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Fixed Deposit Rates

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You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 15 lakh (last revised on Apr 27, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 15 days Less than Rs. 15 lakh

4.00

N.A

 Calculate
16 days to 30 days Less than Rs. 15 lakh

5.00

N.A

 Calculate
31 days to 60 days Less than Rs. 15 lakh

5.50

N.A

 Calculate
61 days to 91 days Less than Rs. 15 lakh

8.65

N.A

 Calculate
92 days to 364 days Less than Rs. 15 lakh

8.70

N.A

 Calculate
365 days Less than Rs. 15 lakh

9.25

N.A

 Calculate
366 days to 729 days Less than Rs. 15 lakh

9.25

N.A

 Calculate
730 days to1095 days Less than Rs. 15 lakh

9.25

N.A

 Calculate
1096 days to 5 years Less than Rs. 15 lakh

9.00

N.A

 Calculate
5 years to 10 years Less than Rs. 15 lakh

8.75

N.A

 Calculate

b) For domestic deposits - Less than Rs. 30 lakh (last revised on Apr 27, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
365 days Less than Rs. 30 lakh

N.A

9.75

 Calculate
366 days to 729 days Less than Rs. 30 lakh

N.A

9.75

 Calculate
730 days to1095 days Less than Rs. 30 lakh

N.A

9.75

 Calculate
1096 days to 5 years Less than Rs. 30 lakh

N.A

9.50

 Calculate
5 years to 10 years Less than Rs. 30 lakh

N.A

9.25

 Calculate

c) For domestic deposits - Rs. 15 lakh to Rs. 1 cr (last revised on Apr 27, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 15 days Rs. 15 lakh to Rs. 1 cr

4.00

N.A

 Calculate
16 days to 30 days Rs. 15 lakh to Rs. 1 cr

5.00

N.A

 Calculate
31 days to 60 days Rs. 15 lakh to Rs. 1 cr

5.50

N.A

 Calculate
61 days to 91 days Rs. 15 lakh to Rs. 1 cr

8.65

N.A

 Calculate
92 days to 364 days Rs. 15 lakh to Rs. 1 cr

8.70

N.A

 Calculate
365 days Rs. 15 lakh to Rs. 1 cr

9.50

N.A

 Calculate
366 days to 729 days Rs. 15 lakh to Rs. 1 cr

9.25

N.A

 Calculate
730 days to1095 days Rs. 15 lakh to Rs. 1 cr

9.25

N.A

 Calculate
1096 days to 5 years Rs. 15 lakh to Rs. 1 cr

9.00

N.A

 Calculate
5 years to 10 years Rs. 15 lakh to Rs. 1 cr

8.75

N.A

 Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
Tax Advantage Deposits - 5 years Upto Rs. 1 lakh

9.00

9.50

 Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 15 lakh (last revised on Apr 27, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 15 days Less than Rs. 15 lakh 4.00 Calculate
16 days to 30 days Less than Rs. 15 lakh 5.00 Calculate
31 days to 60 days Less than Rs. 15 lakh 5.50 Calculate
61 days to 91 days Less than Rs. 15 lakh 8.65 Calculate
92 days to 364 days Less than Rs. 15 lakh 8.70 Calculate
365 days Less than Rs. 15 lakh 9.25 Calculate
366 days to 729 days Less than Rs. 15 lakh 9.25 Calculate
730 days to1095 days Less than Rs. 15 lakh 9.25 Calculate
1096 days to 5 years Less than Rs. 15 lakh 9.00 Calculate
5 years to 10 years Less than Rs. 15 lakh 8.75 Calculate

b) For NRO Fixed Deposit - Rs. 15 lakh to Rs. 1 cr (last revised on Apr 27, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 15 days Rs. 15 lakh to Rs. 1 cr 4.00 Calculate
16 days to 30 days Rs. 15 lakh to Rs. 1 cr 5.00 Calculate
31 days to 60 days Rs. 15 lakh to Rs. 1 cr 5.50 Calculate
61 days to 91 days Rs. 15 lakh to Rs. 1 cr 8.65 Calculate
92 days to 364 days Rs. 15 lakh to Rs. 1 cr 8.70 Calculate
365 days Rs. 15 lakh to Rs. 1 cr 9.50 Calculate
366 days to 729 days Rs. 15 lakh to Rs. 1 cr 9.25 Calculate
730 days to1095 days Rs. 15 lakh to Rs. 1 cr 9.25 Calculate
1096 days to 5 years Rs. 15 lakh to Rs. 1 cr 9.00 Calculate
5 years to 10 years Rs. 15 lakh to Rs. 1 cr 8.75 Calculate

a) For NRE Fixed Deposit - Less than Rs. 15 lakh (last revised on Dec 31, 2011)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
365 days Less than Rs. 15 lakh 8.50 Calculate
366 days Less than Rs. 15 lakh 9.00 Calculate
367 days to 500 days Less than Rs. 15 lakh 9.00 Calculate
501 days to 1095 days Less than Rs. 15 lakh 8.75 Calculate
1096 days to 5 years Less than Rs. 15 lakh 8.50 Calculate

b) For NRE Fixed Deposit - Rs. 15 lakh to Rs. 1 cr (last revised on Dec 31, 2011)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
365 days Rs. 15 lakh to Rs. 1 cr 8.75 Calculate
366 days Rs. 15 lakh to Rs. 1 cr 9.50 Calculate
367 days to 500 days Rs. 15 lakh to Rs. 1 cr 9.50 Calculate
501 days to 1095 days Rs. 15 lakh to Rs. 1 cr 9.25 Calculate
1096 days to 5 years Rs. 15 lakh to Rs. 1 cr 9.00 Calculate
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Fixed Deposit Calculator

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