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Fixed Deposit Rates

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a) For domestic deposits - less than Rs. 1 cr (last revised on Apr 03, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days less than Rs. 1 cr

6.25

N.A

 Calculate
15 days to 29 days less than Rs. 1 cr

6.25

6.75

 Calculate
30 days to 45 days less than Rs. 1 cr

6.25

6.75

 Calculate
46 days to 90 days less than Rs. 1 cr

7.50

8.00

 Calculate
91 days to 120 days less than Rs. 1 cr

7.50

8.00

 Calculate
121 days to 180 days less than Rs. 1 cr

7.50

8.00

 Calculate
181 days to less than 9 months less than Rs. 1 cr

8.00

8.50

 Calculate
9 months to less than 1 year less than Rs. 1 cr

9.00

9.50

 Calculate
1 year to less than 3 years less than Rs. 1 cr

9.00

9.50

 Calculate
3 years and above less than Rs. 1 cr

9.00

9.50

 Calculate

b) For domestic deposits - Above Rs. 1 cr (last revised on Apr 03, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Above Rs. 1 cr

6.25

N.A

 Calculate
15 days to 29 days Above Rs. 1 cr

6.25

6.75

 Calculate
30 days to 45 days Above Rs. 1 cr

6.25

6.75

 Calculate
46 days to 90 days Above Rs. 1 cr

7.50

8.00

 Calculate
91 days to 120 days Above Rs. 1 cr

7.50

8.00

 Calculate
121 days to 180 days Above Rs. 1 cr

7.50

8.00

 Calculate
181 days to less than 9 months Above Rs. 1 cr

8.00

8.50

 Calculate
9 months to less than 1 year Above Rs. 1 cr

8.50

9.00

 Calculate
1 year to less than 3 years Above Rs. 1 cr

8.75

9.25

 Calculate
3 years and above Above Rs. 1 cr

8.75

9.25

 Calculate

c) For domestic deposits - above Rs. 5 cr (last revised on Apr 30, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days above Rs. 5 cr

7.00

N.A

 Calculate
15 days to 29 days above Rs. 5 cr

7.50

N.A

 Calculate
30 days to 45 days above Rs. 5 cr

7.50

N.A

 Calculate
46 days to 90 days above Rs. 5 cr

7.50

N.A

 Calculate
91 days to 120 days above Rs. 5 cr

8.00

N.A

 Calculate
121 days to 180 days above Rs. 5 cr

8.25

N.A

 Calculate
181 days to less than 9 months above Rs. 5 cr

8.35

N.A

 Calculate
9 months to less than 1 year above Rs. 5 cr

8.50

N.A

 Calculate
1 year above Rs. 5 cr

8.75

N.A

 Calculate
above 1 year to upto 3 years above Rs. 5 cr

8.50

N.A

 Calculate
above 3 years above Rs. 5 cr

8.25

N.A

 Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
IB Tax Saver schemes - 5 Years Upto Rs. 1 lakh

9.00

9.50

 Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRE Fixed Deposit - Less than Rs. 15 lakh (last revised on Dec 03, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 3 years Less than Rs. 15 lakh 9.00 Calculate
3 years and above and upto 10 years Less than Rs. 15 lakh 9.00 Calculate

b) For NRE Fixed Deposit - Rs. 1 cr to than Rs. 5 cr (last revised on Dec 03, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 3 years Rs. 1 cr to than Rs. 5 cr 8.75 Calculate
3 years and above and upto 10 years Rs. 1 cr to than Rs. 5 cr 8.75 Calculate

c) For NRE Fixed Deposit - Rs. 15 lakh to less than Rs. 1 cr (last revised on Dec 03, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 3 years Rs. 15 lakh to less than Rs. 1 cr 8.75 Calculate
3 years and above and upto 10 years Rs. 15 lakh to less than Rs. 1 cr 8.75 Calculate
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Highest Rates by Bank FDs

Kapole Co-operative Bank

10.10%

Bharat Co-operative Bank

10.00%

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Best FD rates for Senior Citizens

Kapole Co-operative Bank

10.35%

Abhyudaya Co-operative Bank

10.25%

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Highest Rates by Company FDs

Omaxe Ltd

12.00%

Ansal Properties & Infrastructure Ltd.

12.00%

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Fixed Deposit Calculator

Find out how much interest you can earn on a Fixed Deposit (FD) and the value of your invesment on maturity.

Listed Bonds

National Highways Authority of India

1,128.00 0.06%

National Highways Authority of India

1,160.00 0.17%

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Best Rates by Small Saving Schemes

National Savings Certificate IX (NSC) (10 yrs)

8.80%

Public Provident Fund (PPF)

8.80%

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