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Oriental Bank of Commerce

Fixed Deposit Rates

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You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 15 lakh (last revised on Apr 23, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Less than Rs. 15 lakh

4.00

4.60

 Calculate
15 days to 30 days Less than Rs. 15 lakh

4.50

5.10

 Calculate
31 days to 45 days Less than Rs. 15 lakh

5.00

5.60

 Calculate
46 days to 90 days Less than Rs. 15 lakh

5.75

6.35

 Calculate
91 days to 179 days Less than Rs. 15 lakh

8.00

8.60

 Calculate
180 days to 269 days Less than Rs. 15 lakh

9.00

9.60

 Calculate
270 days to less than 1 year Less than Rs. 15 lakh

9.00

9.60

 Calculate
1 year to less than 2 years Less than Rs. 15 lakh

9.50

10.10

 Calculate
2 years to less than 3 years Less than Rs. 15 lakh

9.25

9.85

 Calculate
3 Years to less than 5 Years Less than Rs. 15 lakh

9.25

9.85

 Calculate
5 years to 10 years Less than Rs. 15 lakh

9.25

9.85

 Calculate

b) For domestic deposits - Rs. 1 cr and above (last revised on Apr 23, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Rs. 1 cr and above

7.50

8.10

 Calculate
15 days to 30 days Rs. 1 cr and above

7.50

8.10

 Calculate
31 days to 45 days Rs. 1 cr and above

8.00

8.60

 Calculate
46 days to 90 days Rs. 1 cr and above

8.00

8.60

 Calculate
91 days to 179 days Rs. 1 cr and above

9.00

9.60

 Calculate
180 days to 269 days Rs. 1 cr and above

9.00

9.60

 Calculate
270 days to less than 1 year Rs. 1 cr and above

9.00

9.60

 Calculate
1 year to less than 2 years Rs. 1 cr and above

9.50

10.10

 Calculate
2 years to less than 3 years Rs. 1 cr and above

9.25

9.85

 Calculate
3 Years to less than 5 Years Rs. 1 cr and above

9.00

9.60

 Calculate
5 years to 10 years Rs. 1 cr and above

8.75

9.35

 Calculate

c) For domestic deposits - Rs. 15 lakh to less than Rs. 1 cr (last revised on Apr 23, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Rs. 15 lakh to less than Rs. 1 cr

4.00

4.60

 Calculate
15 days to 30 days Rs. 15 lakh to less than Rs. 1 cr

4.50

5.10

 Calculate
31 days to 45 days Rs. 15 lakh to less than Rs. 1 cr

7.50

8.10

 Calculate
46 days to 90 days Rs. 15 lakh to less than Rs. 1 cr

8.00

8.60

 Calculate
91 days to 179 days Rs. 15 lakh to less than Rs. 1 cr

8.25

8.85

 Calculate
180 days to 269 days Rs. 15 lakh to less than Rs. 1 cr

8.50

9.10

 Calculate
270 days to less than 1 year Rs. 15 lakh to less than Rs. 1 cr

9.00

9.60

 Calculate
1 year to less than 2 years Rs. 15 lakh to less than Rs. 1 cr

9.50

10.10

 Calculate
2 years to less than 3 years Rs. 15 lakh to less than Rs. 1 cr

9.25

9.85

 Calculate
3 Years to less than 5 Years Rs. 15 lakh to less than Rs. 1 cr

9.25

9.85

 Calculate
5 years to 10 years Rs. 15 lakh to less than Rs. 1 cr

9.25

9.85

 Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
Oriental Bank Tax Saving - Term Deposit Scheme - 5 years Upto Rs. 1 lakh

9.25

9.75

 Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 15 lakh (last revised on Apr 23, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Less than Rs. 15 lakh 4.00 Calculate
15 days to 30 days Less than Rs. 15 lakh 4.50 Calculate
31 days to 45 days Less than Rs. 15 lakh 5.00 Calculate
46 days to 90 days Less than Rs. 15 lakh 5.75 Calculate
91 days to 179 days Less than Rs. 15 lakh 8.00 Calculate
180 days to 269 days Less than Rs. 15 lakh 9.00 Calculate
270 days to less than 1 year Less than Rs. 15 lakh 9.00 Calculate
1 year to less than 2 years Less than Rs. 15 lakh 9.50 Calculate
2 years to less than 3 years Less than Rs. 15 lakh 9.25 Calculate
3 Years to less than 5 Years Less than Rs. 15 lakh 9.25 Calculate
5 years to 10 years Less than Rs. 15 lakh 9.25 Calculate

b) For NRO Fixed Deposit - Rs. 1 cr and above (last revised on Apr 23, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Rs. 1 cr and above 7.50 Calculate
15 days to 30 days Rs. 1 cr and above 7.50 Calculate
31 days to 45 days Rs. 1 cr and above 8.00 Calculate
46 days to 90 days Rs. 1 cr and above 8.00 Calculate
91 days to 179 days Rs. 1 cr and above 9.00 Calculate
180 days to 269 days Rs. 1 cr and above 9.00 Calculate
270 days to less than 1 year Rs. 1 cr and above 9.00 Calculate
1 year to less than 2 years Rs. 1 cr and above 9.50 Calculate
2 years to less than 3 years Rs. 1 cr and above 9.25 Calculate
3 Years to less than 5 Years Rs. 1 cr and above 9.00 Calculate
5 years to 10 years Rs. 1 cr and above 8.75 Calculate

c) For NRO Fixed Deposit - Rs. 15 lakh to less than Rs. 1 cr (last revised on Apr 23, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Rs. 15 lakh to less than Rs. 1 cr 4.00 Calculate
15 days to 30 days Rs. 15 lakh to less than Rs. 1 cr 4.50 Calculate
31 days to 45 days Rs. 15 lakh to less than Rs. 1 cr 7.50 Calculate
46 days to 90 days Rs. 15 lakh to less than Rs. 1 cr 8.00 Calculate
91 days to 179 days Rs. 15 lakh to less than Rs. 1 cr 8.25 Calculate
180 days to 269 days Rs. 15 lakh to less than Rs. 1 cr 8.50 Calculate
270 days to less than 1 year Rs. 15 lakh to less than Rs. 1 cr 9.00 Calculate
1 year to less than 2 years Rs. 15 lakh to less than Rs. 1 cr 9.50 Calculate
2 years to less than 3 years Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
3 Years to less than 5 Years Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
5 years to 10 years Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate

a) For NRE Fixed Deposit - Less than Rs. 15 lakh (last revised on Apr 16, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Less than Rs. 15 lakh 9.50 Calculate
2 years to less than 3 years Less than Rs. 15 lakh 9.25 Calculate
3 Years to 5 Years Less than Rs. 15 lakh 9.25 Calculate
5 years Only Less than Rs. 15 lakh 9.25 Calculate

b) For NRE Fixed Deposit - Rs. 1 cr and above (last revised on Apr 16, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Rs. 1 cr and above 9.50 Calculate
2 years to less than 3 years Rs. 1 cr and above 9.25 Calculate
3 Years to 5 Years Rs. 1 cr and above 9.00 Calculate
5 years Only Rs. 1 cr and above 8.75 Calculate

c) For NRE Fixed Deposit - Rs. 15 lakh to less than Rs. 1 cr (last revised on Apr 16, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Rs. 15 lakh to less than Rs. 1 cr 9.50 Calculate
2 years to less than 3 years Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
3 Years to 5 Years Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
5 years Only Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
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