a) For domestic deposits  Above Rs. 10 cr (last revised on Feb 03, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



7 days to 14 days 
Above Rs. 10 cr 

Calculate 
15 days to 30 days 
Above Rs. 10 cr 

Calculate 
31 days to 45 days 
Above Rs. 10 cr 

Calculate 
46 days to 59 days 
Above Rs. 10 cr 

Calculate 
60 days to 90 days 
Above Rs. 10 cr 

Calculate 
91 days to 179 days 
Above Rs. 10 cr 

Calculate 
180 days to 270 days 
Above Rs. 10 cr 

Calculate 
271 days to 364 days 
Above Rs. 10 cr 

Calculate 
12 months to 13 months 
Above Rs. 10 cr 

Calculate 
b) For domestic deposits  Less than Rs. 1cr (last revised on Oct 13, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



7 days to 14 days 
Less than Rs. 1cr 

Calculate 
15 days to 30 days 
Less than Rs. 1cr 

Calculate 
31 days to 45 days 
Less than Rs. 1cr 

Calculate 
46 days to 59 days 
Less than Rs. 1cr 

Calculate 
60 days to 90 days 
Less than Rs. 1cr 

Calculate 
91 days to 179 days 
Less than Rs. 1cr 

Calculate 
180 days to 270 days 
Less than Rs. 1cr 

Calculate 
271 days to 364 days 
Less than Rs. 1cr 

Calculate 
1 year to less than 2 years 
Less than Rs. 1cr 

Calculate 
555 days 
Less than Rs. 1cr 

Calculate 
2 years to less than 3 years 
Less than Rs. 1cr 

Calculate 
777 days 
Less than Rs. 1cr 

Calculate 
3 year to less than 5 years 
Less than Rs. 1cr 

Calculate 
5 years and above 
Less than Rs. 1cr 

Calculate 
c) For domestic deposits  Rs. 1 cr to Rs. 10 cr (last revised on Feb 03, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



7 days to 14 days 
Rs. 1 cr to Rs. 10 cr 

Calculate 
15 days to 30 days 
Rs. 1 cr to Rs. 10 cr 

Calculate 
31 days to 45 days 
Rs. 1 cr to Rs. 10 cr 

Calculate 
46 days to 59 days 
Rs. 1 cr to Rs. 10 cr 

Calculate 
60 days to 90 days 
Rs. 1 cr to Rs. 10 cr 

Calculate 
91 days to 179 days 
Rs. 1 cr to Rs. 10 cr 

Calculate 
180 days to 270 days 
Rs. 1 cr to Rs. 10 cr 

Calculate 
271 days to 364 days 
Rs. 1 cr to Rs. 10 cr 

Calculate 
1 year to less than 2 years 
Rs. 1 cr to Rs. 10 cr 

Calculate 
2 years to less than 3 years 
Rs. 1 cr to Rs. 10 cr 

Calculate 
3 year to less than 5 years 
Rs. 1 cr to Rs. 10 cr 

Calculate 
5 years and above upto 10 years 
Rs. 1 cr to Rs. 10 cr 

Calculate 
Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.)



CENT Tax Saving Deposit  5 Years 
Upto Rs. 1 lakh 

Calculate 
Tax Implications:
 The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
 Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000
a) For NRO Fixed Deposit  Above Rs. 10 cr (last revised on Feb 03, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


7 days to 14 days 
Above Rs. 10 cr 
5.00 
Calculate 
15 days to 30 days 
Above Rs. 10 cr 
6.00 
Calculate 
31 days to 45 days 
Above Rs. 10 cr 
6.50 
Calculate 
46 days to 59 days 
Above Rs. 10 cr 
7.25 
Calculate 
60 days to 90 days 
Above Rs. 10 cr 
7.50 
Calculate 
91 days to 179 days 
Above Rs. 10 cr 
8.20 
Calculate 
180 days to 270 days 
Above Rs. 10 cr 
8.50 
Calculate 
271 days to 364 days 
Above Rs. 10 cr 
8.50 
Calculate 
12 months to 13 months 
Above Rs. 10 cr 
8.50 
Calculate 
b) For NRO Fixed Deposit  Less than Rs. 1cr (last revised on Oct 13, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


