YOU ARE HERE » MONEYCONTROL » FIXED INCOME » BANK DEPOSITS

Bharat Co-operative Bank

Fixed Deposit Rates

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 15 lakh (last revised on May 15, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
15 days to 29 days Less than Rs. 15 lakh

4.00

4.00

Calculate
30 days to 60 days Less than Rs. 15 lakh

5.00

5.00

Calculate
61 days to 90 days Less than Rs. 15 lakh

7.00

7.00

Calculate
91 days to 180 days Less than Rs. 15 lakh

7.75

7.75

Calculate
181 days to 332 days Less than Rs. 15 lakh

8.60

8.60

Calculate
New Year 333 days (Special Scheme) Less than Rs. 15 lakh

10.30

10.50

Calculate
334 days to less than 1 Year Less than Rs. 15 lakh

8.60

8.60

Calculate
1 year to 2 years Less than Rs. 15 lakh

10.00

10.25

Calculate
Above 2 years to 3 Years Less than Rs. 15 lakh

9.25

9.50

Calculate
Above 3 years to 5 years Less than Rs. 15 lakh

8.75

9.00

Calculate
Above 5 years Less than Rs. 15 lakh

9.00

9.25

Calculate

b) For domestic deposits - Rs. 15 lakh and above (last revised on May 15, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
15 days to 29 days Rs. 15 lakh and above

4.00

4.00

Calculate
30 days to 60 days Rs. 15 lakh and above

5.00

5.00

Calculate
61 days to 90 days Rs. 15 lakh and above

7.00

7.00

Calculate
91 days to 180 days Rs. 15 lakh and above

7.75

7.75

Calculate
181 days to 332 days Rs. 15 lakh and above

8.60

8.60

Calculate
New Year 333 days (Special Scheme) Rs. 15 lakh and above

10.75

10.50

Calculate
334 days to less than 1 Year Rs. 15 lakh and above

8.60

8.60

Calculate
1 year to 2 years Rs. 15 lakh and above

10.25

10.50

Calculate
Above 2 years to 3 Years Rs. 15 lakh and above

9.50

9.75

Calculate
Above 3 years to 5 years Rs. 15 lakh and above

9.00

9.25

Calculate
Above 5 years Rs. 15 lakh and above

9.25

9.50

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
Bharat Co-operative Tax Savings Scheme - 5 Years Upto Rs. 1 lakh

10.00

10.00

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRE Fixed Deposit - Less than Rs. 15 lakh (last revised on Feb 01, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
12 Months Less than Rs. 15 lakh 9.50 Calculate
Above 1 Years to Less than 2 Years Less than Rs. 15 lakh 9.25 Calculate
Above 2 Years to less than 3 Years Less than Rs. 15 lakh 9.10 Calculate
3 Years to Above Less than Rs. 15 lakh 7.75 Calculate