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Fixed Deposit Rates

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You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 15 lakh (last revised on Mar 22, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Less than Rs. 15 lakh

4.00

N.A

 Calculate
15 days to 30 days Less than Rs. 15 lakh

4.50

N.A

 Calculate
31 days to 45 days Less than Rs. 15 lakh

5.50

N.A

 Calculate
46 days to 90 days Less than Rs. 15 lakh

5.50

N.A

 Calculate
91 days to 179 days Less than Rs. 15 lakh

7.25

N.A

 Calculate
180 days to 269 days Less than Rs. 15 lakh

8.00

8.50

 Calculate
270 days to 364 days Less than Rs. 15 lakh

8.25

8.75

 Calculate
1 year to less than 2 years except 555 days Less than Rs. 15 lakh

9.25

9.75

 Calculate
555 days Less than Rs. 15 lakh

9.35

9.85

 Calculate
2 years to less than 3 years Less than Rs. 15 lakh

9.25

9.75

 Calculate
3 Years to less than 5 years except for 1111 days Less than Rs. 15 lakh

9.25

9.75

 Calculate
1111 days Less than Rs. 15 lakh

9.30

9.80

 Calculate
5 years to less than 8 years Less than Rs. 15 lakh

9.25

9.95

 Calculate
8 years and above Less than Rs. 15 lakh

9.25

10.05

 Calculate

b) For domestic deposits - Rs. 1 cr to less than Rs. 10 cr (last revised on Mar 22, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Rs. 1 cr to less than Rs. 10 cr

4.50

N.A

 Calculate
15 days to 30 days Rs. 1 cr to less than Rs. 10 cr

5.00

N.A

 Calculate
31 days to 45 days Rs. 1 cr to less than Rs. 10 cr

9.00

N.A

 Calculate
46 days to 90 days Rs. 1 cr to less than Rs. 10 cr

9.50

N.A

 Calculate
91 days to 179 days Rs. 1 cr to less than Rs. 10 cr

9.75

N.A

 Calculate
180 days to 269 days Rs. 1 cr to less than Rs. 10 cr

9.00

9.50

 Calculate
270 days to 364 days Rs. 1 cr to less than Rs. 10 cr

9.00

9.50

 Calculate
1 year to less than 2 years except 555 days Rs. 1 cr to less than Rs. 10 cr

10.00

10.50

 Calculate
2 years to less than 3 years Rs. 1 cr to less than Rs. 10 cr

8.25

8.75

 Calculate
3 Years to less than 5 years except for 1111 days Rs. 1 cr to less than Rs. 10 cr

7.25

7.75

 Calculate
1111 days Rs. 1 cr to less than Rs. 10 cr

8.25

8.75

 Calculate
5 years to less than 8 years Rs. 1 cr to less than Rs. 10 cr

7.00

7.70

 Calculate
8 years and above Rs. 1 cr to less than Rs. 10 cr

7.00

7.80

 Calculate

c) For domestic deposits - Rs. 15 lakh to less than Rs. 1 cr (last revised on Mar 22, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Rs. 15 lakh to less than Rs. 1 cr

4.00

N.A

 Calculate
15 days to 30 days Rs. 15 lakh to less than Rs. 1 cr

4.50

N.A

 Calculate
31 days to 45 days Rs. 15 lakh to less than Rs. 1 cr

5.50

N.A

 Calculate
46 days to 90 days Rs. 15 lakh to less than Rs. 1 cr

5.50

N.A

 Calculate
91 days to 179 days Rs. 15 lakh to less than Rs. 1 cr

7.25

N.A

 Calculate
180 days to 269 days Rs. 15 lakh to less than Rs. 1 cr

8.00

8.50

 Calculate
270 days to 364 days Rs. 15 lakh to less than Rs. 1 cr

8.25

8.75

 Calculate
1 year to less than 2 years except 555 days Rs. 15 lakh to less than Rs. 1 cr

9.25

9.75

 Calculate
555 days Rs. 15 lakh to less than Rs. 1 cr

9.35

9.85

 Calculate
2 years to less than 3 years Rs. 15 lakh to less than Rs. 1 cr

9.25

9.75

 Calculate
3 Years to less than 5 years except for 1111 days Rs. 15 lakh to less than Rs. 1 cr

9.25

9.75

 Calculate
1111 days Rs. 15 lakh to less than Rs. 1 cr

9.30

9.80

 Calculate
5 years to less than 8 years Rs. 15 lakh to less than Rs. 1 cr

9.25

9.95

 Calculate
8 years and above Rs. 15 lakh to less than Rs. 1 cr

9.25

10.05

 Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
Star Sunidhi Tax-Saving Deposit Scheme - 5 years to 10 Years Upto Rs. 1 lakh

9.25

9.75

 Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRE Fixed Deposit - Less than Rs. 15 lakh (last revised on Mar 22, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Less than Rs. 15 lakh 9.25 Calculate
2 years to less than 3 years Less than Rs. 15 lakh 9.25 Calculate
3 Years to less than 5 years Less than Rs. 15 lakh 9.25 Calculate
5 years to less to 7 years Less than Rs. 15 lakh 9.25 Calculate

b) For NRE Fixed Deposit - Rs. 15 lakh to less than Rs. 1 cr (last revised on Mar 22, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year to less than 2 years Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
2 years to less than 3 years Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
3 Years to less than 5 years Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
5 years to less to 7 years Rs. 15 lakh to less than Rs. 1 cr 9.25 Calculate
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Highest Rates by Bank FDs

Abhyudaya Co-operative Bank

10.50%

Kapole Co-operative Bank

10.50%

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Best FD rates for Senior Citizens

Abhyudaya Co-operative Bank

11.00%

Dhanalakshmi Bank

10.60%

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Highest Rates by Company FDs

Ansal Properties & Infrastructure Ltd.

12.00%

Helios & Matheson

12.00%

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Fixed Deposit Calculator

Find out how much interest you can earn on a Fixed Deposit (FD) and the value of your invesment on maturity.

Listed Bonds

National Highways Authority of India

1,044.02 0.11%

National Highways Authority of India

1,057.61 0.18%

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Best Rates by Small Saving Schemes

National Savings Certificate IX (NSC) (10 yrs)

8.90%

Public Provident Fund (PPF)

8.80%

more »

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