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Fixed Deposit Rates

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You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Above Rs. 15 lakh to less than Rs. 1 cr (last revised on Apr 20, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
15 days to 45 days Above Rs. 15 lakh to less than Rs. 1 cr

6.00

N.A

 Calculate
46 days to 90 days Above Rs. 15 lakh to less than Rs. 1 cr

7.00

7.50

 Calculate
91 days to less than 6 months Above Rs. 15 lakh to less than Rs. 1 cr

8.00

8.50

 Calculate
6 months to 269 days Above Rs. 15 lakh to less than Rs. 1 cr

8.90

9.40

 Calculate
270 days to 1 year Above Rs. 15 lakh to less than Rs. 1 cr

9.00

9.50

 Calculate
1 year 1 day to 499 days Above Rs. 15 lakh to less than Rs. 1 cr

9.25

10.00

 Calculate
500 days Above Rs. 15 lakh to less than Rs. 1 cr

9.25

10.00

 Calculate
Above 500 days to 5 years Above Rs. 15 lakh to less than Rs. 1 cr

9.25

10.00

 Calculate
Above 5 years to 7 years Above Rs. 15 lakh to less than Rs. 1 cr

9.00

9.75

 Calculate
Above 7 years to 10 years Above Rs. 15 lakh to less than Rs. 1 cr

9.00

9.75

 Calculate

b) For domestic deposits - Upto Rs. 15 lakh (last revised on Apr 20, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
15 days to 45 days Upto Rs. 15 lakh

6.00

N.A

 Calculate
46 days to 90 days Upto Rs. 15 lakh

7.00

7.50

 Calculate
91 days to less than 6 months Upto Rs. 15 lakh

8.00

8.50

 Calculate
6 months to 269 days Upto Rs. 15 lakh

8.90

9.40

 Calculate
270 days to 1 year Upto Rs. 15 lakh

9.00

9.50

 Calculate
1 year 1 day to 499 days Upto Rs. 15 lakh

9.25

10.00

 Calculate
500 days Upto Rs. 15 lakh

9.25

10.00

 Calculate
Above 500 days to 5 years Upto Rs. 15 lakh

9.25

10.00

 Calculate
Above 5 years to 7 years Upto Rs. 15 lakh

9.00

9.75

 Calculate
Above 7 years to 10 years Upto Rs. 15 lakh

9.00

9.75

 Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
Suvidha Tax Saving Fixed Deposits - 5 YEARS Upto Rs. 1 lakh

9.25

10.00

 Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Above Rs. 15 lakh to less than Rs. 1 cr (last revised on Apr 20, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
15 days to 45 days Above Rs. 15 lakh to less than Rs. 1 cr 6.00 Calculate
46 days to 90 days Above Rs. 15 lakh to less than Rs. 1 cr 7.00 Calculate
91 days to less than 6 months Above Rs. 15 lakh to less than Rs. 1 cr 8.00 Calculate
6 months to 269 days Above Rs. 15 lakh to less than Rs. 1 cr 8.90 Calculate
270 days to 1 year Above Rs. 15 lakh to less than Rs. 1 cr 9.00 Calculate
1 year 1 day to 499 days Above Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
500 days Above Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
Above 500 days to 5 years Above Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
Above 5 years to 7 years Above Rs. 15 lakh to less than Rs. 1 cr 9.00 Calculate
Above 7 years to 10 years Above Rs. 15 lakh to less than Rs. 1 cr 9.00 Calculate

b) For NRO Fixed Deposit - Upto Rs. 15 lakh (last revised on Apr 20, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
15 days to 45 days Upto Rs. 15 lakh 6.00 Calculate
46 days to 90 days Upto Rs. 15 lakh 7.00 Calculate
91 days to less than 6 months Upto Rs. 15 lakh 8.00 Calculate
6 months to 269 days Upto Rs. 15 lakh 8.90 Calculate
270 days to 1 year Upto Rs. 15 lakh 9.00 Calculate
1 year 1 day to 499 days Upto Rs. 15 lakh 9.25 Calculate
500 days Upto Rs. 15 lakh 9.25 Calculate
Above 500 days to 5 years Upto Rs. 15 lakh 9.25 Calculate
Above 5 years to 7 years Upto Rs. 15 lakh 9.00 Calculate
Above 7 years to 10 years Upto Rs. 15 lakh 9.00 Calculate

a) For NRE Fixed Deposit - Upto Rs. 1 cr (last revised on Apr 20, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year Upto Rs. 1 cr 9.00 Calculate
1 year 1 day to 499 days Upto Rs. 1 cr 9.25 Calculate
500 days Upto Rs. 1 cr 9.25 Calculate
Above 500 days to 5 years Upto Rs. 1 cr 9.25 Calculate
Above 5 years to 7 years Upto Rs. 1 cr 9.00 Calculate
Above 7 years to 10 years Upto Rs. 1 cr 9.00 Calculate
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Fixed Deposit Calculator

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