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Punjab and Sind Bank

Fixed Deposit Rates

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You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Above Rs. 1 cr to Rs. 5 cr (last revised on Jul 16, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Above Rs. 1 cr to Rs. 5 cr

4.00

N.A

 Calculate
15 days to 30 days Above Rs. 1 cr to Rs. 5 cr

4.50

N.A

 Calculate
31 days to 45 days Above Rs. 1 cr to Rs. 5 cr

5.50

N.A

 Calculate
46 days to 90 days Above Rs. 1 cr to Rs. 5 cr

7.00

N.A

 Calculate
91 days to 150 days Above Rs. 1 cr to Rs. 5 cr

7.50

N.A

 Calculate
151 days to 179 days Above Rs. 1 cr to Rs. 5 cr

8.10

N.A

 Calculate
180 days to 269 days Above Rs. 1 cr to Rs. 5 cr

8.25

N.A

 Calculate
270 days to 364 days Above Rs. 1 cr to Rs. 5 cr

8.50

N.A

 Calculate
1 year to 2 years Above Rs. 1 cr to Rs. 5 cr

9.00

N.A

 Calculate
Above 2 years to less than 3 years Above Rs. 1 cr to Rs. 5 cr

9.00

N.A

 Calculate
3 years to 5 years Above Rs. 1 cr to Rs. 5 cr

9.00

N.A

 Calculate
Above 5 years to 10 years Above Rs. 1 cr to Rs. 5 cr

8.75

N.A

 Calculate

b) For domestic deposits - Above Rs. 15 lakh to Rs. 1 cr (last revised on Jul 16, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Above Rs. 15 lakh to Rs. 1 cr

4.00

N.A

 Calculate
15 days to 30 days Above Rs. 15 lakh to Rs. 1 cr

4.50

N.A

 Calculate
31 days to 45 days Above Rs. 15 lakh to Rs. 1 cr

5.50

N.A

 Calculate
46 days to 90 days Above Rs. 15 lakh to Rs. 1 cr

7.00

N.A

 Calculate
91 days to 150 days Above Rs. 15 lakh to Rs. 1 cr

7.50

N.A

 Calculate
151 days to 179 days Above Rs. 15 lakh to Rs. 1 cr

8.10

N.A

 Calculate
180 days to 269 days Above Rs. 15 lakh to Rs. 1 cr

8.25

8.75

 Calculate
270 days to 364 days Above Rs. 15 lakh to Rs. 1 cr

8.50

9.00

 Calculate
1 year to 2 years Above Rs. 15 lakh to Rs. 1 cr

9.00

9.50

 Calculate
500 days Above Rs. 15 lakh to Rs. 1 cr

9.25

9.75

 Calculate
Above 2 years to less than 3 years Above Rs. 15 lakh to Rs. 1 cr

9.00

9.50

 Calculate
3 years to 5 years Above Rs. 15 lakh to Rs. 1 cr

9.00

9.50

 Calculate
Above 5 years to 10 years Above Rs. 15 lakh to Rs. 1 cr

8.75

9.25

 Calculate

c) For domestic deposits - Upto Rs. 15 lakh (last revised on Jul 16, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Upto Rs. 15 lakh

4.00

N.A

 Calculate
15 days to 30 days Upto Rs. 15 lakh

4.50

N.A

 Calculate
31 days to 45 days Upto Rs. 15 lakh

5.50

N.A

 Calculate
46 days to 90 days Upto Rs. 15 lakh

7.00

N.A

 Calculate
91 days to 150 days Upto Rs. 15 lakh

7.50

N.A

 Calculate
151 days to 179 days Upto Rs. 15 lakh

8.10

N.A

 Calculate
180 days to 269 days Upto Rs. 15 lakh

8.25

8.75

 Calculate
270 days to 364 days Upto Rs. 15 lakh

8.50

9.00

 Calculate
1 year to 2 years Upto Rs. 15 lakh

9.00

9.50

 Calculate
500 days Upto Rs. 15 lakh

9.25

9.75

 Calculate
Above 2 years to less than 3 years Upto Rs. 15 lakh

9.00

9.50

 Calculate
3 years to 5 years Upto Rs. 15 lakh

9.00

9.50

 Calculate
Above 5 years to 10 years Upto Rs. 15 lakh

8.75

9.25

 Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
PSB Fixed Deposit Tax Saver Scheme Upto Rs. 1 lakh

9.05

9.55

 Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRE Fixed Deposit - Less than Rs. 1 cr (last revised on Jan 02, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Less than Rs. 1 cr 9.50 Calculate
2 years to less than 3 years Less than Rs. 1 cr 9.25 Calculate
3 years to 5 Years Less than Rs. 1 cr 9.25 Calculate
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Fixed Deposit Calculator

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