less than Rs. 15 lakh 6.50 Calculate
46 days to 60 days Less than Rs. 15 lakh 7.00 Calculate
61 days to 90 days Less than Rs. 15 lakh 8.00 Calculate
91 days to 120 days Less than Rs. 15 lakh 8.50 Calculate
121 days to 150 days Less than Rs. 15 lakh 8.50 Calculate
151 days to 180 days Less than Rs. 15 lakh 8.50 Calculate
181 days to 364 days Less than Rs. 15 lakh 8.75 Calculate
1 year Less than Rs. 15 lakh 9.10 Calculate
Above 1 year upto 2 years Less than Rs. 15 lakh 9.10 Calculate
Above 2 years to 3 years Less than Rs. 15 lakh 9.10 Calculate
Above 3 years to less than 5 years Less than Rs. 15 lakh 9.00 Calculate
5 years and above Less than Rs. 15 lakh 8.75 Calculate

b) For NRO Fixed Deposit - Rs. 1 cr and above but less than Rs. 5 cr (last revised on Apr 24, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Rs. 1 cr and above but less than Rs. 5 cr 6.00 Calculate
15 days to 29 days Rs. 1 cr and above but less than Rs. 5 cr 6.00 Calculate
30 days to 45 days Rs. 1 cr and above but less than Rs. 5 cr 6.50 Calculate
46 days to 60 days Rs. 1 cr and above but less than Rs. 5 cr 7.00 Calculate
61 days to 90 days Rs. 1 cr and above but less than Rs. 5 cr 8.00 Calculate
91 days to 120 days Rs. 1 cr and above but less than Rs. 5 cr 8.50 Calculate
121 days to 150 days Rs. 1 cr and above but less than Rs. 5 cr 8.50 Calculate
151 days to 180 days Rs. 1 cr and above but less than Rs. 5 cr 8.50 Calculate
181 days to 364 days Rs. 1 cr and above but less than Rs. 5 cr 8.75 Calculate
1 year Rs. 1 cr and above but less than Rs. 5 cr 9.15 Calculate
Above 1 year upto 2 years Rs. 1 cr and above but less than Rs. 5 cr 9.15 Calculate
Above 2 years to 3 years Rs. 1 cr and above but less than Rs. 5 cr 9.15 Calculate
Above 3 years to less than 5 years Rs. 1 cr and above but less than Rs. 5 cr 9.05 Calculate
5 years and above Rs. 1 cr and above but less than Rs. 5 cr 8.80 Calculate

c) For NRO Fixed Deposit - Rs. 15 lakh and above but less than Rs. 1cr (last revised on Apr 24, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Rs. 15 lakh and above but less than Rs. 1cr 6.00 Calculate
15 days to 29 days Rs. 15 lakh and above but less than Rs. 1cr 6.00 Calculate
30 days to 45 days Rs. 15 lakh and above but less than Rs. 1cr 6.50 Calculate
46 days to 60 days Rs. 15 lakh and above but less than Rs. 1cr 7.00 Calculate
61 days to 90 days Rs. 15 lakh and above but less than Rs. 1cr 8.00 Calculate
91 days to 120 days Rs. 15 lakh and above but less than Rs. 1cr 8.50 Calculate
121 days to 150 days Rs. 15 lakh and above but less than Rs. 1cr 8.50 Calculate
151 days to 180 days Rs. 15 lakh and above but less than Rs. 1cr 8.50 Calculate
181 days to 364 days Rs. 15 lakh and above but less than Rs. 1cr 8.75 Calculate
1 year Rs. 15 lakh and above but less than Rs. 1cr 9.10 Calculate
Above 1 year upto 2 years Rs. 15 lakh and above but less than Rs. 1cr 9.10 Calculate
Above 2 years to 3 years Rs. 15 lakh and above but less than Rs. 1cr 9.10 Calculate
Above 3 years to less than 5 years Rs. 15 lakh and above but less than Rs. 1cr 9.00 Calculate
5 years and above Rs. 15 lakh and above but less than Rs. 1cr 8.75 Calculate

a) For NRE Fixed Deposit - Less than Rs. 15 lakh (last revised on Apr 24, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Less than Rs. 15 lakh 9.10 Calculate
2 years to less than 3 years Less than Rs. 15 lakh 9.10 Calculate
3 years to 5 years Less than Rs. 15 lakh 9.00 Calculate

b) For NRE Fixed Deposit - Rs. 1 cr and above (last revised on Apr 24, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Rs. 1 cr and above 9.15 Calculate
2 years to less than 3 years Rs. 1 cr and above 9.15 Calculate
3 years to 5 years Rs. 1 cr and above 9.05 Calculate

c) For NRE Fixed Deposit - Rs. 15 lakh and above but less than Rs. 1cr (last revised on Apr 24, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Rs. 15 lakh and above but less than Rs. 1cr 9.10 Calculate
2 years to less than 3 years Rs. 15 lakh and above but less than Rs. 1cr 9.10 Calculate
3 years to 5 years Rs. 15 lakh and above but less than Rs. 1cr 9.00 Calculate