 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
-- |
-- |
0.65 |
1.50 |
2.00 |
| Operating Profit Per Share (Rs) |
-11.08 |
4.96 |
15.33 |
19.03 |
28.76 |
| Net Operating Profit Per Share (Rs) |
441.39 |
145.64 |
169.10 |
193.57 |
264.68 |
| Free Reserves Per Share (Rs) |
121.27 |
60.63 |
62.62 |
91.40 |
101.13 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
3.98 |
4.51 |
4.26 |
4.18 |
5.24 |
| Adjusted Cash Margin(%) |
-0.22 |
3.19 |
7.64 |
9.04 |
8.07 |
| Net Profit Margin |
-3.71 |
0.66 |
5.57 |
7.45 |
6.77 |
| Return on Long Term Fund(%) |
94.51 |
83.65 |
98.93 |
100.14 |
117.95 |
| Return on Net Worth(%) |
-5.65 |
1.11 |
9.36 |
11.00 |
11.84 |
| Adjusted Return on Net Worth(%) |
-6.60 |
0.66 |
8.45 |
10.62 |
11.55 |
| Return on Assets Excluding Revaluations |
-0.25 |
0.05 |
0.46 |
0.61 |
0.59 |
| Return on Assets Including Revaluations |
-0.25 |
0.05 |
0.46 |
0.61 |
0.59 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
7.08 |
8.29 |
8.58 |
8.89 |
9.53 |
| Net Interest Income / Total Funds |
2.60 |
3.64 |
3.78 |
3.59 |
3.97 |
| Non Interest Income / Total Funds |
0.18 |
0.20 |
0.32 |
0.55 |
0.22 |
| Interest Expended / Total Funds |
4.48 |
4.65 |
4.80 |
5.30 |
5.56 |
| Operating Expense / Total Funds |
2.78 |
3.35 |
3.01 |
2.72 |
2.93 |
| Profit Before Provisions / Total Funds |
-0.25 |
0.25 |
0.88 |
1.25 |
1.11 |
| Net Profit / Total Funds |
-0.27 |
0.06 |
0.50 |
0.69 |
0.66 |
| Loans Turnover |
0.12 |
0.14 |
0.14 |
0.15 |
0.17 |
| Total Income / Capital Employed(%) |
7.26 |
8.48 |
8.90 |
9.44 |
9.75 |
| Interest Expended / Capital Employed(%) |
4.48 |
4.65 |
4.80 |
5.30 |
5.56 |
| Total Assets Turnover Ratios |
0.07 |
0.08 |
0.09 |
0.09 |
0.10 |
| Asset Turnover Ratio |
1.53 |
1.95 |
2.26 |
2.81 |
3.61 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
63.98 |
60.64 |
61.32 |
70.34 |
71.00 |
| Other Income / Total Income |
2.53 |
2.33 |
3.57 |
5.78 |
2.27 |
| Operating Expense / Total Income |
38.28 |
39.55 |
33.78 |
28.81 |
30.06 |
| Selling Distribution Cost Composition |
0.58 |
0.40 |
0.22 |
0.21 |
0.15 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
9.09 |
10.67 |
10.56 |
10.20 |
11.65 |
| Advances / Loans Funds(%) |
73.11 |
73.50 |
78.01 |
77.08 |
68.67 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
69.97 |
74.55 |
77.23 |
74.13 |
69.18 |
| Investment Deposit Ratio |
35.45 |
32.65 |
30.95 |
30.13 |
36.99 |
| Cash Deposit Ratio |
5.61 |
5.82 |
6.22 |
8.94 |
8.93 |
| Total Debt to Owners Fund |
21.23 |
14.68 |
15.54 |
14.37 |
15.61 |
| Financial Charges Coverage Ratio |
1.00 |
1.10 |
1.23 |
1.27 |
1.23 |
| Financial Charges Coverage Ratio Post Tax |
1.00 |
1.06 |
1.15 |
1.17 |
1.14 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.05 |
0.04 |
0.05 |
0.04 |
0.07 |
| Quick Ratio |
9.32 |
8.98 |
7.14 |
7.94 |
6.57 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
-- |
-- |
7.77 |
11.45 |
12.71 |
| Dividend Payout Ratio Cash Profit |
-- |
-- |
5.44 |
9.18 |
10.45 |
| Earning Retention Ratio |
-- |
100.00 |
91.77 |
88.14 |
86.97 |
| Cash Earning Retention Ratio |
-- |
100.00 |
94.33 |
90.57 |
89.34 |
| AdjustedCash Flow Times |
-- |
308.62 |
126.48 |
107.60 |
110.62 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
-16.81 |
1.00 |
9.78 |
15.12 |
18.34 |
| Book Value |
260.67 |
100.10 |
109.18 |
139.17 |
154.88 |
|
|
| Source : Religare Technova |
| Explore ING Vysya Bank connections |
|
