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Central Bank of India

Fixed Deposit Rates

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a) For domestic deposits - Above Rs. 50 cr (last revised on Jan 16, 2014)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Above Rs. 50 cr

6.75

N.A

Calculate
15 days to 30 days Above Rs. 50 cr

7.00

N.A

Calculate
31 days to 45 days Above Rs. 50 cr

7.00

N.A

Calculate
46 days to 59 days Above Rs. 50 cr

7.25

N.A

Calculate
60 days to 90 days Above Rs. 50 cr

7.25

N.A

Calculate
91 days to 179 days Above Rs. 50 cr

8.00

N.A

Calculate
180 days to 270 days Above Rs. 50 cr

8.00

N.A

Calculate
271 days to 364 days Above Rs. 50 cr

8.25

N.A

Calculate
12 months to 13 months Above Rs. 50 cr

9.35

N.A

Calculate

b) For domestic deposits - Less than Rs. 1cr (last revised on Feb 03, 2014)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Less than Rs. 1cr

6.50

7.00

Calculate
15 days to 30 days Less than Rs. 1cr

6.50

7.00

Calculate
31 days to 45 days Less than Rs. 1cr

6.50

7.00

Calculate
46 days to 59 days Less than Rs. 1cr

7.50

8.00

Calculate
60 days to 90 days Less than Rs. 1cr

7.50

8.00

Calculate
91 days to 179 days Less than Rs. 1cr

8.20

8.70

Calculate
180 days to 270 days Less than Rs. 1cr

8.50

9.00

Calculate
271 days to 364 days Less than Rs. 1cr

8.50

9.00

Calculate
1 year  to less than 2 years Less than Rs. 1cr

9.00

9.50

Calculate
555 days Less than Rs. 1cr

9.25

9.75

Calculate
2 years to less than 3 years Less than Rs. 1cr

9.00

9.50

Calculate
3 year to less than 5 years Less than Rs. 1cr

9.00

9.50

Calculate
5 years and above Less than Rs. 1cr

8.75

9.25

Calculate

c) For domestic deposits - Rs. 1 cr to Rs. 10 cr (last revised on Feb 03, 2014)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Rs. 1 cr to Rs. 10 cr

6.00

6.50

Calculate
15 days to 30 days Rs. 1 cr to Rs. 10 cr

7.00

7.50

Calculate
31 days to 45 days Rs. 1 cr to Rs. 10 cr

7.00

7.50

Calculate
46 days to 59 days Rs. 1 cr to Rs. 10 cr

7.25

7.75

Calculate
60 days to 90 days Rs. 1 cr to Rs. 10 cr

7.75

8.25

Calculate
91 days to 179 days Rs. 1 cr to Rs. 10 cr

8.00

8.50

Calculate
180 days to 270 days Rs. 1 cr to Rs. 10 cr

8.50

9.00

Calculate
271 days to 364 days Rs. 1 cr to Rs. 10 cr

8.50

9.00

Calculate
1 year  to less than 2 years Rs. 1 cr to Rs. 10 cr

9.00

9.50

Calculate
2 years to less than 3 years Rs. 1 cr to Rs. 10 cr

8.75

9.25

Calculate
3 year to less than 5 years Rs. 1 cr to Rs. 10 cr

8.75

9.25

Calculate
5 years and above Rs. 1 cr to Rs. 10 cr

8.75

9.25

Calculate

d) For domestic deposits - Rs. 10 cr to Rs. 50 cr (last revised on Jan 16, 2014)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Rs. 10 cr to Rs. 50 cr

6.75

N.A

Calculate
15 days to 30 days Rs. 10 cr to Rs. 50 cr

7.00

N.A

Calculate
31 days to 45 days Rs. 10 cr to Rs. 50 cr

7.00

N.A

Calculate
46 days to 59 days Rs. 10 cr to Rs. 50 cr

7.25

N.A

Calculate
60 days to 90 days Rs. 10 cr to Rs. 50 cr

7.25

N.A

Calculate
91 days to 179 days Rs. 10 cr to Rs. 50 cr

8.00

N.A

Calculate
180 days to 270 days Rs. 10 cr to Rs. 50 cr

8.00

N.A

Calculate
271 days to 364 days Rs. 10 cr to Rs. 50 cr

8.25

N.A

Calculate
12 months to 13 months Rs. 10 cr to Rs. 50 cr

9.30

N.A

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
CENT Tax Saving Deposit - 5 Years Upto Rs. 1 lakh

