 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
-- |
-- |
-- |
-- |
-- |
| Operating Profit Per Share (Rs) |
-9.01 |
-3.18 |
1.09 |
3.84 |
3.90 |
| Net Operating Profit Per Share (Rs) |
50.82 |
45.13 |
27.52 |
39.05 |
42.62 |
| Free Reserves Per Share (Rs) |
-2.12 |
-6.04 |
3.95 |
18.88 |
13.55 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
4.54 |
5.08 |
4.84 |
5.78 |
7.68 |
| Adjusted Cash Margin(%) |
-42.95 |
-21.72 |
0.19 |
5.72 |
-10.27 |
| Net Profit Margin |
-46.62 |
-23.95 |
1.75 |
5.29 |
-11.63 |
| Return on Long Term Fund(%) |
35.62 |
72.99 |
66.68 |
66.85 |
66.55 |
| Return on Net Worth(%) |
-66.51 |
-46.90 |
2.95 |
6.14 |
-16.44 |
| Adjusted Return on Net Worth(%) |
-82.01 |
-51.88 |
-2.47 |
4.50 |
-17.32 |
| Return on Assets Excluding Revaluations |
-3.50 |
-2.28 |
0.14 |
0.44 |
-1.48 |
| Return on Assets Including Revaluations |
-3.50 |
-2.28 |
0.14 |
0.44 |
-1.50 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
6.55 |
8.18 |
9.03 |
10.61 |
11.05 |
| Net Interest Income / Total Funds |
1.89 |
3.37 |
3.97 |
4.56 |
4.39 |
| Non Interest Income / Total Funds |
0.42 |
0.29 |
0.33 |
0.67 |
0.21 |
| Interest Expended / Total Funds |
4.66 |
4.81 |
5.05 |
6.05 |
6.66 |
| Operating Expense / Total Funds |
3.05 |
3.95 |
3.62 |
3.52 |
3.38 |
| Profit Before Provisions / Total Funds |
-0.99 |
-0.47 |
0.49 |
1.50 |
1.00 |
| Net Profit / Total Funds |
-3.25 |
-2.03 |
0.16 |
0.52 |
-1.31 |
| Loans Turnover |
0.14 |
0.17 |
0.18 |
0.20 |
0.20 |
| Total Income / Capital Employed(%) |
6.97 |
8.47 |
9.35 |
11.28 |
11.26 |
| Interest Expended / Capital Employed(%) |
4.66 |
4.81 |
5.05 |
6.05 |
6.66 |
| Total Assets Turnover Ratios |
0.07 |
0.08 |
0.09 |
0.11 |
0.11 |
| Asset Turnover Ratio |
1.92 |
2.34 |
3.23 |
4.30 |
3.36 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
77.01 |
72.87 |
65.54 |
67.58 |
69.43 |
| Other Income / Total Income |
6.09 |
3.46 |
3.50 |
5.90 |
1.87 |
| Operating Expense / Total Income |
43.74 |
46.59 |
38.67 |
31.21 |
29.98 |
| Selling Distribution Cost Composition |
0.94 |
0.19 |
0.62 |
0.41 |
0.27 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
9.88 |
9.66 |
11.34 |
13.38 |
13.30 |
| Advances / Loans Funds(%) |
49.18 |
51.10 |
67.96 |
73.50 |
56.97 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
54.91 |
57.32 |
60.03 |
64.13 |
68.49 |
| Investment Deposit Ratio |
46.82 |
44.53 |
41.63 |
37.95 |
35.03 |
| Cash Deposit Ratio |
5.95 |
5.89 |
6.92 |
9.56 |
8.89 |
| Total Debt to Owners Fund |
19.62 |
19.03 |
13.39 |
9.74 |
8.67 |
| Financial Charges Coverage Ratio |
0.84 |
0.94 |
1.14 |
1.28 |
1.18 |
| Financial Charges Coverage Ratio Post Tax |
0.36 |
0.62 |
1.07 |
1.13 |
0.84 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.05 |
0.05 |
0.04 |
0.03 |
0.05 |
| Quick Ratio |
6.34 |
6.90 |
8.95 |
11.36 |
10.78 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
-- |
-- |
-- |
-- |
-- |
| Dividend Payout Ratio Cash Profit |
-- |
-- |
-- |
-- |
-- |
| Earning Retention Ratio |
-- |
-- |
100.00 |
100.00 |
-- |
| Cash Earning Retention Ratio |
-- |
-- |
100.00 |
100.00 |
-- |
| AdjustedCash Flow Times |
-- |
-- |
5,360.21 |
146.78 |
-- |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
-25.23 |
-11.20 |
0.50 |
1.92 |
-5.05 |
| Book Value |
30.74 |
21.57 |
22.34 |
35.80 |
30.74 |
|
|
| Source : Religare Technova |
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