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J&K Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 1 cr (last revised on Jan 11, 2017)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 30 days Less than Rs. 1 cr

5.00

5.50

Calculate
31 days to 45 days Less than Rs. 1 cr

5.50

6.00

Calculate
46 days to 90 days Less than Rs. 1 cr

6.25

6.75

Calculate
91 days to 180 days Less than Rs. 1 cr

6.75

7.25

Calculate
181 days to 270 days Less than Rs. 1 cr

6.85

7.35

Calculate
271 days to less than 1 year Less than Rs. 1 cr

6.90

7.40

Calculate
1 years to less than 3 years Less than Rs. 1 cr

7.00

7.50

Calculate
3 years to less than 5 years Less than Rs. 1 cr

6.90

7.40

Calculate
5 years to 10 years Less than Rs. 1 cr

6.80

7.30

Calculate

b) For domestic deposits - Rs. 1 cr to less than Rs. 5 cr (last revised on Jan 11, 2017)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 30 days Rs. 1 cr to less than Rs. 5 cr

5.00

5.50

Calculate
31 days to 45 days Rs. 1 cr to less than Rs. 5 cr

5.00

5.50

Calculate
46 days to 90 days Rs. 1 cr to less than Rs. 5 cr

5.25

5.75

Calculate
91 days to 180 days Rs. 1 cr to less than Rs. 5 cr

5.50

6.00

Calculate
181 days to 270 days Rs. 1 cr to less than Rs. 5 cr

5.50

6.00

Calculate
271 days to less than 1 year Rs. 1 cr to less than Rs. 5 cr

5.75

6.25

Calculate
1 years to less than 3 years Rs. 1 cr to less than Rs. 5 cr

6.00

6.50

Calculate
3 years to less than 5 years Rs. 1 cr to less than Rs. 5 cr

5.90

6.40

Calculate
5 years to 10 years Rs. 1 cr to less than Rs. 5 cr

5.90

6.40

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
Tax Saver Term Deposit Scheme - 5 to 10 years Upto Rs. 1 lakh

6.80

7.30

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 1 cr (last revised on Jan 11, 2017)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 30 days Less than Rs. 1 cr 5.00 Calculate
31 days to 45 days Less than Rs. 1 cr 5.50 Calculate
46 days to 90 days Less than Rs. 1 cr 6.25 Calculate
91 days to 180 days Less than Rs. 1 cr 6.75 Calculate
181 days to 270 days Less than Rs. 1 cr 6.85 Calculate
271 days to less than 1 year Less than Rs. 1 cr 6.90 Calculate
1 years to less than 3 years Less than Rs. 1 cr 7.00 Calculate
3 years to less than 5 years Less than Rs. 1 cr 6.90 Calculate
5 years to 10 years Less than Rs. 1 cr 6.80 Calculate

b) For NRO Fixed Deposit - Rs. 1 cr to less than Rs. 5 cr (last revised on Jan 11, 2017)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 30 days Rs. 1 cr to less than Rs. 5 cr 5.00 Calculate
31 days to 45 days Rs. 1 cr to less than Rs. 5 cr 5.00 Calculate
46 days to 90 days Rs. 1 cr to less than Rs. 5 cr 5.25 Calculate
91 days to 180 days Rs. 1 cr to less than Rs. 5 cr 5.50 Calculate
181 days to 270 days Rs. 1 cr to less than Rs. 5 cr 5.50 Calculate
271 days to less than 1 year Rs. 1 cr to less than Rs. 5 cr 5.75 Calculate
1 years to less than 3 years Rs. 1 cr to less than Rs. 5 cr 6.00 Calculate
3 years to less than 5 years Rs. 1 cr to less than Rs. 5 cr 5.90 Calculate
5 years to 10 years Rs. 1 cr to less than Rs. 5 cr 5.90 Calculate

a) For NRE Fixed Deposit - Less than Rs. 1 cr (last revised on Jan 11, 2017)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
01 year to less than 3 Years Less than Rs. 1 cr 7.00 Calculate
03 years to less than 5 years Less than Rs. 1 cr 6.90 Calculate
5 years to 10 years Less than Rs. 1 cr 6.80 Calculate

b) For NRE Fixed Deposit - Rs. 1 cr to less than Rs. 5 cr (last revised on Jan 11, 2017)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
01 year to less than 3 Years Rs. 1 cr to less than Rs. 5 cr 6.00 Calculate
03 years to less than 5 years Rs. 1 cr to less than Rs. 5 cr 5.90 Calculate
5 years to 10 years Rs. 1 cr to less than Rs. 5 cr 5.90 Calculate
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