a) For domestic deposits  Less than Rs. 1 cr (last revised on Feb 18, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



7 days to 90 days 
Less than Rs. 1 cr 

Calculate 
91 days to 179 days 
Less than Rs. 1 cr 

Calculate 
180 days to 210 days 
Less than Rs. 1 cr 

Calculate 
211 days to less than 1 year 
Less than Rs. 1 cr 

Calculate 
1 year to less than 2 years 
Less than Rs. 1 cr 

Calculate 
2 years to less than 3 years 
Less than Rs. 1 cr 

Calculate 
3 years to less than 5 years 
Less than Rs. 1 cr 

Calculate 
5 years and upto 10 years 
Less than Rs. 1 cr 

Calculate 
b) For domestic deposits  Above Rs. 1 cr (last revised on Feb 18, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



7 days to 60 days 
Above Rs. 1 cr 

Calculate 
61 days to less than 1 year 
Above Rs. 1 cr 

Calculate 
1 year to less than 2 years 
Above Rs. 1 cr 

Calculate 
2 years to less than 5 years 
Above Rs. 1 cr 

Calculate 
5 years and upto 10 years 
Above Rs. 1 cr 

Calculate 
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



SBI Tax Savings Scheme (SBITSS)  5 years 
Upto Rs. 1 lakh 

Calculate 
Tax Implications:
 The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
 Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
a) For NRO Fixed Deposit  Less than Rs. 1 cr (last revised on Feb 18, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


7 days to 90 days 
Less than Rs. 1 cr 
7.50 
Calculate 
91 days to 179 days 
Less than Rs. 1 cr 
7.50 
Calculate 
180 days to 210 days 
Less than Rs. 1 cr 
7.00 
Calculate 
211 days to less than 1 year 
Less than Rs. 1 cr 
7.50 
Calculate 
1 year to less than 2 years 
Less than Rs. 1 cr 
9.00 
Calculate 
2 years to less than 3 years 
Less than Rs. 1 cr 
9.00 
Calculate 
3 years to less than 5 years 
Less than Rs. 1 cr 
8.75 
Calculate 
5 years and upto 10 years 
Less than Rs. 1 cr 
8.50 
Calculate 
b) For NRO Fixed Deposit  Above Rs. 1 cr (last revised on Feb 18, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


7 days to 60 days 
Above Rs. 1 cr 
6.75 
Calculate 
61 days to less than 1 year 
Above Rs. 1 cr 
7.25 
Calculate 
1 year to less than 2 years 
Above Rs. 1 cr 
8.50 
Calculate 
2 years to less than 5 years 
Above Rs. 1 cr 
8.75 
Calculate 
5 years and upto 10 years 
Above Rs. 1 cr 
8.75 
Calculate 
a) For NRE Fixed Deposit  Less than Rs. 1 cr (last revised on Sep 20, 2013)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


1 year to less than 2 years 
Less than Rs. 1 cr 
9.00 
Calculate 
2 year and upto 10 years 
Less than Rs. 1 cr 
9.00 
Calculate 
b) For NRE Fixed Deposit  Above Rs. 1 cr (last revised on Nov 01, 2013)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


1 year to less than 2 years 
Above Rs. 1 cr 
8.25 
Calculate 
2 year and upto 10 years 
Above Rs. 1 cr 
8.50 
Calculate 