 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
1.80 |
-- |
0.60 |
0.60 |
1.20 |
| Operating Profit Per Share (Rs) |
9.76 |
2.55 |
-0.95 |
0.24 |
4.77 |
| Net Operating Profit Per Share (Rs) |
41.26 |
42.43 |
48.91 |
62.87 |
74.59 |
| Free Reserves Per Share (Rs) |
13.04 |
16.66 |
19.57 |
20.55 |
23.90 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
5.24 |
4.25 |
3.64 |
4.12 |
4.97 |
| Adjusted Cash Margin(%) |
21.11 |
5.99 |
7.34 |
5.32 |
7.97 |
| Net Profit Margin |
16.98 |
2.85 |
3.79 |
3.45 |
5.29 |
| Return on Long Term Fund(%) |
118.87 |
108.15 |
129.05 |
152.76 |
147.69 |
| Return on Net Worth(%) |
25.79 |
4.34 |
7.10 |
6.76 |
10.39 |
| Adjusted Return on Net Worth(%) |
26.10 |
4.75 |
9.07 |
6.82 |
12.53 |
| Return on Assets Excluding Revaluations |
1.35 |
0.21 |
0.33 |
0.32 |
0.54 |
| Return on Assets Including Revaluations |
1.35 |
0.21 |
0.33 |
0.33 |
0.54 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
7.80 |
7.41 |
8.12 |
9.15 |
10.51 |
| Net Interest Income / Total Funds |
3.12 |
2.16 |
1.74 |
1.96 |
3.16 |
| Non Interest Income / Total Funds |
0.26 |
0.33 |
1.07 |
0.75 |
0.60 |
| Interest Expended / Total Funds |
4.68 |
5.25 |
6.38 |
7.19 |
7.34 |
| Operating Expense / Total Funds |
1.27 |
1.71 |
1.90 |
1.92 |
2.49 |
| Profit Before Provisions / Total Funds |
1.81 |
0.56 |
0.73 |
0.60 |
1.10 |
| Net Profit / Total Funds |
1.37 |
0.22 |
0.35 |
0.34 |
0.59 |
| Loans Turnover |
0.14 |
0.13 |
0.15 |
0.17 |
0.19 |
| Total Income / Capital Employed(%) |
8.06 |
7.75 |
9.18 |
9.90 |
11.11 |
| Interest Expended / Capital Employed(%) |
4.68 |
5.25 |
6.38 |
7.19 |
7.34 |
| Total Assets Turnover Ratios |
0.08 |
0.07 |
0.08 |
0.09 |
0.11 |
| Asset Turnover Ratio |
2.10 |
1.99 |
2.32 |
2.07 |
2.63 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
63.37 |
73.48 |
81.91 |
82.27 |
80.12 |
| Other Income / Total Income |
3.21 |
4.32 |
11.61 |
7.57 |
5.41 |
| Operating Expense / Total Income |
15.80 |
22.11 |
20.67 |
19.44 |
22.44 |
| Selling Distribution Cost Composition |
0.48 |
0.66 |
0.21 |
0.10 |
0.58 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
11.62 |
10.54 |
12.54 |
11.91 |
12.33 |
| Advances / Loans Funds(%) |
66.09 |
63.63 |
65.63 |
66.69 |
71.52 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
69.14 |
65.11 |
62.46 |
65.10 |
69.42 |
| Investment Deposit Ratio |
33.07 |
33.71 |
34.61 |
34.13 |
35.76 |
| Cash Deposit Ratio |
8.11 |
4.41 |
4.98 |
6.94 |
6.60 |
| Total Debt to Owners Fund |
15.81 |
17.33 |
16.70 |
17.16 |
15.49 |
| Financial Charges Coverage Ratio |
1.45 |
1.15 |
1.14 |
1.11 |
1.17 |
| Financial Charges Coverage Ratio Post Tax |
1.35 |
1.08 |
1.08 |
1.07 |
1.10 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.08 |
0.07 |
0.05 |
0.05 |
0.05 |
| Quick Ratio |
10.03 |
9.05 |
8.02 |
8.63 |
9.16 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
28.11 |
-- |
33.39 |
29.91 |
35.26 |
| Dividend Payout Ratio Cash Profit |
23.16 |
-- |
22.15 |
19.48 |
27.17 |
| Earning Retention Ratio |
72.71 |
100.00 |
76.59 |
70.36 |
70.78 |
| Cash Earning Retention Ratio |
77.40 |
100.00 |
82.73 |
80.63 |
76.56 |
| AdjustedCash Flow Times |
50.18 |
194.52 |
135.77 |
164.28 |
99.09 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
7.24 |
1.27 |
2.13 |
2.35 |
4.18 |
| Book Value |
28.56 |
29.83 |
33.04 |
34.69 |
40.21 |
|
|
| Source : Religare Technova |
| Explore IndusInd Bank connections |
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