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State Bank of Patiala
Fixed Deposit Rates
You are requested to reconfirm the rates from the respective banks before making any financial commitments.
a) For domestic deposits  Rs. 1 cr above and above (last revised on Feb 17, 2014)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days  14 days  Rs. 1 cr above and above  6.50 N.A 
Calculate 
15 days to 45 days  Rs. 1 cr above and above  7.75 N.A 
Calculate 
46 days to 90 days  Rs. 1 cr above and above  8.25 N.A 
Calculate 
91 days to 180 days  Rs. 1 cr above and above  8.25 N.A 
Calculate 
181 days to less than 270 days  Rs. 1 cr above and above  8.75 N.A 
Calculate 
271 days to less than 1 year  Rs. 1 cr above and above  8.75 N.A 
Calculate 
1 year to 554 days  Rs. 1 cr above and above  9.25 N.A 
Calculate 
555 days (Vaibhav)  Rs. 1 cr above and above  8.85 N.A 
Calculate 
556 days to less than 2 year  Rs. 1 cr above and above  8.50 N.A 
Calculate 
2 years to less than 3 years  Rs. 1 cr above and above  8.50 N.A 
Calculate 
3 years to less than 5 years  Rs. 1 cr above and above  8.50 N.A 
Calculate 
5 years to less than 10 years  Rs. 1 cr above and above  8.25 N.A 
Calculate 
b) For domestic deposits  Less than Rs. 15 lakh (last revised on Feb 17, 2014)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

15 days to 45 days  Less than Rs. 15 lakh  6.50 6.50 
Calculate 
46 days to 90 days  Less than Rs. 15 lakh  8.00 8.00 
Calculate 
91 days to 180 days  Less than Rs. 15 lakh  8.00 8.00 
Calculate 
181 days to 270 days  Less than Rs. 15 lakh  7.50 7.50 
Calculate 
271 days to less than 299 days  Less than Rs. 15 lakh  7.50 7.50 
Calculate 
300 days  Less than Rs. 15 lakh  9.10 9.10 
Calculate 
301 days to less than 1 year  Less than Rs. 15 lakh  7.50 7.50 
Calculate 
1 year to 554 days  Less than Rs. 15 lakh  9.25 9.75 
Calculate 
555 days  Less than Rs. 15 lakh  9.25 9.75 
Calculate 
556 days to less than 2 year  Less than Rs. 15 lakh  9.00 9.50 
Calculate 
2 years to less than 3 years  Less than Rs. 15 lakh  9.00 9.50 
Calculate 
3 years to less than 5 years  Less than Rs. 15 lakh  9.00 9.50 
Calculate 
5 years to less than 10 years  Less than Rs. 15 lakh  8.85 9.35 
Calculate 
Deposit for 18 Years ( For Girl Child) Cir. No PSB/PNS/34 dated 24092010  Less than Rs. 15 lakh  8.85 N.A 
Calculate 
c) For domestic deposits  Rs. 15 lakh to less than Rs. 1 cr (last revised on Feb 17, 2014)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

7 days  14 days  Rs. 15 lakh to less than Rs. 1 cr  6.50 6.50 
Calculate 
15 days to 45 days  Rs. 15 lakh to less than Rs. 1 cr  6.50 6.50 
Calculate 
46 days to 90 days  Rs. 15 lakh to less than Rs. 1 cr  8.00 8.00 
Calculate 
91 days to 180 days  Rs. 15 lakh to less than Rs. 1 cr  8.00 8.00 
Calculate 
181 days to 270 days  Rs. 15 lakh to less than Rs. 1 cr  7.50 7.50 
Calculate 
271 days to less than 299 days  Rs. 15 lakh to less than Rs. 1 cr  7.50 7.50 
Calculate 
300 days  Rs. 15 lakh to less than Rs. 1 cr  9.10 9.10 
Calculate 
301 days to less than 1 year  Rs. 15 lakh to less than Rs. 1 cr  7.50 7.50 
Calculate 
1 year to 554 days  Rs. 15 lakh to less than Rs. 1 cr  9.25 9.75 
Calculate 
555 days  Rs. 15 lakh to less than Rs. 1 cr  9.25 9.75 
Calculate 
556 days to less than 2 year  Rs. 15 lakh to less than Rs. 1 cr  9.00 9.50 
Calculate 
2 years to less than 3 years  Rs. 15 lakh to less than Rs. 1 cr  9.00 9.50 
Calculate 
3 years to less than 5 years  Rs. 15 lakh to less than Rs. 1 cr  9.00 9.50 
Calculate 
5 years to less than 10 years  Rs. 15 lakh to less than Rs. 1 cr  8.85 9.35 
Calculate 
Deposit for 18 Years ( For Girl Child) Cir. No PSB/PNS/34 dated 24092010  Rs. 15 lakh to less than Rs. 1 cr  8.85 N.A 
Calculate 
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Maturity Period  Deposit Amount 
INTEREST RATE (% p.a.) General Senior Citizen 

