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IDBI Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - less than Rs. 1cr (last revised on May 05, 2017)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
15 days to 30 days less than Rs. 1cr

4.25

4.25

Calculate
31 days to 45 days less than Rs. 1cr

4.50

4.50

Calculate
46 days to 60 days less than Rs. 1cr

5.00

5.00

Calculate
61 days to 90 days less than Rs. 1cr

5.25

5.25

Calculate
91 days to 6 months less than Rs. 1cr

6.00

6.00

Calculate
6 months 1 days to less than 270 days less than Rs. 1cr

6.00

6.00

Calculate
271 days to less than 1year less than Rs. 1cr

6.25

6.25

Calculate
1 year less than Rs. 1cr

6.40

6.90

Calculate
Above 1 yrs to 2 yrs less than Rs. 1cr

6.25

6.75

Calculate
Above 2 yrs to less than 3 yrs less than Rs. 1cr

6.00

6.50

Calculate
3 yrs to less than 5 yrs less than Rs. 1cr

6.00

6.50

Calculate
Only 5 yrs less than Rs. 1cr

6.00

6.50

Calculate
Above 5 years to 7 years less than Rs. 1cr

6.00

6.50

Calculate
Above 7 years to 10 years less than Rs. 1cr

6.00

6.50

Calculate
Above 10 years up to 20 years less than Rs. 1cr

6.00

6.50

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
Suvidha Tax Saving Fixed Deposits - 5 YEARS Upto Rs. 1 lakh

6.00

6.50

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - less than Rs. 1cr (last revised on May 05, 2017)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
15 days to 30 days less than Rs. 1cr 4.25 Calculate
31 days to 45 days less than Rs. 1cr 4.50 Calculate
46 days to 60 days less than Rs. 1cr 5.00 Calculate
61 days to 90 days less than Rs. 1cr 5.25 Calculate
91 days to 6 months less than Rs. 1cr 6.00 Calculate
6 months 1 days to less than 270 days less than Rs. 1cr 6.00 Calculate
271 days to less than 1year less than Rs. 1cr 6.25 Calculate
1 year less than Rs. 1cr 6.40 Calculate
Above 1 yrs to 2 yrs less than Rs. 1cr 6.25 Calculate
Above 2 yrs to less than 3 yrs less than Rs. 1cr 6.00 Calculate
3 yrs to less than 5 yrs less than Rs. 1cr 6.00 Calculate
Only 5 yrs less than Rs. 1cr 6.00 Calculate
Above 5 years to 7 years less than Rs. 1cr 6.00 Calculate
Above 7 years to 10 years less than Rs. 1cr 6.00 Calculate
Above 10 years up to 20 years less than Rs. 1cr 6.00 Calculate

a) For NRE Fixed Deposit - less than Rs. 1cr (last revised on May 05, 2017)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year less than Rs. 1cr 6.40 Calculate
1 yrs to less than 2 yrs less than Rs. 1cr 6.25 Calculate
2 yrs to less than 3 yrs less than Rs. 1cr 6.00 Calculate
3 yrs to less than 5 yrs less than Rs. 1cr 6.00 Calculate
Only 5 yrs less than Rs. 1cr 6.00 Calculate
Above 5 years to 7 years less than Rs. 1cr 6.00 Calculate
Above 7 years to 10 years less than Rs. 1cr 6.00 Calculate
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