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J&K Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 1 cr (last revised on Feb 15, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 30 days Less than Rs. 1 cr

5.25

5.75

Calculate
31 days to 45 days Less than Rs. 1 cr

5.25

5.75

Calculate
46 days to 90 days Less than Rs. 1 cr

7.00

7.50

Calculate
91 days to 120 days Less than Rs. 1 cr

7.25

7.75

Calculate
121 days to 180 days Less than Rs. 1 cr

7.50

8.00

Calculate
181 days to 270 days Less than Rs. 1 cr

7.50

8.00

Calculate
271 days to less thab 1 year Less than Rs. 1 cr

8.50

9.00

Calculate
1 year to less than 2 years Less than Rs. 1 cr

8.50

9.00

Calculate
2 years to less than 5 years Less than Rs. 1 cr

8.50

9.00

Calculate
5 years to 10 years Less than Rs. 1 cr

8.50

9.00

Calculate

b) For domestic deposits - Rs. 1 cr to less than Rs. 5 cr (last revised on Feb 15, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 30 days Rs. 1 cr to less than Rs. 5 cr

5.25

5.75

Calculate
31 days to 45 days Rs. 1 cr to less than Rs. 5 cr

5.25

5.75

Calculate
46 days to 90 days Rs. 1 cr to less than Rs. 5 cr

7.00

7.50

Calculate
91 days to 120 days Rs. 1 cr to less than Rs. 5 cr

7.50

8.00

Calculate
121 days to 180 days Rs. 1 cr to less than Rs. 5 cr

7.75

8.25

Calculate
181 days to 270 days Rs. 1 cr to less than Rs. 5 cr

7.50

8.00

Calculate
271 days to less thab 1 year Rs. 1 cr to less than Rs. 5 cr

8.00

8.50

Calculate
1 year to less than 2 years Rs. 1 cr to less than Rs. 5 cr

8.50

9.00

Calculate
2 years to less than 5 years Rs. 1 cr to less than Rs. 5 cr

8.25

8.75

Calculate
5 years to 10 years Rs. 1 cr to less than Rs. 5 cr

8.25

8.75

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
Tax Saver Term Deposit Scheme - 5 to 10 years Upto Rs. 1 lakh

8.50

9.00

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 1 cr (last revised on Feb 15, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 30 days Less than Rs. 1 cr 5.25 Calculate
31 days to 45 days Less than Rs. 1 cr 5.25 Calculate
46 days to 90 days Less than Rs. 1 cr 7.00 Calculate
91 days to 120 days Less than Rs. 1 cr 7.25 Calculate
121 days to 180 days Less than Rs. 1 cr 7.50 Calculate
181 days to 270 days Less than Rs. 1 cr 7.50 Calculate
271 days to less thab 1 year Less than Rs. 1 cr 8.00 Calculate
1 year to less than 2 years Less than Rs. 1 cr 8.50 Calculate
2 years to less than 5 years Less than Rs. 1 cr 8.50 Calculate
5 years to 10 years Less than Rs. 1 cr 8.50 Calculate

b) For NRO Fixed Deposit - Rs. 1 cr to less than Rs. 5 cr (last revised on Feb 15, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 30 days Rs. 1 cr to less than Rs. 5 cr 5.25 Calculate
31 days to 45 days Rs. 1 cr to less than Rs. 5 cr 5.25 Calculate
46 days to 90 days Rs. 1 cr to less than Rs. 5 cr 7.00 Calculate
91 days to 120 days Rs. 1 cr to less than Rs. 5 cr 7.50 Calculate
121 days to 180 days Rs. 1 cr to less than Rs. 5 cr 7.75 Calculate
181 days to 270 days Rs. 1 cr to less than Rs. 5 cr 7.50 Calculate
271 days to less thab 1 year Rs. 1 cr to less than Rs. 5 cr 8.00 Calculate
1 year to less than 2 years Rs. 1 cr to less than Rs. 5 cr 8.50 Calculate
2 years to less than 5 years Rs. 1 cr to less than Rs. 5 cr 8.25 Calculate
5 years to 10 years Rs. 1 cr to less than Rs. 5 cr 8.25 Calculate

a) For NRE Fixed Deposit - Less than Rs. 1 cr (last revised on Feb 15, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
7 days to 30 days Less than Rs. 1 cr 5.25 Calculate
31 days to 45 days Less than Rs. 1 cr 5.25 Calculate
46 days to 90 days Less than Rs. 1 cr 7.00 Calculate
91 days to 120 days Less than Rs. 1 cr 7.25 Calculate
121 days to 180 days Less than Rs. 1 cr 7.50 Calculate
181 days to 270 days Less than Rs. 1 cr 7.50 Calculate
271 days to less thab 1 year Less than Rs. 1 cr 8.00 Calculate
1 year to less than 2 years Less than Rs. 1 cr 8.50 Calculate
2 years to less than 5 years Less than Rs. 1 cr 8.50 Calculate
5 years to 10 years Less than Rs. 1 cr 8.50 Calculate

b) For NRE Fixed Deposit - Rs. 1 cr to less than Rs. 5 cr (last revised on Feb 15, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
7 days to 30 days Rs. 1 cr to less than Rs. 5 cr 5.25 Calculate
31 days to 45 days Rs. 1 cr to less than Rs. 5 cr 5.25 Calculate
46 days to 90 days Rs. 1 cr to less than Rs. 5 cr 7.00 Calculate
91 days to 120 days Rs. 1 cr to less than Rs. 5 cr 7.50 Calculate
121 days to 180 days Rs. 1 cr to less than Rs. 5 cr 7.75 Calculate
181 days to 270 days Rs. 1 cr to less than Rs. 5 cr 7.50 Calculate
271 days to less thab 1 year Rs. 1 cr to less than Rs. 5 cr 8.00 Calculate
1 year to less than 2 years Rs. 1 cr to less than Rs. 5 cr 8.50 Calculate
2 years to less than 5 years Rs. 1 cr to less than Rs. 5 cr 8.25 Calculate
5 years to 10 years Rs. 1 cr to less than Rs. 5 cr 8.25 Calculate