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Thane Janata Sahakari Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Above Rs. 25 lakh (last revised on Feb 18, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 180 days Above Rs. 25 lakh

6.50

6.50

Calculate
181 days to 12 months Above Rs. 25 lakh

7.00

7.00

Calculate
Above 12 months to 36 months Above Rs. 25 lakh

8.50

9.00

Calculate
Above 36 months to 60 months Above Rs. 25 lakh

8.85

9.35

Calculate
More than 60 months Above Rs. 25 lakh

8.00

8.75

Calculate

b) For domestic deposits - Upto Rs. 25 lakh (last revised on Feb 18, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 180 days Upto Rs. 25 lakh

6.50

6.50

Calculate
181 days to 12 months Upto Rs. 25 lakh

7.00

7.00

Calculate
Above 12 months to 36 months Upto Rs. 25 lakh

9.00

9.50

Calculate
Above 36 months to 60 months Upto Rs. 25 lakh

9.35

9.85

Calculate
More than 60 months Upto Rs. 25 lakh

8.75

9.25

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
KAR-BACHAT - Tax Savings Scheme - 5 Years Upto Rs. 1 lakh

9.35

9.85

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRE Fixed Deposit - Less than Rs. 1 cr (last revised on Feb 18, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
12 Months Less than Rs. 1 cr 7.75 Calculate
12 months to less than 24 months Less than Rs. 1 cr 9.00 Calculate
24 months to less than 36 months Less than Rs. 1 cr 9.35 Calculate
36 months & above to 10 years Less than Rs. 1 cr 8.75 Calculate