Indus Ind Bank Fixed Deposit: Indus Ind Bank Fixed Deposit/Term Deposit Schemes, NRI/NRO/NRE Deposit Rates Indus Ind Bank, Bank Fixed Deposits/Term Deposit in India, NRI/NRO/NRE Interest Rates

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Indus Ind Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 15 lakh (last revised on Sep 21, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

7 days to 14 days	Less than Rs. 15 lakh	3.50 4.00	Calculate
15 days to 30 days	Less than Rs. 15 lakh	4.50 5.00	Calculate
31 days to 45 days	Less than Rs. 15 lakh	5.00 5.50	Calculate
46 days to 60 days	Less than Rs. 15 lakh	5.50 6.00	Calculate
61 days to 90 days	Less than Rs. 15 lakh	6.00 6.50	Calculate
91 days to 180 days	Less than Rs. 15 lakh	6.50 7.00	Calculate
181 days to 269 days	Less than Rs. 15 lakh	7.75 8.25	Calculate
200 days (SPECIAL SCHEMES)	Less than Rs. 15 lakh	8.50 9.00	Calculate
270 days to less than 1 year	Less than Rs. 15 lakh	8.50 9.00	Calculate
1 year to less than 2 years	Less than Rs. 15 lakh	9.00 9.50	Calculate
400 days (SPECIAL SCHEMES)	Less than Rs. 15 lakh	9.25 9.75	Calculate
2 years to less than 3 years	Less than Rs. 15 lakh	8.75 9.25	Calculate
999 days (SPECIAL SCHEMES)	Less than Rs. 15 lakh	9.25 9.75	Calculate
3 years to less than 61 month	Less than Rs. 15 lakh	8.75 9.25	Calculate
61 months and above	Less than Rs. 15 lakh	8.75 9.25	Calculate

b) For domestic deposits - Rs. 15 lakh to Rs. 1 cr (last revised on Sep 21, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

7 days to 14 days	Rs. 15 lakh to Rs. 1 cr	4.00 4.50	Calculate
15 days to 30 days	Rs. 15 lakh to Rs. 1 cr	5.00 5.50	Calculate
31 days to 45 days	Rs. 15 lakh to Rs. 1 cr	5.50 6.00	Calculate
46 days to 60 days	Rs. 15 lakh to Rs. 1 cr	6.00 6.50	Calculate
61 days to 90 days	Rs. 15 lakh to Rs. 1 cr	6.50 7.00	Calculate
91 days to 180 days	Rs. 15 lakh to Rs. 1 cr	7.00 7.50	Calculate
181 days to 269 days	Rs. 15 lakh to Rs. 1 cr	8.00 8.50	Calculate
200 days (SPECIAL SCHEMES)	Rs. 15 lakh to Rs. 1 cr	8.50 9.00	Calculate
270 days to less than 1 year	Rs. 15 lakh to Rs. 1 cr	8.50 9.00	Calculate
1 year to less than 2 years	Rs. 15 lakh to Rs. 1 cr	9.00 9.50	Calculate
400 days (SPECIAL SCHEMES)	Rs. 15 lakh to Rs. 1 cr	9.25 9.75	Calculate
2 years to less than 3 years	Rs. 15 lakh to Rs. 1 cr	8.75 9.25	Calculate
999 days (SPECIAL SCHEMES)	Rs. 15 lakh to Rs. 1 cr	9.25 9.75	Calculate
3 years to less than 61 month	Rs. 15 lakh to Rs. 1 cr	8.75 9.25	Calculate
61 months and above	Rs. 15 lakh to Rs. 1 cr	8.75 9.25	Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.) General Senior Citizen

Indus Tax Saver Scheme - 5 years	Upto Rs. 1 lakh	8.75 9.25	Calculate

Tax Implications:

The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 15 lakh (last revised on Sep 21, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

