 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
3.00 |
6.00 |
10.00 |
10.00 |
20.00 |
| Operating Profit Per Share (Rs) |
69.32 |
57.00 |
74.53 |
109.81 |
151.48 |
| Net Operating Profit Per Share (Rs) |
308.04 |
310.53 |
383.89 |
505.09 |
694.81 |
| Free Reserves Per Share (Rs) |
63.79 |
69.61 |
64.29 |
63.79 |
64.04 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
3.67 |
3.94 |
4.40 |
4.18 |
4.18 |
| Adjusted Cash Margin(%) |
15.64 |
16.35 |
14.10 |
13.72 |
14.60 |
| Net Profit Margin |
13.84 |
14.50 |
12.53 |
12.68 |
13.76 |
| Return on Long Term Fund(%) |
81.00 |
74.57 |
80.76 |
111.52 |
129.83 |
| Return on Net Worth(%) |
22.49 |
17.01 |
16.03 |
19.00 |
23.52 |
| Adjusted Return on Net Worth(%) |
17.95 |
15.83 |
15.17 |
18.99 |
23.50 |
| Return on Assets Excluding Revaluations |
1.12 |
0.99 |
0.95 |
1.03 |
1.25 |
| Return on Assets Including Revaluations |
1.12 |
0.99 |
0.95 |
1.04 |
1.26 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
8.52 |
7.23 |
7.88 |
8.86 |
9.89 |
| Net Interest Income / Total Funds |
4.61 |
3.60 |
3.96 |
4.00 |
4.34 |
| Non Interest Income / Total Funds |
0.41 |
0.10 |
0.12 |
0.13 |
0.25 |
| Interest Expended / Total Funds |
3.91 |
3.63 |
3.92 |
4.86 |
5.55 |
| Operating Expense / Total Funds |
2.70 |
2.27 |
2.43 |
2.08 |
2.18 |
| Profit Before Provisions / Total Funds |
2.17 |
1.29 |
1.53 |
1.96 |
2.32 |
| Net Profit / Total Funds |
1.24 |
1.06 |
1.00 |
1.14 |
1.40 |
| Loans Turnover |
0.18 |
0.15 |
0.14 |
0.15 |
0.16 |
| Total Income / Capital Employed(%) |
8.94 |
7.33 |
8.00 |
8.99 |
10.14 |
| Interest Expended / Capital Employed(%) |
3.91 |
3.63 |
3.92 |
4.86 |
5.55 |
| Total Assets Turnover Ratios |
0.09 |
0.07 |
0.08 |
0.09 |
0.10 |
| Asset Turnover Ratio |
5.28 |
4.75 |
5.48 |
4.35 |
5.64 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
52.64 |
51.31 |
52.20 |
61.20 |
63.62 |
| Other Income / Total Income |
4.62 |
1.33 |
1.52 |
1.43 |
2.46 |
| Operating Expense / Total Income |
30.19 |
31.00 |
30.36 |
23.10 |
21.53 |
| Selling Distribution Cost Composition |
0.19 |
0.20 |
0.14 |
0.14 |
0.14 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
14.78 |
11.95 |
12.29 |
13.46 |
14.03 |
| Advances / Loans Funds(%) |
61.93 |
64.26 |
72.04 |
76.19 |
80.15 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
56.33 |
60.60 |
65.97 |
70.55 |
72.88 |
| Investment Deposit Ratio |
48.56 |
41.16 |
33.23 |
32.38 |
31.20 |
| Cash Deposit Ratio |
8.48 |
14.74 |
13.78 |
9.02 |
8.59 |
| Total Debt to Owners Fund |
13.14 |
13.19 |
13.79 |
15.44 |
15.96 |
| Financial Charges Coverage Ratio |
1.60 |
1.39 |
1.42 |
1.42 |
1.43 |
| Financial Charges Coverage Ratio Post Tax |
1.36 |
1.33 |
1.29 |
1.25 |
1.27 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.03 |
0.03 |
0.03 |
0.02 |
0.02 |
| Quick Ratio |
5.98 |
10.69 |
11.10 |
9.40 |
9.75 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
14.01 |
14.98 |
30.71 |
23.40 |
23.86 |
| Dividend Payout Ratio Cash Profit |
12.40 |
13.26 |
27.26 |
21.61 |
22.47 |
| Earning Retention Ratio |
85.98 |
84.99 |
69.28 |
76.59 |
76.12 |
| Cash Earning Retention Ratio |
87.60 |
86.72 |
72.73 |
78.38 |
77.51 |
| AdjustedCash Flow Times |
64.77 |
73.73 |
80.65 |
75.05 |
63.95 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
44.72 |
45.65 |
48.84 |
64.98 |
98.03 |
| Book Value |
248.93 |
287.79 |
321.65 |
341.98 |
416.74 |
|
|
| Source : Religare Technova |
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