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Bank of India

Fixed Deposit Rates

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a) For domestic deposits - Less than Rs. 1 cr (last revised on Jul 28, 2014)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Less than Rs. 1 cr

4.00

4.00

Calculate
15 days to 30 days Less than Rs. 1 cr

4.50

4.50

Calculate
31 days to 45 days Less than Rs. 1 cr

6.50

6.50

Calculate
46 days to 90 days Less than Rs. 1 cr

6.75

6.75

Calculate
91 days to 179 days Less than Rs. 1 cr

7.50

7.50

Calculate
180 days to 269 days Less than Rs. 1 cr

8.00

8.50

Calculate
270 days to Less than 1 Year Less than Rs. 1 cr

8.00

8.50

Calculate
above 1 years to 14 months Less than Rs. 1 cr

9.05

9.55

Calculate
1 year Less than Rs. 1 cr

9.05

9.55

Calculate
above 14 months to 15 months Less than Rs. 1 cr

9.05

9.55

Calculate
above 15 months to less than 2 years Less than Rs. 1 cr

9.05

9.55

Calculate
2 years to less than 3 years Less than Rs. 1 cr

9.05

9.55

Calculate
3 Years to less than 5 years Less than Rs. 1 cr

9.05

9.55

Calculate
5 years to less than 8 years Less than Rs. 1 cr

9.05

9.55

Calculate
8 years and above up to 10 years Less than Rs. 1 cr

8.75

9.25

Calculate

b) For domestic deposits - Rs. 1 cr and above to less than Rs. 10 cr (last revised on Jul 28, 2014)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Rs. 1 cr and above to less than Rs. 10 cr

4.25

4.25

Calculate
15 days to 30 days Rs. 1 cr and above to less than Rs. 10 cr

4.75

4.75

Calculate
31 days to 45 days Rs. 1 cr and above to less than Rs. 10 cr

6.50

6.50

Calculate
46 days to 90 days Rs. 1 cr and above to less than Rs. 10 cr

7.00

7.00

Calculate
91 days to 179 days Rs. 1 cr and above to less than Rs. 10 cr

8.00

8.00

Calculate
180 days to 269 days Rs. 1 cr and above to less than Rs. 10 cr

8.00

8.50

Calculate
270 days to Less than 1 Year Rs. 1 cr and above to less than Rs. 10 cr

8.75

9.25

Calculate
1 year Rs. 1 cr and above to less than Rs. 10 cr

9.05

9.55

Calculate
above 1 years to 14 months Rs. 1 cr and above to less than Rs. 10 cr

8.75

9.25

Calculate
above 14 months to 15 months Rs. 1 cr and above to less than Rs. 10 cr

9.05

9.55

Calculate
above 15 months to less than 2 years Rs. 1 cr and above to less than Rs. 10 cr

8.75

9.25

Calculate
2 years to less than 3 years Rs. 1 cr and above to less than Rs. 10 cr

8.25

8.75

Calculate
3 Years to less than 5 years Rs. 1 cr and above to less than Rs. 10 cr

7.25

7.75

Calculate
5 years to less than 8 years Rs. 1 cr and above to less than Rs. 10 cr

7.00

7.50

Calculate
8 years and above up to 10 years Rs. 1 cr and above to less than Rs. 10 cr

7.00

7.50

Calculate

c) For domestic deposits - Rs. 10 cr and above to less than Rs. 100 cr (last revised on Jul 28, 2014)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Rs. 10 cr and above to less than Rs. 100 cr

