 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
-- |
-- |
0.80 |
1.00 |
1.20 |
| Operating Profit Per Share (Rs) |
3.95 |
-2.59 |
2.49 |
7.02 |
11.65 |
| Net Operating Profit Per Share (Rs) |
65.33 |
60.28 |
76.78 |
101.23 |
127.54 |
| Free Reserves Per Share (Rs) |
13.25 |
15.06 |
18.96 |
25.20 |
32.50 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
3.63 |
3.46 |
4.00 |
3.67 |
3.97 |
| Adjusted Cash Margin(%) |
8.98 |
3.64 |
9.61 |
11.60 |
11.67 |
| Net Profit Margin |
3.11 |
3.85 |
8.30 |
11.61 |
10.95 |
| Return on Long Term Fund(%) |
111.51 |
96.51 |
115.45 |
134.54 |
156.65 |
| Return on Net Worth(%) |
7.43 |
9.03 |
17.48 |
22.96 |
21.68 |
| Adjusted Return on Net Worth(%) |
13.51 |
1.56 |
16.24 |
21.05 |
21.72 |
| Return on Assets Excluding Revaluations |
0.30 |
0.35 |
0.64 |
0.93 |
0.87 |
| Return on Assets Including Revaluations |
0.30 |
0.35 |
0.65 |
0.94 |
0.88 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
8.15 |
6.89 |
7.66 |
8.34 |
8.44 |
| Net Interest Income / Total Funds |
3.63 |
2.76 |
3.27 |
3.12 |
2.94 |
| Non Interest Income / Total Funds |
0.35 |
0.65 |
0.78 |
0.55 |
0.46 |
| Interest Expended / Total Funds |
4.52 |
4.13 |
4.40 |
5.22 |
5.50 |
| Operating Expense / Total Funds |
3.14 |
3.05 |
3.02 |
2.54 |
2.17 |
| Profit Before Provisions / Total Funds |
0.67 |
0.15 |
0.92 |
1.05 |
1.17 |
| Net Profit / Total Funds |
0.31 |
0.37 |
0.70 |
1.03 |
0.98 |
| Loans Turnover |
0.18 |
0.14 |
0.14 |
0.14 |
0.14 |
| Total Income / Capital Employed(%) |
8.51 |
7.54 |
8.45 |
8.90 |
8.90 |
| Interest Expended / Capital Employed(%) |
4.52 |
4.13 |
4.40 |
5.22 |
5.50 |
| Total Assets Turnover Ratios |
0.08 |
0.07 |
0.08 |
0.08 |
0.08 |
| Asset Turnover Ratio |
3.01 |
2.31 |
2.84 |
3.74 |
4.61 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
60.20 |
58.94 |
59.62 |
67.05 |
69.12 |
| Other Income / Total Income |
4.17 |
8.62 |
9.26 |
6.23 |
5.16 |
| Operating Expense / Total Income |
36.92 |
40.48 |
35.75 |
28.58 |
24.39 |
| Selling Distribution Cost Composition |
0.62 |
0.73 |
0.50 |
0.32 |
0.30 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
11.91 |
10.62 |
11.52 |
11.09 |
12.07 |
| Advances / Loans Funds(%) |
57.86 |
64.61 |
70.72 |
73.70 |
74.58 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
53.90 |
58.42 |
63.40 |
67.05 |
67.41 |
| Investment Deposit Ratio |
50.55 |
41.78 |
34.70 |
31.67 |
29.56 |
| Cash Deposit Ratio |
7.08 |
7.27 |
7.10 |
8.91 |
11.06 |
| Total Debt to Owners Fund |
20.25 |
22.17 |
22.33 |
21.67 |
22.09 |
| Financial Charges Coverage Ratio |
1.19 |
1.09 |
1.23 |
1.22 |
1.22 |
| Financial Charges Coverage Ratio Post Tax |
1.10 |
1.12 |
1.18 |
1.21 |
1.19 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.04 |
0.03 |
0.02 |
0.02 |
0.02 |
| Quick Ratio |
5.51 |
10.55 |
11.53 |
10.96 |
10.89 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
-- |
-- |
13.31 |
9.32 |
9.52 |
| Dividend Payout Ratio Cash Profit |
-- |
-- |
11.50 |
8.62 |
8.95 |
| Earning Retention Ratio |
100.00 |
100.00 |
86.68 |
89.83 |
90.49 |
| Cash Earning Retention Ratio |
100.00 |
100.00 |
88.50 |
90.66 |
91.06 |
| AdjustedCash Flow Times |
114.42 |
342.18 |
118.70 |
94.48 |
95.62 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
2.49 |
3.24 |
7.03 |
12.54 |
14.74 |
| Book Value |
34.61 |
37.15 |
43.24 |
54.62 |
67.95 |
|
|
| Source : Religare Technova |
| Explore Dena Bank connections |
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