 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
1.00 |
1.00 |
| Dividend Per Share |
4.00 |
4.00 |
4.00 |
0.50 |
0.75 |
| Operating Profit Per Share (Rs) |
16.02 |
25.30 |
31.38 |
3.31 |
4.61 |
| Net Operating Profit Per Share (Rs) |
125.13 |
146.28 |
163.16 |
19.50 |
27.08 |
| Free Reserves Per Share (Rs) |
26.74 |
30.97 |
52.26 |
9.29 |
10.45 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
4.16 |
4.98 |
4.81 |
4.86 |
5.23 |
| Adjusted Cash Margin(%) |
15.37 |
16.38 |
18.32 |
17.13 |
14.98 |
| Net Profit Margin |
14.42 |
15.25 |
15.98 |
14.96 |
13.26 |
| Return on Long Term Fund(%) |
96.84 |
89.47 |
86.79 |
94.48 |
113.00 |
| Return on Net Worth(%) |
20.88 |
21.40 |
22.03 |
17.94 |
18.47 |
| Adjusted Return on Net Worth(%) |
19.23 |
19.67 |
19.63 |
17.94 |
18.47 |
| Return on Assets Excluding Revaluations |
1.33 |
1.37 |
1.34 |
1.38 |
1.32 |
| Return on Assets Including Revaluations |
1.33 |
1.37 |
1.34 |
1.38 |
1.32 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
8.98 |
9.21 |
8.67 |
9.82 |
10.44 |
| Net Interest Income / Total Funds |
3.60 |
4.32 |
3.76 |
3.59 |
3.67 |
| Non Interest Income / Total Funds |
0.62 |
0.49 |
0.81 |
0.88 |
0.66 |
| Interest Expended / Total Funds |
5.38 |
4.90 |
4.90 |
6.23 |
6.77 |
| Operating Expense / Total Funds |
2.45 |
2.72 |
2.10 |
1.92 |
1.89 |
| Profit Before Provisions / Total Funds |
1.68 |
1.97 |
2.25 |
2.31 |
2.24 |
| Net Profit / Total Funds |
1.39 |
1.48 |
1.51 |
1.60 |
1.47 |
| Loans Turnover |
0.17 |
0.15 |
0.14 |
0.16 |
0.17 |
| Total Income / Capital Employed(%) |
9.61 |
9.70 |
9.47 |
10.70 |
11.10 |
| Interest Expended / Capital Employed(%) |
5.38 |
4.90 |
4.90 |
6.23 |
6.77 |
| Total Assets Turnover Ratios |
0.09 |
0.09 |
0.09 |
0.10 |
0.10 |
| Asset Turnover Ratio |
7.67 |
5.43 |
5.24 |
6.40 |
7.79 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
61.87 |
57.17 |
58.13 |
65.90 |
69.84 |
| Other Income / Total Income |
6.50 |
5.02 |
8.50 |
8.21 |
5.92 |
| Operating Expense / Total Income |
25.54 |
28.07 |
22.15 |
17.94 |
17.06 |
| Selling Distribution Cost Composition |
0.65 |
0.30 |
0.55 |
0.51 |
0.39 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
12.18 |
12.33 |
12.58 |
12.48 |
12.69 |
| Advances / Loans Funds(%) |
67.17 |
75.99 |
80.11 |
81.41 |
77.15 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
59.91 |
68.99 |
71.54 |
70.71 |
69.59 |
| Investment Deposit Ratio |
40.08 |
32.66 |
28.78 |
27.19 |
28.13 |
| Cash Deposit Ratio |
6.13 |
5.67 |
6.46 |
9.10 |
8.82 |
| Total Debt to Owners Fund |
12.86 |
12.29 |
12.85 |
11.33 |
12.42 |
| Financial Charges Coverage Ratio |
1.33 |
1.42 |
1.50 |
1.41 |
1.36 |
| Financial Charges Coverage Ratio Post Tax |
1.27 |
1.32 |
1.35 |
1.29 |
1.25 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.04 |
0.06 |
0.04 |
0.03 |
0.03 |
| Quick Ratio |
16.73 |
12.02 |
13.84 |
15.42 |
17.02 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
23.43 |
19.41 |
16.42 |
18.40 |
22.98 |
| Dividend Payout Ratio Cash Profit |
21.97 |
18.05 |
14.31 |
16.06 |
20.33 |
| Earning Retention Ratio |
76.56 |
80.56 |
83.58 |
81.60 |
77.01 |
| Cash Earning Retention Ratio |
78.02 |
81.93 |
85.68 |
83.94 |
79.66 |
| AdjustedCash Flow Times |
62.70 |
58.09 |
57.06 |
55.15 |
59.45 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
19.30 |
23.49 |
28.50 |
3.18 |
3.82 |
| Book Value |
100.30 |
119.23 |
145.12 |
17.71 |
20.65 |
|
|
| Source : Religare Technova |
| Explore City Union Bank connections |
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