7 days to 14 days 
Less than Rs. 1cr 
5.00 
Calculate 
15 days to 30 days 
Less than Rs. 1cr 
6.00 
Calculate 
31 days to 45 days 
Less than Rs. 1cr 
6.00 
Calculate 
46 days to 59 days 
Less than Rs. 1cr 
7.50 
Calculate 
60 days to 90 days 
Less than Rs. 1cr 
7.50 
Calculate 
91 days to 179 days 
Less than Rs. 1cr 
8.20 
Calculate 
180 days to 270 days 
Less than Rs. 1cr 
8.50 
Calculate 
271 days to 364 days 
Less than Rs. 1cr 
8.50 
Calculate 
1 year to less than 2 years 
Less than Rs. 1cr 
9.00 
Calculate 
555 days 
Less than Rs. 1cr 
9.00 
Calculate 
2 years to less than 3 years 
Less than Rs. 1cr 
8.75 
Calculate 
777 days 
Less than Rs. 1cr 
9.05 
Calculate 
3 year to less than 5 years 
Less than Rs. 1cr 
8.75 
Calculate 
5 years and above 
Less than Rs. 1cr 
8.75 
Calculate 
c) For NRO Fixed Deposit  Rs. 1 cr to Rs. 10 cr (last revised on Feb 03, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


7 days to 14 days 
Rs. 1 cr to Rs. 10 cr 
5.00 
Calculate 
15 days to 30 days 
Rs. 1 cr to Rs. 10 cr 
6.00 
Calculate 
31 days to 45 days 
Rs. 1 cr to Rs. 10 cr 
6.00 
Calculate 
46 days to 59 days 
Rs. 1 cr to Rs. 10 cr 
7.25 
Calculate 
60 days to 90 days 
Rs. 1 cr to Rs. 10 cr 
7.50 
Calculate 
91 days to 179 days 
Rs. 1 cr to Rs. 10 cr 
8.20 
Calculate 
180 days to 270 days 
Rs. 1 cr to Rs. 10 cr 
8.25 
Calculate 
271 days to 364 days 
Rs. 1 cr to Rs. 10 cr 
8.25 
Calculate 
1 year to less than 2 years 
Rs. 1 cr to Rs. 10 cr 
8.50 
Calculate 
2 years to less than 3 years 
Rs. 1 cr to Rs. 10 cr 
8.50 
Calculate 
3 year to less than 5 years 
Rs. 1 cr to Rs. 10 cr 
8.50 
Calculate 
5 years and above upto 10 years 
Rs. 1 cr to Rs. 10 cr 
8.25 
Calculate 
a) For NRE Fixed Deposit  Less than Rs. 1cr (last revised on Oct 13, 2014)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


1 year to less than 2 years 
Less than Rs. 1cr 
9.00 
Calculate 
555 days MMDC 
Less than Rs. 1cr 
9.00 
Calculate 
2 years to less than 3 years 
Less than Rs. 1cr 
8.75 
Calculate 
777 days MMDC 
Less than Rs. 1cr 
9.05 
Calculate 
3 year to less than 5 years 
Less than Rs. 1cr 
8.75 
Calculate 
5 years and above 
Less than Rs. 1cr 
8.75 
Calculate 
b) For NRE Fixed Deposit  Rs. 1 cr to Rs. 10 cr (last revised on Feb 03, 2015)
Maturity Period 
Deposit Amount 
INTEREST RATE (% p.a.) 


1 year to less than 2 years 
Rs. 1 cr to Rs. 10 cr 
8.50 
Calculate 
2 years to less than 3 years 
Rs. 1 cr to Rs. 10 cr 
8.50 
Calculate 
3 year to less than 5 years 
Rs. 1 cr to Rs. 10 cr 
8.50 
Calculate 
5 years and above 
Rs. 1 cr to Rs. 10 cr 
8.25 
Calculate 