 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
2.50 |
1.00 |
2.00 |
2.00 |
1.00 |
| Operating Profit Per Share (Rs) |
4.94 |
5.49 |
7.65 |
3.52 |
10.44 |
| Net Operating Profit Per Share (Rs) |
46.33 |
52.76 |
64.91 |
91.86 |
128.89 |
| Free Reserves Per Share (Rs) |
16.23 |
14.60 |
17.56 |
20.79 |
20.78 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
4.46 |
3.84 |
3.48 |
3.06 |
3.92 |
| Adjusted Cash Margin(%) |
19.75 |
6.88 |
11.05 |
9.12 |
4.20 |
| Net Profit Margin |
17.87 |
5.23 |
11.12 |
8.65 |
4.51 |
| Return on Long Term Fund(%) |
98.42 |
91.73 |
112.20 |
163.48 |
161.20 |
| Return on Net Worth(%) |
27.05 |
8.04 |
16.65 |
17.15 |
11.31 |
| Adjusted Return on Net Worth(%) |
24.78 |
7.83 |
15.61 |
16.61 |
8.95 |
| Return on Assets Excluding Revaluations |
1.30 |
0.40 |
0.68 |
0.63 |
0.33 |
| Return on Assets Including Revaluations |
1.30 |
0.40 |
0.68 |
0.64 |
0.34 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
7.54 |
7.53 |
7.63 |
8.11 |
9.48 |
| Net Interest Income / Total Funds |
3.37 |
3.12 |
2.88 |
1.88 |
2.50 |
| Non Interest Income / Total Funds |
0.45 |
0.45 |
0.44 |
0.39 |
0.38 |
| Interest Expended / Total Funds |
4.16 |
4.41 |
4.75 |
6.23 |
6.98 |
| Operating Expense / Total Funds |
2.57 |
2.34 |
1.98 |
1.57 |
1.73 |
| Profit Before Provisions / Total Funds |
1.11 |
1.10 |
1.23 |
0.64 |
1.09 |
| Net Profit / Total Funds |
1.43 |
0.42 |
0.78 |
0.73 |
0.35 |
| Loans Turnover |
0.16 |
0.15 |
0.14 |
0.14 |
0.17 |
| Total Income / Capital Employed(%) |
7.99 |
7.98 |
8.07 |
8.50 |
9.86 |
| Interest Expended / Capital Employed(%) |
4.16 |
4.41 |
4.75 |
6.23 |
6.98 |
| Total Assets Turnover Ratios |
0.08 |
0.08 |
0.08 |
0.08 |
0.09 |
| Asset Turnover Ratio |
3.97 |
4.12 |
5.20 |
4.39 |
5.91 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
52.99 |
57.92 |
62.03 |
76.78 |
78.53 |
| Other Income / Total Income |
5.68 |
5.62 |
5.49 |
4.56 |
3.86 |
| Operating Expense / Total Income |
32.14 |
29.31 |
24.56 |
18.48 |
17.58 |
| Selling Distribution Cost Composition |
0.32 |
0.17 |
0.27 |
0.29 |
0.15 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
12.92 |
11.94 |
11.21 |
11.22 |
13.15 |
| Advances / Loans Funds(%) |
60.22 |
61.17 |
73.37 |
72.29 |
67.33 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
54.43 |
58.13 |
62.60 |
65.35 |
65.42 |
| Investment Deposit Ratio |
49.12 |
43.60 |
35.52 |
33.47 |
33.18 |
| Cash Deposit Ratio |
4.63 |
6.62 |
8.65 |
10.59 |
11.12 |
| Total Debt to Owners Fund |
16.68 |
17.10 |
20.31 |
22.76 |
23.74 |
| Financial Charges Coverage Ratio |
1.30 |
1.28 |
1.28 |
1.11 |
1.16 |
| Financial Charges Coverage Ratio Post Tax |
1.38 |
1.12 |
1.21 |
1.13 |
1.07 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.04 |
0.02 |
0.02 |
0.02 |
0.03 |
| Quick Ratio |
11.24 |
11.93 |
10.72 |
10.02 |
10.43 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
32.20 |
38.96 |
30.22 |
28.07 |
19.33 |
| Dividend Payout Ratio Cash Profit |
29.13 |
29.63 |
26.96 |
25.87 |
16.94 |
| Earning Retention Ratio |
67.81 |
61.06 |
65.35 |
71.02 |
75.57 |
| Cash Earning Retention Ratio |
70.88 |
70.38 |
69.58 |
73.36 |
79.26 |
| AdjustedCash Flow Times |
60.89 |
166.05 |
114.25 |
125.95 |
222.94 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
8.78 |
2.93 |
6.67 |
8.21 |
4.79 |
| Book Value |
35.43 |
37.37 |
42.70 |
48.59 |
53.47 |
|
|
| Source : Religare Technova |
| Explore Vijaya Bank connections |
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