 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
2.50 |
3.50 |
4.00 |
4.00 |
5.00 |
| Operating Profit Per Share (Rs) |
14.77 |
30.82 |
48.04 |
23.99 |
38.34 |
| Net Operating Profit Per Share (Rs) |
184.12 |
180.58 |
229.85 |
157.25 |
206.16 |
| Free Reserves Per Share (Rs) |
44.15 |
65.49 |
80.81 |
168.04 |
179.70 |
| Bonus in Equity Capital |
66.66 |
51.09 |
51.20 |
25.62 |
25.62 |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
6.19 |
4.84 |
5.01 |
4.79 |
6.31 |
| Adjusted Cash Margin(%) |
9.25 |
15.05 |
15.02 |
13.80 |
14.25 |
| Net Profit Margin |
7.09 |
13.64 |
13.91 |
12.78 |
13.14 |
| Return on Long Term Fund(%) |
112.39 |
89.71 |
99.01 |
55.12 |
65.47 |
| Return on Net Worth(%) |
13.28 |
22.99 |
21.38 |
9.39 |
11.58 |
| Adjusted Return on Net Worth(%) |
12.57 |
17.92 |
19.52 |
9.39 |
11.57 |
| Return on Assets Excluding Revaluations |
0.54 |
1.09 |
1.17 |
1.13 |
-- |
| Return on Assets Including Revaluations |
0.54 |
1.09 |
1.17 |
1.13 |
-- |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
7.57 |
8.26 |
8.61 |
9.34 |
9.90 |
| Net Interest Income / Total Funds |
3.25 |
3.79 |
3.86 |
3.62 |
4.29 |
| Non Interest Income / Total Funds |
0.38 |
0.56 |
0.59 |
0.66 |
0.77 |
| Interest Expended / Total Funds |
4.32 |
4.47 |
4.75 |
5.72 |
5.61 |
| Operating Expense / Total Funds |
2.65 |
2.38 |
2.06 |
2.19 |
2.45 |
| Profit Before Provisions / Total Funds |
0.82 |
1.83 |
2.29 |
1.98 |
2.49 |
| Net Profit / Total Funds |
0.56 |
1.20 |
1.28 |
1.28 |
1.40 |
| Loans Turnover |
0.15 |
0.15 |
0.15 |
0.16 |
0.17 |
| Total Income / Capital Employed(%) |
7.95 |
8.82 |
9.20 |
10.00 |
10.67 |
| Interest Expended / Capital Employed(%) |
4.32 |
4.47 |
4.75 |
5.72 |
5.61 |
| Total Assets Turnover Ratios |
0.08 |
0.08 |
0.09 |
0.09 |
0.10 |
| Asset Turnover Ratio |
3.30 |
4.67 |
5.42 |
6.19 |
6.84 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
57.83 |
58.25 |
59.70 |
65.49 |
60.32 |
| Other Income / Total Income |
4.84 |
6.37 |
6.45 |
6.58 |
7.23 |
| Operating Expense / Total Income |
33.26 |
26.97 |
22.41 |
21.94 |
22.99 |
| Selling Distribution Cost Composition |
0.30 |
0.18 |
0.19 |
0.28 |
0.23 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
11.27 |
13.75 |
13.43 |
22.46 |
20.22 |
| Advances / Loans Funds(%) |
60.88 |
69.31 |
72.96 |
77.07 |
75.07 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
57.63 |
62.17 |
67.49 |
71.17 |
71.06 |
| Investment Deposit Ratio |
39.44 |
36.50 |
33.72 |
35.92 |
38.11 |
| Cash Deposit Ratio |
4.94 |
5.76 |
6.20 |
7.55 |
7.86 |
| Total Debt to Owners Fund |
21.22 |
14.38 |
14.43 |
6.61 |
7.45 |
| Financial Charges Coverage Ratio |
1.23 |
1.44 |
1.50 |
1.36 |
1.47 |
| Financial Charges Coverage Ratio Post Tax |
1.17 |
1.30 |
1.29 |
1.24 |
1.27 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.03 |
0.03 |
0.03 |
0.02 |
0.02 |
| Quick Ratio |
13.87 |
14.98 |
13.62 |
11.65 |
15.99 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
20.80 |
15.16 |
13.68 |
21.74 |
19.99 |
| Dividend Payout Ratio Cash Profit |
15.95 |
13.61 |
12.64 |
20.14 |
18.41 |
| Earning Retention Ratio |
79.18 |
84.67 |
86.29 |
78.26 |
79.99 |
| Cash Earning Retention Ratio |
84.04 |
86.26 |
87.33 |
79.86 |
81.57 |
| AdjustedCash Flow Times |
129.37 |
71.94 |
68.31 |
65.22 |
59.32 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
13.73 |
26.31 |
34.20 |
21.52 |
29.21 |
| Book Value |
109.14 |
145.19 |
174.71 |
229.16 |
252.15 |
|
|
| Source : Religare Technova |
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