8.75

9.25

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Above Rs. 50 cr (last revised on Jan 16, 2014)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Above Rs. 50 cr 6.75 Calculate
15 days to 30 days Above Rs. 50 cr 7.00 Calculate
31 days to 45 days Above Rs. 50 cr 7.00 Calculate
46 days to 59 days Above Rs. 50 cr 7.25 Calculate
60 days to 90 days Above Rs. 50 cr 7.25 Calculate
91 days to 179 days Above Rs. 50 cr 8.00 Calculate
180 days to 270 days Above Rs. 50 cr 8.00 Calculate
271 days to 364 days Above Rs. 50 cr 8.25 Calculate
12 months to 13 months Above Rs. 50 cr 9.35 Calculate

b) For NRO Fixed Deposit - Less than Rs. 1cr (last revised on Feb 03, 2014)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Less than Rs. 1cr 6.50 Calculate
15 days to 30 days Less than Rs. 1cr 6.50 Calculate
31 days to 45 days Less than Rs. 1cr 6.50 Calculate
46 days to 59 days Less than Rs. 1cr 7.50 Calculate
60 days to 90 days Less than Rs. 1cr 7.50 Calculate
91 days to 179 days Less than Rs. 1cr 8.20 Calculate
180 days to 270 days Less than Rs. 1cr 8.50 Calculate
271 days to 364 days Less than Rs. 1cr 8.50 Calculate
1 year  to less than 2 years Less than Rs. 1cr 9.00 Calculate
555 days Less than Rs. 1cr 9.25 Calculate
2 years to less than 3 years Less than Rs. 1cr 9.00 Calculate
3 year to less than 5 years Less than Rs. 1cr 9.00 Calculate
5 years and above Less than Rs. 1cr 8.75 Calculate

c) For NRO Fixed Deposit - Rs. 1 cr to Rs. 10 cr (last revised on Feb 03, 2014)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Rs. 1 cr to Rs. 10 cr 6.00 Calculate
15 days to 30 days Rs. 1 cr to Rs. 10 cr 7.00 Calculate
31 days to 45 days Rs. 1 cr to Rs. 10 cr 7.00 Calculate
46 days to 59 days Rs. 1 cr to Rs. 10 cr 7.25 Calculate
60 days to 90 days Rs. 1 cr to Rs. 10 cr 7.75 Calculate
91 days to 179 days Rs. 1 cr to Rs. 10 cr 8.00 Calculate
180 days to 270 days Rs. 1 cr to Rs. 10 cr 8.50 Calculate
271 days to 364 days Rs. 1 cr to Rs. 10 cr 8.50 Calculate
1 year  to less than 2 years Rs. 1 cr to Rs. 10 cr 9.00 Calculate
2 years to less than 3 years Rs. 1 cr to Rs. 10 cr 8.75 Calculate
3 year to less than 5 years Rs. 1 cr to Rs. 10 cr 8.75 Calculate
5 years and above Rs. 1 cr to Rs. 10 cr 8.75 Calculate

d) For NRO Fixed Deposit - Rs. 10 cr to Rs. 50 cr (last revised on Jan 16, 2014)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Rs. 10 cr to Rs. 50 cr 6.75 Calculate
15 days to 30 days Rs. 10 cr to Rs. 50 cr 7.00 Calculate
31 days to 45 days Rs. 10 cr to Rs. 50 cr 7.00 Calculate
46 days to 59 days Rs. 10 cr to Rs. 50 cr 7.25 Calculate
60 days to 90 days Rs. 10 cr to Rs. 50 cr 7.25 Calculate
91 days to 179 days Rs. 10 cr to Rs. 50 cr 8.00 Calculate
180 days to 270 days Rs. 10 cr to Rs. 50 cr 8.00 Calculate
271 days to 364 days Rs. 10 cr to Rs. 50 cr 8.25 Calculate
12 months to 13 months Rs. 10 cr to Rs. 50 cr 9.30 Calculate

a) For NRE Fixed Deposit - Less than Rs. 1cr (last revised on Dec 16, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Less than Rs. 1cr 8.75 Calculate
555 days Less than Rs. 1cr 9.00 Calculate
2 years to less than 3 years Less than Rs. 1cr 8.75 Calculate
3 year to less than 5 years Less than Rs. 1cr 9.10 Calculate
5 years and above Less than Rs. 1cr 9.10 Calculate

b) For NRE Fixed Deposit - Rs. 1 cr to Rs. 10 cr (last revised on Dec 16, 2013)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Rs. 1 cr to Rs. 10 cr 8.75 Calculate
2 years to less than 3 years Rs. 1 cr to Rs. 10 cr 8.50 Calculate
3 year to less than 5 years Rs. 1 cr to Rs. 10 cr 9.00 Calculate
5 years and above Rs. 1 cr to Rs. 10 cr 9.00 Calculate
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