SBPTax Saving Term Deposit Scheme2006  5 Years  Upto Rs. 1 lakh  8.85 9.35 
Calculate 
Tax Implications:
a) For NRO Fixed Deposit  Rs. 1 cr above and above (last revised on Feb 17, 2014)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days  14 days  Rs. 1 cr above and above  6.50  Calculate 
15 days to 45 days  Rs. 1 cr above and above  7.75  Calculate 
46 days to 90 days  Rs. 1 cr above and above  8.25  Calculate 
91 days to 180 days  Rs. 1 cr above and above  8.25  Calculate 
181 days to less than 270 days  Rs. 1 cr above and above  8.75  Calculate 
271 days to less than 1 year  Rs. 1 cr above and above  8.75  Calculate 
1 year to 554 days  Rs. 1 cr above and above  9.25  Calculate 
555 days (Vaibhav)  Rs. 1 cr above and above  8.85  Calculate 
556 days to less than 2 year  Rs. 1 cr above and above  8.50  Calculate 
2 years to less than 3 years  Rs. 1 cr above and above  8.50  Calculate 
3 years to less than 5 years  Rs. 1 cr above and above  8.50  Calculate 
5 years to less than 10 years  Rs. 1 cr above and above  8.25  Calculate 
b) For NRO Fixed Deposit  Less than Rs. 15 lakh (last revised on Feb 17, 2014)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
15 days to 45 days  Less than Rs. 15 lakh  6.50  Calculate 
46 days to 90 days  Less than Rs. 15 lakh  8.00  Calculate 
91 days to 180 days  Less than Rs. 15 lakh  8.00  Calculate 
181 days to 270 days  Less than Rs. 15 lakh  7.50  Calculate 
271 days to less than 299 days  Less than Rs. 15 lakh  7.50  Calculate 
300 days  Less than Rs. 15 lakh  9.10  Calculate 
301 days to less than 1 year  Less than Rs. 15 lakh  7.50  Calculate 
1 year to 554 days  Less than Rs. 15 lakh  9.25  Calculate 
555 days  Less than Rs. 15 lakh  9.25  Calculate 
556 days to less than 2 year  Less than Rs. 15 lakh  9.00  Calculate 
2 years to less than 3 years  Less than Rs. 15 lakh  9.00  Calculate 
3 years to less than 5 years  Less than Rs. 15 lakh  9.00  Calculate 
5 years to less than 10 years  Less than Rs. 15 lakh  8.85  Calculate 
Deposit for 18 Years ( For Girl Child) Cir. No PSB/PNS/34 dated 24092010  Less than Rs. 15 lakh  8.85  Calculate 
c) For NRO Fixed Deposit  Rs. 15 lakh to less than Rs. 1 cr (last revised on Feb 17, 2014)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
7 days  14 days  Rs. 15 lakh to less than Rs. 1 cr  6.50  Calculate 
15 days to 45 days  Rs. 15 lakh to less than Rs. 1 cr  6.50  Calculate 
46 days to 90 days  Rs. 15 lakh to less than Rs. 1 cr  8.00  Calculate 
91 days to 180 days  Rs. 15 lakh to less than Rs. 1 cr  8.00  Calculate 
181 days to 270 days  Rs. 15 lakh to less than Rs. 1 cr  7.50  Calculate 
271 days to less than 299 days  Rs. 15 lakh to less than Rs. 1 cr  7.50  Calculate 
300 days  Rs. 15 lakh to less than Rs. 1 cr  9.10  Calculate 
301 days to less than 1 year  Rs. 15 lakh to less than Rs. 1 cr  7.50  Calculate 
1 year to 554 days  Rs. 15 lakh to less than Rs. 1 cr  9.25  Calculate 
555 days  Rs. 15 lakh to less than Rs. 1 cr  9.25  Calculate 
556 days to less than 2 year  Rs. 15 lakh to less than Rs. 1 cr  9.00  Calculate 
2 years to less than 3 years  Rs. 15 lakh to less than Rs. 1 cr  9.00  Calculate 
3 years to less than 5 years  Rs. 15 lakh to less than Rs. 1 cr  9.00  Calculate 
5 years to less than 10 years  Rs. 15 lakh to less than Rs. 1 cr  8.85  Calculate 
Deposit for 18 Years ( For Girl Child) Cir. No PSB/PNS/34 dated 24092010  Rs. 15 lakh to less than Rs. 1 cr  8.85  Calculate 
a) For NRE Fixed Deposit  Less than Rs. 1cr (last revised on Mar 01, 2014)
Maturity Period  Deposit Amount  INTEREST RATE (% p.a.)  
1 year to 554 days  Less than Rs. 1cr  9.25  Calculate 
555 days  Less than Rs. 1cr  9.25  Calculate 
556 days to less than 2 years  Less than Rs. 1cr  9.00  Calculate 
2 years to less than 3 years  Less than Rs. 1cr  9.00  Calculate 
3 years to less than 5 years  Less than Rs. 1cr  9.00  Calculate 
Above 5 years to 10 years  Less than Rs. 1cr  8.85  Calculate 
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