4.50

5.00

Calculate
15 days to 30 days Rs. 10 cr and above to less than Rs. 100 cr

5.00

5.50

Calculate
31 days to 45 days Rs. 10 cr and above to less than Rs. 100 cr

6.50

7.00

Calculate
46 days to 90 days Rs. 10 cr and above to less than Rs. 100 cr

7.50

8.00

Calculate
91 days to 179 days Rs. 10 cr and above to less than Rs. 100 cr

8.00

8.50

Calculate
180 days to 269 days Rs. 10 cr and above to less than Rs. 100 cr

8.25

8.75

Calculate
270 days to 363 days Rs. 10 cr and above to less than Rs. 100 cr

8.75

9.25

Calculate
364 days to 13 months Rs. 10 cr and above to less than Rs. 100 cr

8.85

9.35

Calculate
above 13 months to less than 2 years Rs. 10 cr and above to less than Rs. 100 cr

8.75

9.25

Calculate
2 years to less than 3 years Rs. 10 cr and above to less than Rs. 100 cr

8.25

8.75

Calculate
3 Years to less than 5 years except Rs. 10 cr and above to less than Rs. 100 cr

7.25

7.75

Calculate
5 years to less than 8 years Rs. 10 cr and above to less than Rs. 100 cr

7.00

7.50

Calculate
8 years and above up to 10 years Rs. 10 cr and above to less than Rs. 100 cr

7.00

7.50

Calculate

d) For domestic deposits - Rs. 100 cr and above to less than Rs. 400 (last revised on Jul 28, 2014)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Rs. 100 cr and above to less than Rs. 400

4.50

N.A

Calculate
15 days to 30 days Rs. 100 cr and above to less than Rs. 400

5.00

N.A

Calculate
31 days to 45 days Rs. 100 cr and above to less than Rs. 400

6.50

N.A

Calculate
46 days to 90 days Rs. 100 cr and above to less than Rs. 400

7.50

N.A

Calculate
91 days to 179 days Rs. 100 cr and above to less than Rs. 400

8.00

N.A

Calculate
180 days to 269 days Rs. 100 cr and above to less than Rs. 400

8.25

8.75

Calculate
270 days to 363 days Rs. 100 cr and above to less than Rs. 400

8.75

9.25

Calculate
364 days to 13 months Rs. 100 cr and above to less than Rs. 400

8.85

9.35

Calculate
above 13 months to less than 2 years Rs. 100 cr and above to less than Rs. 400

8.75

9.25

Calculate
2 years to less than 3 years Rs. 100 cr and above to less than Rs. 400

8.25

8.75

Calculate
3 Years to less than 5 years except Rs. 100 cr and above to less than Rs. 400

7.25

7.75

Calculate
5 years to less than 8 years Rs. 100 cr and above to less than Rs. 400

7.00

7.50

Calculate
8 years and above up to 10 years Rs. 100 cr and above to less than Rs. 400

7.00

7.50

Calculate

e) For domestic deposits - Rs. 400 cr and above (last revised on Jul 28, 2014)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
7 days to 14 days Rs. 400 cr and above

