 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
1.00 |
-- |
1.00 |
1.00 |
1.00 |
| Operating Profit Per Share (Rs) |
5.80 |
4.73 |
3.65 |
3.08 |
12.04 |
| Net Operating Profit Per Share (Rs) |
46.58 |
55.06 |
66.77 |
85.98 |
159.93 |
| Free Reserves Per Share (Rs) |
2.45 |
9.07 |
10.56 |
13.00 |
22.63 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
3.93 |
3.05 |
3.14 |
3.29 |
3.43 |
| Adjusted Cash Margin(%) |
13.31 |
6.96 |
5.96 |
6.72 |
7.01 |
| Net Profit Margin |
8.97 |
4.29 |
5.68 |
5.75 |
6.10 |
| Return on Long Term Fund(%) |
149.63 |
154.91 |
178.02 |
220.99 |
203.74 |
| Return on Net Worth(%) |
19.54 |
9.89 |
14.29 |
16.58 |
19.95 |
| Adjusted Return on Net Worth(%) |
27.00 |
13.87 |
12.25 |
16.58 |
19.95 |
| Return on Assets Excluding Revaluations |
0.63 |
0.32 |
0.42 |
0.46 |
0.50 |
| Return on Assets Including Revaluations |
0.64 |
0.32 |
0.42 |
0.46 |
0.50 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
7.61 |
7.61 |
7.86 |
8.39 |
8.76 |
| Net Interest Income / Total Funds |
3.24 |
2.79 |
2.52 |
2.26 |
2.30 |
| Non Interest Income / Total Funds |
0.26 |
0.30 |
0.32 |
0.36 |
0.35 |
| Interest Expended / Total Funds |
4.38 |
4.82 |
5.34 |
6.13 |
6.46 |
| Operating Expense / Total Funds |
2.29 |
2.13 |
2.10 |
1.96 |
1.64 |
| Profit Before Provisions / Total Funds |
1.14 |
0.88 |
0.66 |
0.57 |
0.93 |
| Net Profit / Total Funds |
0.71 |
0.34 |
0.47 |
0.50 |
0.56 |
| Loans Turnover |
0.15 |
0.14 |
0.13 |
0.13 |
0.14 |
| Total Income / Capital Employed(%) |
7.88 |
7.91 |
8.18 |
8.75 |
9.11 |
| Interest Expended / Capital Employed(%) |
4.38 |
4.82 |
5.34 |
6.13 |
6.46 |
| Total Assets Turnover Ratios |
0.08 |
0.08 |
0.08 |
0.08 |
0.09 |
| Asset Turnover Ratio |
5.14 |
4.46 |
4.78 |
5.67 |
6.56 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
60.35 |
64.04 |
68.13 |
77.14 |
79.75 |
| Other Income / Total Income |
3.34 |
3.81 |
3.93 |
4.07 |
3.83 |
| Operating Expense / Total Income |
29.05 |
26.97 |
25.60 |
22.42 |
18.04 |
| Selling Distribution Cost Composition |
0.16 |
0.19 |
0.23 |
0.16 |
0.21 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
11.26 |
11.12 |
11.56 |
10.09 |
11.93 |
| Advances / Loans Funds(%) |
61.87 |
70.75 |
76.27 |
73.96 |
74.82 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
54.42 |
62.52 |
70.66 |
70.51 |
68.78 |
| Investment Deposit Ratio |
41.34 |
37.21 |
32.80 |
30.24 |
29.78 |
| Cash Deposit Ratio |
6.00 |
4.82 |
4.88 |
6.56 |
6.82 |
| Total Debt to Owners Fund |
27.98 |
27.45 |
29.33 |
32.16 |
36.11 |
| Financial Charges Coverage Ratio |
1.28 |
1.20 |
1.14 |
1.11 |
1.16 |
| Financial Charges Coverage Ratio Post Tax |
1.18 |
1.09 |
1.10 |
1.10 |
1.10 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.02 |
0.02 |
0.02 |
0.02 |
0.02 |
| Quick Ratio |
11.40 |
11.57 |
10.72 |
11.91 |
14.25 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
26.14 |
-- |
28.83 |
22.69 |
12.63 |
| Dividend Payout Ratio Cash Profit |
23.70 |
-- |
24.19 |
19.40 |
10.98 |
| Earning Retention Ratio |
81.08 |
100.00 |
66.37 |
77.31 |
87.37 |
| Cash Earning Retention Ratio |
82.39 |
100.00 |
72.52 |
80.60 |
89.02 |
| AdjustedCash Flow Times |
96.42 |
171.12 |
195.61 |
165.80 |
156.29 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
4.32 |
2.46 |
3.95 |
5.16 |
10.15 |
| Book Value |
22.12 |
24.86 |
27.66 |
31.08 |
50.88 |
|
|
| Source : Religare Technova |
| Explore UCO Bank connections |
|
