 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
-- |
-- |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
-- |
-- |
3.00 |
2.00 |
2.00 |
| Operating Profit Per Share (Rs) |
-- |
-- |
18.95 |
16.93 |
23.70 |
| Net Operating Profit Per Share (Rs) |
-- |
-- |
198.74 |
208.29 |
279.24 |
| Free Reserves Per Share (Rs) |
-- |
-- |
42.43 |
42.59 |
45.03 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
4.94 |
3.30 |
3.32 |
2.48 |
3.10 |
| Adjusted Cash Margin(%) |
9.05 |
7.25 |
8.70 |
7.16 |
5.72 |
| Net Profit Margin |
6.21 |
4.92 |
7.69 |
6.31 |
4.99 |
| Return on Long Term Fund(%) |
130.11 |
115.45 |
130.33 |
169.69 |
207.85 |
| Return on Net Worth(%) |
11.65 |
9.07 |
15.97 |
15.46 |
14.43 |
| Adjusted Return on Net Worth(%) |
17.04 |
11.19 |
19.89 |
15.48 |
14.44 |
| Return on Assets Excluding Revaluations |
0.44 |
0.34 |
0.54 |
0.44 |
0.39 |
| Return on Assets Including Revaluations |
0.44 |
0.35 |
0.54 |
0.45 |
0.39 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
8.75 |
7.30 |
7.73 |
7.85 |
8.44 |
| Net Interest Income / Total Funds |
4.43 |
3.07 |
3.22 |
2.47 |
2.29 |
| Non Interest Income / Total Funds |
0.04 |
0.05 |
0.04 |
0.28 |
0.11 |
| Interest Expended / Total Funds |
4.32 |
4.23 |
4.51 |
5.38 |
6.15 |
| Operating Expense / Total Funds |
3.16 |
2.33 |
2.48 |
1.83 |
1.57 |
| Profit Before Provisions / Total Funds |
1.23 |
0.72 |
0.70 |
0.84 |
0.77 |
| Net Profit / Total Funds |
0.46 |
0.36 |
0.60 |
0.51 |
0.43 |
| Loans Turnover |
0.23 |
0.16 |
0.14 |
0.13 |
0.14 |
| Total Income / Capital Employed(%) |
8.79 |
7.35 |
7.77 |
8.13 |
8.55 |
| Interest Expended / Capital Employed(%) |
4.32 |
4.23 |
4.51 |
5.38 |
6.15 |
| Total Assets Turnover Ratios |
0.09 |
0.07 |
0.08 |
0.08 |
0.08 |
| Asset Turnover Ratio |
4.29 |
3.79 |
4.34 |
2.70 |
3.55 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
54.37 |
55.81 |
60.31 |
72.20 |
78.69 |
| Other Income / Total Income |
0.46 |
0.73 |
0.47 |
3.38 |
1.31 |
| Operating Expense / Total Income |
35.91 |
31.76 |
31.95 |
22.51 |
18.37 |
| Selling Distribution Cost Composition |
0.12 |
0.15 |
0.09 |
0.08 |
0.13 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
12.15 |
11.03 |
10.40 |
10.42 |
11.75 |
| Advances / Loans Funds(%) |
46.66 |
58.71 |
68.90 |
75.13 |
70.40 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
42.93 |
50.90 |
59.81 |
64.63 |
65.60 |
| Investment Deposit Ratio |
53.35 |
46.74 |
37.77 |
30.66 |
30.84 |
| Cash Deposit Ratio |
7.72 |
7.04 |
5.93 |
8.81 |
9.34 |
| Total Debt to Owners Fund |
22.16 |
22.66 |
33.38 |
35.80 |
37.92 |
| Financial Charges Coverage Ratio |
1.30 |
1.19 |
1.17 |
1.17 |
1.13 |
| Financial Charges Coverage Ratio Post Tax |
1.15 |
1.10 |
1.15 |
1.11 |
1.08 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.04 |
0.04 |
0.04 |
0.04 |
0.03 |
| Quick Ratio |
8.00 |
9.88 |
10.81 |
12.27 |
11.03 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
11.16 |
22.14 |
23.33 |
22.17 |
21.09 |
| Dividend Payout Ratio Cash Profit |
9.72 |
18.49 |
20.64 |
19.22 |
18.08 |
| Earning Retention Ratio |
91.47 |
82.65 |
76.68 |
77.85 |
78.93 |
| Cash Earning Retention Ratio |
92.34 |
84.98 |
79.37 |
80.80 |
81.93 |
| AdjustedCash Flow Times |
116.69 |
175.21 |
146.95 |
176.73 |
200.36 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
-- |
-- |
15.36 |
11.88 |
12.45 |
| Book Value |
-- |
-- |
77.25 |
76.81 |
86.26 |
|
|
| Source : Religare Technova |
| Explore Central Bank connections |
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