4.50

4.50

Calculate
15 days to 30 days Rs. 400 cr and above

5.00

5.00

Calculate
31 days to 45 days Rs. 400 cr and above

6.50

6.50

Calculate
46 days to 90 days Rs. 400 cr and above

7.50

7.50

Calculate
91 days to 179 days Rs. 400 cr and above

8.00

8.00

Calculate
180 days to 269 days Rs. 400 cr and above

8.25

8.75

Calculate
270 days to 363 days Rs. 400 cr and above

8.75

9.25

Calculate
364 days to 13 months Rs. 400 cr and above

8.85

9.35

Calculate
above 13 months to less than 2 years Rs. 400 cr and above

8.75

9.25

Calculate
2 years to less than 3 years Rs. 400 cr and above

8.25

8.75

Calculate
3 Years to less than 5 years except Rs. 400 cr and above

7.25

7.75

Calculate
5 years to less than 8 years Rs. 400 cr and above

7.00

7.50

Calculate
8 years and above up to 10 years Rs. 400 cr and above

7.00

7.50

Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

 
Star Sunidhi Tax-Saving Deposit Scheme - 5 years to 10 Years Upto Rs. 1 lakh

8.75

9.25

Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRE Fixed Deposit - Less than Rs. 1 cr (last revised on Jul 28, 2014)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 years Less than Rs. 1 cr 9.05 Calculate
above 1 years to 14 months Less than Rs. 1 cr 9.05 Calculate
above 14 months to 15 months Less than Rs. 1 cr 9.05 Calculate
above 15 months to less than 2 years Less than Rs. 1 cr 9.05 Calculate
3 years to less than 5 years Less than Rs. 1 cr 9.05 Calculate
2 years to less than 3 years Less than Rs. 1 cr 9.05 Calculate
5 years to less than 8 years Less than Rs. 1 cr 9.05 Calculate
Above 8 years upto 10 years Less than Rs. 1 cr 8.75 Calculate

b) For NRE Fixed Deposit - Rs. 1 cr and above to less than Rs. 10 cr (last revised on Jul 28, 2014)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 years Rs. 1 cr and above to less than Rs. 10 cr 9.05 Calculate
above 1 years to 14 months Rs. 1 cr and above to less than Rs. 10 cr 8.75 Calculate
above 14 months to 15 months Rs. 1 cr and above to less than Rs. 10 cr 9.05 Calculate
above 15 months to less than 2 years Rs. 1 cr and above to less than Rs. 10 cr 8.75 Calculate
3 years to less than 5 years Rs. 1 cr and above to less than Rs. 10 cr 7.25 Calculate
2 years to less than 3 years Rs. 1 cr and above to less than Rs. 10 cr 8.25 Calculate
5 years to less than 8 years Rs. 1 cr and above to less than Rs. 10 cr 7.00 Calculate
Above 8 years upto 10 years Rs. 1 cr and above to less than Rs. 10 cr 7.00 Calculate

c) For NRE Fixed Deposit - Rs. 10 cr and above to less than Rs. 100 cr (last revised on Jul 28, 2014)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
364 days to 13 months Rs. 10 cr and above to less than Rs. 100 cr 8.85 Calculate
above 13 months to less than 2 years Rs. 10 cr and above to less than Rs. 100 cr 8.75 Calculate
2 years to less than 3 years Rs. 10 cr and above to less than Rs. 100 cr 8.25 Calculate
3 years to less than 5 years Rs. 10 cr and above to less than Rs. 100 cr 7.25 Calculate
5 years to less than 8 years Rs. 10 cr and above to less than Rs. 100 cr 7.00 Calculate
Above 8 years upto 10 years Rs. 10 cr and above to less than Rs. 100 cr 7.00 Calculate

d) For NRE Fixed Deposit - Rs. 100 cr and above to less than Rs. 400 (last revised on Jul 28, 2014)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
364 days to 13 months Rs. 100 cr and above to less than Rs. 400 8.85 Calculate
above 13 months to less than 2 years Rs. 100 cr and above to less than Rs. 400 8.75 Calculate
2 years to less than 3 years Rs. 100 cr and above to less than Rs. 400 8.25 Calculate
3 years to less than 5 years Rs. 100 cr and above to less than Rs. 400 7.25 Calculate
5 years to less than 8 years Rs. 100 cr and above to less than Rs. 400 7.00 Calculate
Above 8 years upto 10 years Rs. 100 cr and above to less than Rs. 400 7.00 Calculate

e) For NRE Fixed Deposit - Rs. 400 cr and above (last revised on Jul 28, 2014)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
364 days to 13 months Rs. 400 cr and above 8.85 Calculate
above 13 months to less than 2 years Rs. 400 cr and above 8.75 Calculate
2 years to less than 3 years Rs. 400 cr and above 8.25 Calculate
3 years to less than 5 years Rs. 400 cr and above 7.25 Calculate
5 years to less than 8 years Rs. 400 cr and above 7.00 Calculate
Above 8 years upto 10 years Rs. 400 cr and above 7.00 Calculate
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