 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
2.00 |
3.00 |
3.50 |
5.00 |
6.00 |
| Operating Profit Per Share (Rs) |
20.71 |
22.90 |
22.46 |
27.27 |
32.02 |
| Net Operating Profit Per Share (Rs) |
83.21 |
95.95 |
113.30 |
146.35 |
181.52 |
| Free Reserves Per Share (Rs) |
23.08 |
35.10 |
36.64 |
34.59 |
35.37 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
3.44 |
3.94 |
3.58 |
4.83 |
5.48 |
| Adjusted Cash Margin(%) |
16.26 |
16.51 |
13.92 |
14.36 |
12.80 |
| Net Profit Margin |
14.47 |
14.99 |
12.71 |
13.40 |
11.92 |
| Return on Long Term Fund(%) |
78.07 |
79.57 |
88.71 |
105.31 |
119.21 |
| Return on Net Worth(%) |
17.56 |
16.85 |
15.07 |
17.52 |
17.01 |
| Adjusted Return on Net Worth(%) |
15.07 |
15.85 |
14.31 |
17.51 |
17.01 |
| Return on Assets Excluding Revaluations |
1.17 |
1.18 |
1.09 |
1.25 |
1.17 |
| Return on Assets Including Revaluations |
1.17 |
1.18 |
1.09 |
1.25 |
1.17 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
8.73 |
8.47 |
8.82 |
9.99 |
10.46 |
| Net Interest Income / Total Funds |
4.21 |
3.72 |
3.45 |
3.79 |
3.62 |
| Non Interest Income / Total Funds |
0.07 |
0.08 |
0.11 |
0.16 |
0.14 |
| Interest Expended / Total Funds |
4.53 |
4.75 |
5.37 |
6.20 |
6.84 |
| Operating Expense / Total Funds |
2.03 |
1.70 |
1.71 |
1.93 |
1.77 |
| Profit Before Provisions / Total Funds |
2.09 |
1.97 |
1.75 |
1.92 |
1.90 |
| Net Profit / Total Funds |
1.27 |
1.28 |
1.14 |
1.36 |
1.26 |
| Loans Turnover |
0.18 |
0.17 |
0.16 |
0.17 |
0.19 |
| Total Income / Capital Employed(%) |
8.80 |
8.55 |
8.93 |
10.14 |
10.60 |
| Interest Expended / Capital Employed(%) |
4.53 |
4.75 |
5.37 |
6.20 |
6.84 |
| Total Assets Turnover Ratios |
0.09 |
0.08 |
0.09 |
0.10 |
0.10 |
| Asset Turnover Ratio |
5.14 |
5.30 |
5.84 |
6.79 |
7.55 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
62.27 |
64.05 |
66.58 |
70.14 |
75.30 |
| Other Income / Total Income |
0.77 |
0.93 |
1.23 |
1.55 |
1.36 |
| Operating Expense / Total Income |
23.09 |
19.90 |
19.11 |
19.03 |
16.70 |
| Selling Distribution Cost Composition |
0.14 |
0.27 |
0.20 |
0.14 |
0.13 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
14.16 |
11.78 |
11.03 |
12.17 |
13.48 |
| Advances / Loans Funds(%) |
60.83 |
63.59 |
68.52 |
68.58 |
62.99 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
54.12 |
58.47 |
63.58 |
65.68 |
60.65 |
| Investment Deposit Ratio |
46.60 |
41.96 |
38.84 |
35.46 |
39.96 |
| Cash Deposit Ratio |
5.32 |
5.08 |
4.99 |
7.44 |
7.62 |
| Total Debt to Owners Fund |
11.08 |
11.92 |
11.33 |
12.33 |
12.98 |
| Financial Charges Coverage Ratio |
1.50 |
1.44 |
1.35 |
1.33 |
1.29 |
| Financial Charges Coverage Ratio Post Tax |
1.32 |
1.30 |
1.23 |
1.24 |
1.20 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.02 |
0.02 |
0.02 |
0.02 |
0.02 |
| Quick Ratio |
15.36 |
20.71 |
20.42 |
15.91 |
14.33 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
18.81 |
23.56 |
28.06 |
29.36 |
31.99 |
| Dividend Payout Ratio Cash Profit |
16.77 |
21.40 |
25.65 |
27.38 |
29.78 |
| Earning Retention Ratio |
81.23 |
76.46 |
71.97 |
70.64 |
68.00 |
| Cash Earning Retention Ratio |
83.26 |
78.62 |
74.38 |
72.62 |
70.22 |
| AdjustedCash Flow Times |
65.53 |
68.28 |
72.40 |
65.66 |
70.96 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
12.14 |
14.52 |
14.59 |
19.92 |
21.94 |
| Book Value |
80.67 |
91.63 |
102.08 |
113.69 |
128.89 |
|
|
| Source : Religare Technova |
| Explore Karnataka Bank connections |
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