 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
0.75 |
1.50 |
1.50 |
2.00 |
2.50 |
| Operating Profit Per Share (Rs) |
5.35 |
7.02 |
5.73 |
10.85 |
12.88 |
| Net Operating Profit Per Share (Rs) |
48.29 |
88.41 |
96.56 |
126.38 |
174.79 |
| Free Reserves Per Share (Rs) |
64.87 |
67.38 |
62.47 |
66.69 |
70.83 |
| Bonus in Equity Capital |
37.49 |
33.82 |
33.79 |
33.77 |
33.77 |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
1.44 |
2.15 |
2.25 |
1.76 |
2.88 |
| Adjusted Cash Margin(%) |
14.87 |
10.55 |
7.96 |
8.73 |
7.02 |
| Net Profit Margin |
9.39 |
8.47 |
8.74 |
7.84 |
6.71 |
| Return on Long Term Fund(%) |
46.82 |
87.61 |
99.28 |
120.38 |
151.49 |
| Return on Net Worth(%) |
7.06 |
9.12 |
10.00 |
10.72 |
11.53 |
| Adjusted Return on Net Worth(%) |
5.02 |
8.70 |
7.24 |
10.71 |
11.35 |
| Return on Assets Excluding Revaluations |
0.51 |
0.63 |
0.61 |
0.56 |
0.50 |
| Return on Assets Including Revaluations |
0.51 |
0.63 |
0.62 |
0.57 |
0.50 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
4.34 |
7.53 |
7.35 |
7.95 |
8.47 |
| Net Interest Income / Total Funds |
0.94 |
1.65 |
1.37 |
1.56 |
1.58 |
| Non Interest Income / Total Funds |
0.16 |
0.26 |
0.22 |
0.12 |
0.08 |
| Interest Expended / Total Funds |
3.40 |
5.89 |
5.98 |
6.39 |
6.89 |
| Operating Expense / Total Funds |
0.46 |
1.05 |
0.94 |
0.88 |
0.96 |
| Profit Before Provisions / Total Funds |
0.38 |
0.69 |
0.53 |
0.73 |
0.67 |
| Net Profit / Total Funds |
0.57 |
0.66 |
0.66 |
0.63 |
0.57 |
| Loans Turnover |
0.14 |
0.13 |
0.12 |
0.13 |
0.14 |
| Total Income / Capital Employed(%) |
4.51 |
7.79 |
7.57 |
8.07 |
8.55 |
| Interest Expended / Capital Employed(%) |
3.40 |
5.89 |
5.98 |
6.39 |
6.89 |
| Total Assets Turnover Ratios |
0.04 |
0.08 |
0.07 |
0.08 |
0.08 |
| Asset Turnover Ratio |
1.28 |
2.77 |
1.81 |
2.35 |
3.27 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
92.93 |
92.94 |
89.63 |
91.82 |
88.60 |
| Other Income / Total Income |
3.63 |
3.28 |
2.93 |
1.49 |
0.89 |
| Operating Expense / Total Income |
10.26 |
13.45 |
12.38 |
10.85 |
11.18 |
| Selling Distribution Cost Composition |
0.51 |
0.26 |
0.15 |
0.27 |
0.38 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
15.50 |
14.80 |
13.73 |
11.95 |
11.57 |
| Advances / Loans Funds(%) |
77.39 |
76.08 |
78.44 |
83.31 |
77.06 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
73.10 |
238.79 |
166.12 |
124.35 |
100.13 |
| Investment Deposit Ratio |
78.60 |
122.63 |
73.57 |
50.26 |
44.69 |
| Cash Deposit Ratio |
3.81 |
12.30 |
11.66 |
10.40 |
8.24 |
| Total Debt to Owners Fund |
2.58 |
4.08 |
6.95 |
10.74 |
15.10 |
| Financial Charges Coverage Ratio |
1.19 |
1.15 |
1.11 |
1.13 |
1.10 |
| Financial Charges Coverage Ratio Post Tax |
1.20 |
1.14 |
1.13 |
1.11 |
1.09 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.17 |
0.12 |
0.11 |
0.05 |
0.04 |
| Quick Ratio |
5.05 |
6.89 |
7.55 |
9.07 |
18.98 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
20.08 |
22.07 |
20.16 |
22.92 |
24.69 |
| Dividend Payout Ratio Cash Profit |
12.35 |
17.57 |
16.89 |
20.56 |
23.26 |
| Earning Retention Ratio |
79.04 |
77.68 |
71.86 |
77.06 |
74.93 |
| Cash Earning Retention Ratio |
87.32 |
82.27 |
77.85 |
79.42 |
76.40 |
| AdjustedCash Flow Times |
31.03 |
37.25 |
75.57 |
89.88 |
125.17 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
6.36 |
7.75 |
8.70 |
10.06 |
11.85 |
| Book Value |
89.75 |
88.04 |
86.09 |
93.82 |
102.71 |
|
|
| Source : Religare Technova |
| Explore IDBI Bank connections |
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