a) For domestic deposits  Less than lakh to Rs. 1 cr (last revised on Mar 13, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



7 days to 14 days 
Less than lakh to Rs. 1 cr 

Calculate 
15 days to 45 days 
Less than lakh to Rs. 1 cr 

Calculate 
46 days to 90 days 
Less than lakh to Rs. 1 cr 

Calculate 
91days to 180 Days 
Less than lakh to Rs. 1 cr 

Calculate 
181 days to 240 days 
Less than lakh to Rs. 1 cr 

Calculate 
241 days to 364 days 
Less than lakh to Rs. 1 cr 

Calculate 
12 month to less than 24 month 
Less than lakh to Rs. 1 cr 

Calculate 
24 month to less than 36 month 
Less than lakh to Rs. 1 cr 

Calculate 
36 month to les than 60 month 
Less than lakh to Rs. 1 cr 

Calculate 
60 months and above 
Less than lakh to Rs. 1 cr 

Calculate 
b) For domestic deposits  Rs. 1 cr and above to upto Rs 5 cr (last revised on Mar 13, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



7 days to 14 days 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
15 days to 45 days 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
46 days to 90 days 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
91days to 180 Days 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
181 days to 240 days 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
241 days to 364 days 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
12 month to less than 24 month 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
24 month to less than 36 month 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
36 month to les than 60 month 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
60 months and above 
Rs. 1 cr and above to upto Rs 5 cr 

Calculate 
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



Ratnakar Tax Savings Term Deposit Scheme  60 months to 120 months 
Upto Rs. 1 lakh 

Calculate 
Tax Implications:
 The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
 Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
a) For NRO Fixed Deposit  Less than lakh to Rs. 1 cr (last revised on Mar 13, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


7 days to 14 days 
Less than lakh to Rs. 1 cr 
7.75 
Calculate 
15 days to 45 days 
Less than lakh to Rs. 1 cr 
8.00 
Calculate 
46 days to 90 days 
Less than lakh to Rs. 1 cr 
8.75 
Calculate 
91days to 180 Days 
Less than lakh to Rs. 1 cr 
9.00 
Calculate 
181 days to 240 days 
Less than lakh to Rs. 1 cr 
9.50 
Calculate 
241 days to 364 days 
Less than lakh to Rs. 1 cr 
9.60 
Calculate 
12 month to less than 24 month 
Less than lakh to Rs. 1 cr 
9.75 
Calculate 
24 month to less than 36 month 
Less than lakh to Rs. 1 cr 
9.90 
Calculate 
36 month to les than 60 month 
Less than lakh to Rs. 1 cr 
9.90 
Calculate 
60 months and above 
Less than lakh to Rs. 1 cr 
9.50 
Calculate 
b) For NRO Fixed Deposit  Rs. 1 cr and above to upto Rs 5 cr (last revised on Mar 13, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


7 days to 14 days 
Rs. 1 cr and above to upto Rs 5 cr 
8.50 
Calculate 
15 days to 45 days 
Rs. 1 cr and above to upto Rs 5 cr 
8.75 
Calculate 
46 days to 90 days 
Rs. 1 cr and above to upto Rs 5 cr 
9.50 
Calculate 
91days to 180 Days 
Rs. 1 cr and above to upto Rs 5 cr 
9.75 
Calculate 
181 days to 240 days 
Rs. 1 cr and above to upto Rs 5 cr 
9.90 
Calculate 
241 days to 364 days 
Rs. 1 cr and above to upto Rs 5 cr 
10.00 
Calculate 
12 month to less than 24 month 
Rs. 1 cr and above to upto Rs 5 cr 
10.10 
Calculate 
24 month to less than 36 month 
Rs. 1 cr and above to upto Rs 5 cr 
9.90 
Calculate 
36 month to les than 60 month 
Rs. 1 cr and above to upto Rs 5 cr 
9.90 
Calculate 
60 months and above 
Rs. 1 cr and above to upto Rs 5 cr 
9.50 
Calculate 
a) For NRE Fixed Deposit  Less than lakh to Rs. 1 cr (last revised on Mar 13, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


12 month to less than 24 month 
Less than lakh to Rs. 1 cr 
9.75 
Calculate 
24 month to less than 36 month 
Less than lakh to Rs. 1 cr 
9.90 
Calculate 
36 month to les than 60 month 
Less than lakh to Rs. 1 cr 
9.90 
Calculate 
60 months and above 
Less than lakh to Rs. 1 cr 
9.50 
Calculate 
b) For NRE Fixed Deposit  Rs. 1 cr and above to upto Rs 5 cr (last revised on Jan 30, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


12 month to less than 24 month 
Rs. 1 cr and above to upto Rs 5 cr 
9.75 
Calculate 
24 month to less than 36 month 
Rs. 1 cr and above to upto Rs 5 cr 
9.90 
Calculate 
36 month to les than 60 month 
Rs. 1 cr and above to upto Rs 5 cr 
9.90 
Calculate 
60 months and above 
Rs. 1 cr and above to upto Rs 5 cr 
9.50 
Calculate 