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Bank of Baroda

Fixed Deposit Rates

All

You are requested to reconfirm the rates from the respective banks before making any financial commitments.

a) For domestic deposits - Less than Rs. 1 cr (last revised on May 01, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Less than Rs. 1 cr

4.50

5.00

 Calculate
15 days to 45 days Less than Rs. 1 cr

4.50

5.00

 Calculate
46 days to 90 days Less than Rs. 1 cr

4.50

5.00

 Calculate
91 days to 180 days Less than Rs. 1 cr

6.75

7.25

 Calculate
181 days to 270 days Less than Rs. 1 cr

7.50

8.00

 Calculate
271 days to less than 1 year Less than Rs. 1 cr

7.50

8.00

 Calculate
1 year to 443 days Less than Rs. 1 cr

8.75

9.25

 Calculate
Baroda Utsav Deposit scheme (444 days) Less than Rs. 1 cr

8.85

9.35

 Calculate
445 days to 3 years Less than Rs. 1 cr

8.75

9.25

 Calculate
Above 3 years to 5 years Less than Rs. 1 cr

8.50

9.00

 Calculate
Above 5 years to 10 years Less than Rs. 1 cr

8.00

8.50

 Calculate

b) For domestic deposits - Rs. 1 cr and above (last revised on May 01, 2012)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
7 days to 14 days Rs. 1 cr and above

4.50

N.A

 Calculate
15 days to 45 days Rs. 1 cr and above

4.50

N.A

 Calculate
46 days to 90 days Rs. 1 cr and above

6.50

N.A

 Calculate
91 days to 180 days Rs. 1 cr and above

7.50

N.A

 Calculate
181 days to 270 days Rs. 1 cr and above

8.25

N.A

 Calculate
271 days to less than 1 year Rs. 1 cr and above

8.50

N.A

 Calculate
1 year & above upto 3 years Rs. 1 cr and above

8.75

N.A

 Calculate

Tax Saver Fixed Deposits (Amount capped at Rs. 1 lakh per Financial Year)

Maturity Period Deposit Amount

INTEREST RATE (% p.a.)

General

Senior Citizen

  
Tax Savings Scheme - 5 years Upto Rs. 1 lakh

8.50

9.00

 Calculate
Tax Savings Scheme - Above 5 years and upto 10 years Upto Rs. 1 lakh

8.00

8.50

 Calculate

Tax Implications:

  • The amount invested in fixed deposits with a maturity period of 5 years in a Scheduled bank is eligible for tax deduction under section 80C. However, the interest earned on the deposit is taxable.
  • Tax will be deducted at the source, if the interest income on a fixed deposit per annum exceeds Rs.10000

a) For NRO Fixed Deposit - Less than Rs. 1 cr (last revised on May 01, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Less than Rs. 1 cr 4.50 Calculate
15 days to 45 days Less than Rs. 1 cr 4.50 Calculate
46 days to 90 days Less than Rs. 1 cr 4.50 Calculate
91 days to 180 days Less than Rs. 1 cr 6.75 Calculate
181 days to 270 days Less than Rs. 1 cr 7.50 Calculate
271 days to less than 1 year Less than Rs. 1 cr 7.50 Calculate
1 year to 443 days Less than Rs. 1 cr 8.75 Calculate
Baroda Utsav Deposit scheme (444 days) Less than Rs. 1 cr 8.85 Calculate
445 days to 3 years Less than Rs. 1 cr 8.75 Calculate
Above 3 years to 5 years Less than Rs. 1 cr 8.50 Calculate
Above 5 years to 10 years Less than Rs. 1 cr 8.00 Calculate

b) For NRO Fixed Deposit - Rs. 1 cr and above (last revised on May 01, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)  
7 days to 14 days Rs. 1 cr and above 4.50 Calculate
15 days to 45 days Rs. 1 cr and above 4.50 Calculate
46 days to 90 days Rs. 1 cr and above 6.50 Calculate
91 days to 180 days Rs. 1 cr and above 7.50 Calculate
181 days to 270 days Rs. 1 cr and above 8.25 Calculate
271 days to less than 1 year Rs. 1 cr and above 8.50 Calculate
1 year & above upto 3 years Rs. 1 cr and above 8.75 Calculate

a) For NRE Fixed Deposit - Less than Rs. 1 cr (last revised on May 01, 2012)

Maturity Period Deposit Amount INTEREST RATE (% p.a.)
1 year and above to less than 2 years Less than Rs. 1 cr 8.75 Calculate
2 years and above to less than 3 years Less than Rs. 1 cr 8.75 Calculate
3 years and above to 5 years Less than Rs. 1 cr 8.50 Calculate
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Fixed Deposit Calculator

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