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South Indian Bank

Fixed Deposit Rates

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You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 15 lakh (last revised on May 01, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
15 days to 45 days Less than Rs. 15 lakh

4.00

4.50

 Calculate
46 days to 90 days Less than Rs. 15 lakh

4.50

5.00

 Calculate
91 days to 180 days Less than Rs. 15 lakh

7.00

7.50

 Calculate
181 days to than 1 year Less than Rs. 15 lakh

8.50

9.00

 Calculate
1 year Less than Rs. 15 lakh

9.25

9.75

 Calculate
1 year to less than 27 months Less than Rs. 15 lakh

9.00

9.50

 Calculate
SIB 700 (27 months) Less than Rs. 15 lakh

9.90

10.40

 Calculate
Above 27 months to less than 39 months Less than Rs. 15 lakh

9.00

9.50

 Calculate
SIB 700+ (39 months) Less than Rs. 15 lakh

10.00

10.50

 Calculate
Above 39 months Less than Rs. 15 lakh

9.00

9.50

 Calculate

b) For domestic deposits - Rs. 15 lakh to less than Rs. 1 cr (last revised on May 01, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
15 days to 45 days Rs. 15 lakh to less than Rs. 1 cr

4.00

4.50

 Calculate
46 days to 90 days Rs. 15 lakh to less than Rs. 1 cr

4.50

5.00

 Calculate
91 days to 180 days Rs. 15 lakh to less than Rs. 1 cr

7.00

7.50

 Calculate
181 days to than 1 year Rs. 15 lakh to less than Rs. 1 cr

8.50

9.00

 Calculate
1 year Rs. 15 lakh to less than Rs. 1 cr

9.25

9.75

 Calculate
1 year to less than 27 months Rs. 15 lakh to less than Rs. 1 cr

9.00

9.50

 Calculate
Above 27 months to less than 39 months Rs. 15 lakh to less than Rs. 1 cr

9.00

9.50

 Calculate
SIB 700 (27 months) Rs. 15 lakh to less than Rs. 1 cr

9.90

10.40

 Calculate
SIB 700+ (39 months) Rs. 15 lakh to less than Rs. 1 cr

10.00

10.50

 Calculate
Above 39 months Rs. 15 lakh to less than Rs. 1 cr

9.00

9.50

 Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
South Indian Bank Tax Gain - 5 years Upto Rs. 1 lakh

9.00

9.50

 Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 15 lakh (last revised on May 01, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
15 days to 45 days Less than Rs. 15 lakh 4.00 Calculate
46 days to 90 days Less than Rs. 15 lakh 4.50 Calculate
91 days to 180 days Less than Rs. 15 lakh 7.00 Calculate
181 days to than 1 year Less than Rs. 15 lakh 8.50 Calculate
1 year Less than Rs. 15 lakh 9.25 Calculate
1 year to less than 27 months Less than Rs. 15 lakh 9.00 Calculate
Above 27 months to less than 39 months Less than Rs. 15 lakh 9.00 Calculate
SIB 700 (27 months) Less than Rs. 15 lakh 9.90 Calculate
SIB 700+ (39 months) Less than Rs. 15 lakh 10.00 Calculate
Above 39 months Less than Rs. 15 lakh 9.00 Calculate

b) For NRO Fixed Deposit - Rs. 15 lakh to less than Rs. 1 cr (last revised on May 01, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
15 days to 45 days Rs. 15 lakh to less than Rs. 1 cr 4.00 Calculate
46 days to 90 days Rs. 15 lakh to less than Rs. 1 cr 4.50 Calculate
91 days to 180 days Rs. 15 lakh to less than Rs. 1 cr 7.00 Calculate
181 days to than 1 year Rs. 15 lakh to less than Rs. 1 cr 8.50 Calculate
1 year Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
1 year to less than 27 months Rs. 15 lakh to less than Rs. 1 cr 9.00 Calculate
Above 27 months to less than 39 months Rs. 15 lakh to less than Rs. 1 cr 9.00 Calculate
SIB 700 (27 months) Rs. 15 lakh to less than Rs. 1 cr 9.90 Calculate
SIB 700+ (39 months) Rs. 15 lakh to less than Rs. 1 cr 10.00 Calculate
Above 39 months Rs. 15 lakh to less than Rs. 1 cr 9.00 Calculate

a) For NRE Fixed Deposit - Less than Rs. 1 cr (last revised on May 01, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year Less than Rs. 1 cr 9.25 Calculate
1 year to less than 27 months Less than Rs. 1 cr 9.00 Calculate
SIB 700 (27 months) Less than Rs. 1 cr 9.90 Calculate
Above 27 months to 39 months Less than Rs. 1 cr 9.00 Calculate
SIB 700+ (39 months) Less than Rs. 1 cr 10.00 Calculate
Above 39 months Less than Rs. 1 cr 9.00 Calculate
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10.50%

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Best FD rates for Senior Citizens

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11.00%

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Fixed Deposit Calculator

Find out how much interest you can earn on a Fixed Deposit (FD) and the value of your invesment on maturity.

Listed Bonds

National Highways Authority of India

1,044.02 0.11%

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1,057.61 0.18%

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8.90%

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8.80%

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