 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
1.10 |
0.25 |
2.00 |
0.50 |
2.00 |
| Operating Profit Per Share (Rs) |
6.77 |
-1.77 |
13.32 |
9.26 |
8.73 |
| Net Operating Profit Per Share (Rs) |
46.49 |
51.33 |
77.78 |
82.57 |
90.34 |
| Free Reserves Per Share (Rs) |
4.88 |
10.93 |
16.29 |
16.57 |
15.77 |
| Bonus in Equity Capital |
-- |
-- |
-- |
20.00 |
33.33 |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
6.14 |
5.20 |
5.68 |
5.53 |
7.03 |
| Adjusted Cash Margin(%) |
9.09 |
4.72 |
13.95 |
10.68 |
8.60 |
| Net Profit Margin |
6.70 |
2.59 |
12.56 |
9.75 |
7.81 |
| Return on Long Term Fund(%) |
109.72 |
98.66 |
140.81 |
173.00 |
185.52 |
| Return on Net Worth(%) |
11.01 |
4.56 |
28.83 |
21.75 |
18.29 |
| Adjusted Return on Net Worth(%) |
10.69 |
4.44 |
26.02 |
21.71 |
18.30 |
| Return on Assets Excluding Revaluations |
0.38 |
0.15 |
0.91 |
0.73 |
0.68 |
| Return on Assets Including Revaluations |
0.38 |
0.16 |
0.92 |
0.75 |
0.70 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
5.69 |
5.82 |
7.64 |
8.08 |
9.05 |
| Net Interest Income / Total Funds |
2.18 |
2.48 |
3.63 |
2.73 |
2.85 |
| Non Interest Income / Total Funds |
0.25 |
0.37 |
0.40 |
0.51 |
0.30 |
| Interest Expended / Total Funds |
3.52 |
3.34 |
4.01 |
5.36 |
6.20 |
| Operating Expense / Total Funds |
1.35 |
2.68 |
2.32 |
1.82 |
1.98 |
| Profit Before Provisions / Total Funds |
0.94 |
0.03 |
1.60 |
1.34 |
1.11 |
| Net Profit / Total Funds |
0.40 |
0.16 |
1.01 |
0.84 |
0.73 |
| Loans Turnover |
0.19 |
0.16 |
0.17 |
0.17 |
0.19 |
| Total Income / Capital Employed(%) |
5.95 |
6.19 |
8.04 |
8.60 |
9.35 |
| Interest Expended / Capital Employed(%) |
3.52 |
3.34 |
4.01 |
5.36 |
6.20 |
| Total Assets Turnover Ratios |
0.06 |
0.06 |
0.08 |
0.08 |
0.09 |
| Asset Turnover Ratio |
2.64 |
2.60 |
3.68 |
1.78 |
2.29 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
59.14 |
58.78 |
57.97 |
70.09 |
72.16 |
| Other Income / Total Income |
4.25 |
5.91 |
4.97 |
5.99 |
3.25 |
| Operating Expense / Total Income |
22.66 |
43.31 |
28.84 |
21.18 |
21.12 |
| Selling Distribution Cost Composition |
0.48 |
0.85 |
0.62 |
0.39 |
0.26 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
12.75 |
10.60 |
11.32 |
11.87 |
12.00 |
| Advances / Loans Funds(%) |
36.41 |
47.19 |
57.68 |
59.91 |
53.42 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
34.31 |
40.92 |
49.57 |
53.26 |
52.40 |
| Investment Deposit Ratio |
50.67 |
35.75 |
31.50 |
33.93 |
39.74 |
| Cash Deposit Ratio |
4.36 |
5.03 |
5.61 |
7.34 |
6.59 |
| Total Debt to Owners Fund |
24.71 |
26.08 |
25.37 |
26.15 |
23.60 |
| Financial Charges Coverage Ratio |
1.31 |
1.05 |
1.43 |
1.27 |
1.19 |
| Financial Charges Coverage Ratio Post Tax |
1.15 |
1.09 |
1.28 |
1.17 |
1.13 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.02 |
0.02 |
0.01 |
0.01 |
0.01 |
| Quick Ratio |
7.17 |
8.05 |
8.34 |
9.60 |
8.80 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
38.53 |
20.10 |
22.76 |
6.82 |
3.20 |
| Dividend Payout Ratio Cash Profit |
28.47 |
11.02 |
20.54 |
6.22 |
2.91 |
| Earning Retention Ratio |
61.61 |
79.77 |
77.32 |
93.16 |
96.80 |
| Cash Earning Retention Ratio |
71.61 |
88.94 |
79.52 |
93.77 |
97.09 |
| AdjustedCash Flow Times |
170.92 |
320.76 |
88.04 |
109.74 |
117.12 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
3.26 |
1.42 |
10.28 |
8.57 |
7.30 |
| Book Value |
30.56 |
31.69 |
39.63 |
39.38 |
39.88 |
|
|
| Source : Religare Technova |
| Explore Bk Of Rajasthan connections |
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