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Citi Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 1cr (last revised on Jun 17, 2013)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 10 days Less than Rs. 1cr

3.00

3.50

Calculate
11 days to 14 days Less than Rs. 1cr

3.00

3.50

Calculate
15 days to 25 days Less than Rs. 1cr

3.25

3.75

Calculate
26 days to 35 days Less than Rs. 1cr

3.50

4.00

Calculate
36 days to 45 days Less than Rs. 1cr

4.50

5.00

Calculate
46 days to 60 days Less than Rs. 1cr

6.25

6.75

Calculate
61 days to 90 days Less than Rs. 1cr

6.75

7.25

Calculate
91 days to 120 days Less than Rs. 1cr

6.75

7.25

Calculate
121 days to 150 days Less than Rs. 1cr

6.75

7.25

Calculate
151 days to 180 days Less than Rs. 1cr

6.75

7.25

Calculate
181 days to 270 days Less than Rs. 1cr

6.75

7.25

Calculate
271 days to 364 days Less than Rs. 1cr

6.75

7.25

Calculate
365 days to 400 days Less than Rs. 1cr

6.75

7.25

Calculate
401 days to 540 days Less than Rs. 1cr

6.75

7.25

Calculate
541 days to 731 days Less than Rs. 1cr

6.75

7.25

Calculate
732 days to 1095 days Less than Rs. 1cr

6.75

7.25

Calculate
1096 days and above Less than Rs. 1cr

6.75

7.25

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
Tax Saver Deposits - 5 years Upto Rs. 1 lakh

8.00

N.A

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 1cr (last revised on Jun 11, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 10 days Less than Rs. 1cr 3.00 Calculate
11 days to 14 days Less than Rs. 1cr 3.00 Calculate
15 days to 25 days Less than Rs. 1cr 3.25 Calculate
26 days to 35 days Less than Rs. 1cr 3.50 Calculate
36 days to 45 days Less than Rs. 1cr 4.50 Calculate
46 days to 60 days Less than Rs. 1cr 6.25 Calculate
61 days to 90 days Less than Rs. 1cr 6.75 Calculate
91 days to 120 days Less than Rs. 1cr 6.75 Calculate
121 days to 150 days Less than Rs. 1cr 6.75 Calculate
151 days to 180 days Less than Rs. 1cr 6.75 Calculate
181 days to 270 days Less than Rs. 1cr 6.75 Calculate
271 days to 364 days Less than Rs. 1cr 6.75 Calculate
365 days to 400 days Less than Rs. 1cr 6.75 Calculate
401 days to 540 days Less than Rs. 1cr 6.75 Calculate
541 days to 731 days Less than Rs. 1cr 6.75 Calculate
732 days to 1095 days Less than Rs. 1cr 6.75 Calculate
1096 days and above Less than Rs. 1cr 6.75 Calculate

a) For NRE Fixed Deposit - Less than Rs. 1cr (last revised on Jun 11, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
365 days to 400 days Less than Rs. 1cr 6.75 Calculate
401 days to 540 days Less than Rs. 1cr 6.75 Calculate
541 days to 731 days Less than Rs. 1cr 6.75 Calculate
732 days to 1095 days Less than Rs. 1cr 6.75 Calculate
1096 days to 1825 days Less than Rs. 1cr 6.75 Calculate