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Punjab National Bank

Fixed Deposit Rates

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You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 1 cr (last revised on Apr 01, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Less than Rs. 1 cr

4.00

4.25

 Calculate
15 days to 29 days Less than Rs. 1 cr

4.50

4.75

 Calculate
30 days to 45 days Less than Rs. 1 cr

4.50

4.75

 Calculate
46 days to 90 days Less than Rs. 1 cr

5.50

5.75

 Calculate
91 days to 179 days Less than Rs. 1 cr

6.75

7.00

 Calculate
180 days to 270 days Less than Rs. 1 cr

7.50

7.75

 Calculate
271 days to less than 1 year Less than Rs. 1 cr

7.50

7.75

 Calculate
1 year Less than Rs. 1 cr

9.00

9.25

 Calculate
Above 1 year to 5 years Less than Rs. 1 cr

8.75

N.A

 Calculate
400 days Less than Rs. 1 cr

9.00

9.25

 Calculate
Above 5 years to 10 years Less than Rs. 1 cr

8.50

8.75

 Calculate

b) For domestic deposits - Rs. 1 cr to Rs. 10 cr (last revised on Apr 01, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Rs. 1 cr to Rs. 10 cr

4.00

N.A

 Calculate
15 days to 29 days Rs. 1 cr to Rs. 10 cr

4.50

N.A

 Calculate
30 days to 45 days Rs. 1 cr to Rs. 10 cr

6.50

N.A

 Calculate
46 days to 90 days Rs. 1 cr to Rs. 10 cr

7.00

N.A

 Calculate
91 days to 179 days Rs. 1 cr to Rs. 10 cr

8.00

N.A

 Calculate
180 days to 270 days Rs. 1 cr to Rs. 10 cr

8.25

N.A

 Calculate
271 days to less than 1 year Rs. 1 cr to Rs. 10 cr

8.25

N.A

 Calculate
1 year Rs. 1 cr to Rs. 10 cr

9.00

N.A

 Calculate
Above 1 year to 5 years Rs. 1 cr to Rs. 10 cr

8.75

N.A

 Calculate
400 days Rs. 1 cr to Rs. 10 cr

9.00

N.A

 Calculate
Above 5 years to 10 years Rs. 1 cr to Rs. 10 cr

8.50

N.A

 Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
PNB Tax Saver Fixed Deposit Scheme - 5 Years to 10 years Upto Rs. 1 lakh

8.75

N.A

 Calculate
PNB Tax Saver Fixed Deposit Scheme - 5 years to10 years Upto Rs. 1 lakh

N.A

9.00

 Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRE Fixed Deposit - Less than Rs. 1 cr (last revised on Apr 01, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year Less than Rs. 1 cr 9.00 Calculate
Above 1 year to 5 years Less than Rs. 1 cr 8.75 Calculate
400 days Less than Rs. 1 cr 9.00 Calculate
Above 5 years to 10 years Less than Rs. 1 cr 8.50 Calculate
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Fixed Deposit Calculator

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