 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
12.50 |
14.00 |
14.00 |
21.50 |
29.00 |
| Operating Profit Per Share (Rs) |
148.50 |
124.77 |
147.72 |
173.61 |
230.04 |
| Net Operating Profit Per Share (Rs) |
692.96 |
719.54 |
833.38 |
899.83 |
1,179.45 |
| Free Reserves Per Share (Rs) |
68.67 |
178.33 |
184.43 |
356.61 |
373.99 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
4.28 |
4.31 |
4.20 |
4.32 |
4.34 |
| Adjusted Cash Margin(%) |
14.54 |
13.06 |
11.43 |
12.81 |
13.04 |
| Net Profit Margin |
11.56 |
11.21 |
10.12 |
11.65 |
12.03 |
| Return on Long Term Fund(%) |
105.35 |
97.89 |
99.20 |
86.83 |
100.35 |
| Return on Net Worth(%) |
19.43 |
17.04 |
15.41 |
13.72 |
15.74 |
| Adjusted Return on Net Worth(%) |
19.35 |
15.93 |
14.47 |
13.70 |
15.74 |
| Return on Assets Excluding Revaluations |
0.94 |
0.89 |
0.80 |
0.93 |
0.95 |
| Return on Assets Including Revaluations |
0.94 |
0.89 |
0.80 |
0.93 |
0.95 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
8.41 |
7.94 |
8.27 |
8.82 |
8.88 |
| Net Interest Income / Total Funds |
4.15 |
3.71 |
3.85 |
3.87 |
3.79 |
| Non Interest Income / Total Funds |
0.17 |
0.30 |
0.19 |
0.14 |
0.11 |
| Interest Expended / Total Funds |
4.26 |
4.23 |
4.42 |
4.96 |
5.09 |
| Operating Expense / Total Funds |
2.34 |
2.34 |
2.39 |
2.16 |
2.06 |
| Profit Before Provisions / Total Funds |
1.80 |
1.52 |
1.54 |
1.74 |
1.75 |
| Net Profit / Total Funds |
0.99 |
0.92 |
0.86 |
1.04 |
1.08 |
| Loans Turnover |
0.20 |
0.16 |
0.15 |
0.15 |
0.16 |
| Total Income / Capital Employed(%) |
8.58 |
8.24 |
8.46 |
8.96 |
8.99 |
| Interest Expended / Capital Employed(%) |
4.26 |
4.23 |
4.42 |
4.96 |
5.09 |
| Total Assets Turnover Ratios |
0.08 |
0.08 |
0.08 |
0.09 |
0.09 |
| Asset Turnover Ratio |
5.45 |
5.10 |
5.44 |
6.32 |
7.20 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
57.00 |
56.32 |
59.35 |
65.23 |
67.28 |
| Other Income / Total Income |
1.99 |
3.60 |
2.25 |
1.56 |
1.18 |
| Operating Expense / Total Income |
27.34 |
28.37 |
28.19 |
24.13 |
22.91 |
| Selling Distribution Cost Composition |
0.18 |
0.28 |
0.20 |
0.30 |
0.33 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
12.45 |
11.88 |
12.34 |
13.47 |
14.25 |
| Advances / Loans Funds(%) |
56.35 |
65.66 |
76.16 |
78.31 |
78.34 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
52.55 |
62.11 |
73.44 |
77.51 |
74.97 |
| Investment Deposit Ratio |
55.83 |
48.14 |
38.22 |
34.81 |
36.38 |
| Cash Deposit Ratio |
5.23 |
5.15 |
6.22 |
8.29 |
8.37 |
| Total Debt to Owners Fund |
15.25 |
13.75 |
13.92 |
10.96 |
12.81 |
| Financial Charges Coverage Ratio |
1.46 |
1.40 |
1.37 |
1.37 |
1.36 |
| Financial Charges Coverage Ratio Post Tax |
1.27 |
1.25 |
1.22 |
1.23 |
1.23 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.04 |
0.05 |
0.05 |
0.07 |
0.04 |
| Quick Ratio |
4.79 |
5.50 |
6.52 |
6.15 |
5.74 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
17.46 |
19.06 |
18.98 |
22.64 |
22.90 |
| Dividend Payout Ratio Cash Profit |
14.86 |
16.35 |
16.75 |
20.56 |
21.13 |
| Earning Retention Ratio |
83.88 |
80.93 |
80.97 |
77.33 |
77.11 |
| Cash Earning Retention Ratio |
86.12 |
83.64 |
83.21 |
79.41 |
78.88 |
| AdjustedCash Flow Times |
67.82 |
74.03 |
84.87 |
72.64 |
75.05 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
81.79 |
83.73 |
86.29 |
106.56 |
143.67 |
| Book Value |
457.39 |
525.25 |
594.69 |
776.48 |
912.73 |
|
|
| Source : Religare Technova |
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