7 days to 14 days	Less than Rs. 15 lakh	3.50	Calculate
15 days to 30 days	Less than Rs. 15 lakh	4.50	Calculate
31 days to 45 days	Less than Rs. 15 lakh	5.00	Calculate
46 days to 60 days	Less than Rs. 15 lakh	5.50	Calculate
61 days to 90 days	Less than Rs. 15 lakh	6.00	Calculate
91 days to 180 days	Less than Rs. 15 lakh	6.50	Calculate
181 days to 269 days	Less than Rs. 15 lakh	7.75	Calculate
200 days (SPECIAL SCHEMES)	Less than Rs. 15 lakh	8.50	Calculate
270 days to less than 1 year	Less than Rs. 15 lakh	8.50	Calculate
1 year to less than 2 years	Less than Rs. 15 lakh	9.00	Calculate
400 days (SPECIAL SCHEMES)	Less than Rs. 15 lakh	9.25	Calculate
2 years to less than 3 years	Less than Rs. 15 lakh	8.75	Calculate
999 days (SPECIAL SCHEMES)	Less than Rs. 15 lakh	9.25	Calculate
3 years to less than 61 month	Less than Rs. 15 lakh	8.75	Calculate
61 months and above	Less than Rs. 15 lakh	8.75	Calculate

b) For NRO Fixed Deposit - Rs. 15 lakh to Rs. 1 cr (last revised on Sep 21, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

7 days to 14 days	Rs. 15 lakh to Rs. 1 cr	4.00	Calculate
15 days to 30 days	Rs. 15 lakh to Rs. 1 cr	5.00	Calculate
31 days to 45 days	Rs. 15 lakh to Rs. 1 cr	5.50	Calculate
46 days to 60 days	Rs. 15 lakh to Rs. 1 cr	6.00	Calculate
61 days to 90 days	Rs. 15 lakh to Rs. 1 cr	6.50	Calculate
91 days to 180 days	Rs. 15 lakh to Rs. 1 cr	7.00	Calculate
181 days to 269 days	Rs. 15 lakh to Rs. 1 cr	8.00	Calculate
200 days (SPECIAL SCHEMES)	Rs. 15 lakh to Rs. 1 cr	8.50	Calculate
270 days to less than 1 year	Rs. 15 lakh to Rs. 1 cr	8.50	Calculate
1 year to less than 2 years	Rs. 15 lakh to Rs. 1 cr	9.00	Calculate
400 days (SPECIAL SCHEMES)	Rs. 15 lakh to Rs. 1 cr	9.25	Calculate
2 years to less than 3 years	Rs. 15 lakh to Rs. 1 cr	8.75	Calculate
999 days (SPECIAL SCHEMES)	Rs. 15 lakh to Rs. 1 cr	9.25	Calculate
3 years to less than 61 month	Rs. 15 lakh to Rs. 1 cr	8.75	Calculate
61 months and above	Rs. 15 lakh to Rs. 1 cr	8.75	Calculate

a) For NRE Fixed Deposit - Less than Rs. 1 cr (last revised on Sep 21, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

1 year to less than 2 years	Less than Rs. 1 cr	9.00	Calculate
400 days	Less than Rs. 1 cr	9.25	Calculate
2 years to less than 3 years	Less than Rs. 1 cr	8.75	Calculate
999 days	Less than Rs. 1 cr	9.25	Calculate
3 years to less than 5 years	Less than Rs. 1 cr	8.75	Calculate
5 years to 10 years	Less than Rs. 1 cr	8.75	Calculate

b) For NRE Fixed Deposit - Rs. 15 lakh to Rs. 1 cr (last revised on Sep 21, 2012)

Maturity Period	Deposit Amount	INTEREST RATE (% p.a.)

1 year to less than 2 years	Rs. 15 lakh to Rs. 1 cr	9.00	Calculate
400 days	Rs. 15 lakh to Rs. 1 cr	9.25	Calculate
2 years to less than 3 years	Rs. 15 lakh to Rs. 1 cr	8.75	Calculate
999 days	Rs. 15 lakh to Rs. 1 cr	9.25	Calculate
3 years to less than 5 years	Rs. 15 lakh to Rs. 1 cr	8.75	Calculate
5 years to 10 years	Rs. 15 lakh to Rs. 1 cr	8.75	Calculate

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