a) For domestic deposits  Less than Rs. 1cr (last revised on Jun 08, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



Naunihal Term Deposit Scheme 
Less than Rs. 1cr 

Calculate 
Swapan Luxmi Recurring Deposit 
Less than Rs. 1cr 

Calculate 
7 days to 90 days 
Less than Rs. 1cr 

Calculate 
91 days to 180 days 
Less than Rs. 1cr 

Calculate 
181 days to 270 days 
Less than Rs. 1cr 

Calculate 
271 days to less than 1 year 
Less than Rs. 1cr 

Calculate 
1 year to 555 days 
Less than Rs. 1cr 

Calculate 
556 days to less than 5 year 
Less than Rs. 1cr 

Calculate 
5 years to less than 10 years 
Less than Rs. 1cr 

Calculate 
Deposit for 18 Years ( For Girl Child) Cir. No PSB/PNS/34 dated 24092010 
Less than Rs. 1cr 

Calculate 
b) For domestic deposits  Rs. 1 cr to Rs 10 crs (last revised on Apr 10, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



7 days  14 days 
Rs. 1 cr to Rs 10 crs 

Calculate 
15 days to 45 days 
Rs. 1 cr to Rs 10 crs 

Calculate 
7 days to 90 days 
Rs. 1 cr to Rs 10 crs 

Calculate 
91 days to 180 days 
Rs. 1 cr to Rs 10 crs 

Calculate 
181 days to 270 days 
Rs. 1 cr to Rs 10 crs 

Calculate 
271 days to less than 1 year 
Rs. 1 cr to Rs 10 crs 

Calculate 
1 year to 554 days 
Rs. 1 cr to Rs 10 crs 

Calculate 
555 days 
Rs. 1 cr to Rs 10 crs 

Calculate 
556 days to less than 5 year 
Rs. 1 cr to Rs 10 crs 

Calculate 
5 years to less than 10 years 
Rs. 1 cr to Rs 10 crs 

Calculate 
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



SBPTax Saving Term Deposit Scheme2006  5 Years 
Upto Rs. 1 lakh 

Calculate 
Tax Implications:
 The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
 Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
a) For NRO Fixed Deposit  Less than Rs. 1cr (last revised on Jun 08, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


Swapan Luxmi Recurring Deposit 
Less than Rs. 1cr 
8.50 
Calculate 
Naunihal Term Deposit Scheme 
Less than Rs. 1cr 
8.50 
Calculate 
7 days to 90 days 
Less than Rs. 1cr 
6.50 
Calculate 
91 days to 180 days 
Less than Rs. 1cr 
7.25 
Calculate 
181 days to 270 days 
Less than Rs. 1cr 
7.30 
Calculate 
271 days to less than 1 year 
Less than Rs. 1cr 
7.35 
Calculate 
1 year to 555 days 
Less than Rs. 1cr 
8.52 
Calculate 
556 days to less than 5 year 
Less than Rs. 1cr 
8.27 
Calculate 
5 years to less than 10 years 
Less than Rs. 1cr 
8.00 
Calculate 
Deposit for 18 Years ( For Girl Child) Cir. No PSB/PNS/34 dated 24092010 
Less than Rs. 1cr 
8.00 
Calculate 
b) For NRO Fixed Deposit  Rs. 1 cr to Rs 10 crs (last revised on Apr 10, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


7 days  14 days 
Rs. 1 cr to Rs 10 crs 
6.50 
Calculate 
15 days to 45 days 
Rs. 1 cr to Rs 10 crs 
6.50 
Calculate 
46 days to 90 days 
Rs. 1 cr to Rs 10 crs 
6.50 
Calculate 
91 days to 180 days 
Rs. 1 cr to Rs 10 crs 
7.75 
Calculate 
181 days to 270 days 
Rs. 1 cr to Rs 10 crs 
7.75 
Calculate 
271 days to less than 1 year 
Rs. 1 cr to Rs 10 crs 
7.75 
Calculate 
1 year to 554 days 
Rs. 1 cr to Rs 10 crs 
8.50 
Calculate 
555 days 
Rs. 1 cr to Rs 10 crs 
8.50 
Calculate 
556 days to less than 5 year 
Rs. 1 cr to Rs 10 crs 
8.25 
Calculate 
5 years to less than 10 years 
Rs. 1 cr to Rs 10 crs 
8.00 
Calculate 
a) For NRE Fixed Deposit  Less than Rs. 1cr (last revised on Apr 10, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


555 days 
Less than Rs. 1cr 
8.75 
Calculate 
556 days to less than 5 year 
Less than Rs. 1cr 
8.50 
Calculate 
5 years to less than 10 years 
Less than Rs. 1cr 
8.25 
Calculate 