 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
2.00 |
3.40 |
3.50 |
4.00 |
8.00 |
| Operating Profit Per Share (Rs) |
8.77 |
16.48 |
28.74 |
44.53 |
73.29 |
| Net Operating Profit Per Share (Rs) |
131.44 |
159.09 |
209.46 |
261.51 |
349.31 |
| Free Reserves Per Share (Rs) |
31.91 |
44.47 |
55.15 |
94.80 |
113.79 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
3.47 |
4.13 |
4.60 |
4.80 |
4.96 |
| Adjusted Cash Margin(%) |
6.55 |
9.82 |
11.23 |
14.47 |
16.25 |
| Net Profit Margin |
5.08 |
8.63 |
10.48 |
13.96 |
15.89 |
| Return on Long Term Fund(%) |
98.98 |
109.76 |
126.61 |
122.57 |
127.39 |
| Return on Net Worth(%) |
8.36 |
15.37 |
21.25 |
22.76 |
25.51 |
| Adjusted Return on Net Worth(%) |
7.90 |
14.52 |
19.26 |
22.76 |
25.51 |
| Return on Assets Excluding Revaluations |
0.36 |
0.62 |
0.79 |
1.12 |
1.33 |
| Return on Assets Including Revaluations |
0.36 |
0.63 |
0.79 |
1.13 |
1.34 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
7.14 |
7.49 |
8.05 |
8.62 |
9.15 |
| Net Interest Income / Total Funds |
2.91 |
3.24 |
3.52 |
3.52 |
3.74 |
| Non Interest Income / Total Funds |
0.32 |
0.36 |
0.40 |
0.41 |
0.29 |
| Interest Expended / Total Funds |
4.23 |
4.25 |
4.53 |
5.10 |
5.41 |
| Operating Expense / Total Funds |
2.43 |
2.47 |
2.42 |
2.05 |
1.82 |
| Profit Before Provisions / Total Funds |
0.68 |
1.04 |
1.43 |
1.83 |
2.18 |
| Net Profit / Total Funds |
0.38 |
0.68 |
0.89 |
1.26 |
1.50 |
| Loans Turnover |
0.13 |
0.13 |
0.14 |
0.14 |
0.14 |
| Total Income / Capital Employed(%) |
7.46 |
7.85 |
8.45 |
9.03 |
9.44 |
| Interest Expended / Capital Employed(%) |
4.23 |
4.25 |
4.53 |
5.10 |
5.41 |
| Total Assets Turnover Ratios |
0.07 |
0.07 |
0.08 |
0.09 |
0.09 |
| Asset Turnover Ratio |
4.07 |
4.63 |
5.89 |
3.98 |
5.13 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
62.91 |
62.55 |
62.52 |
65.77 |
66.36 |
| Other Income / Total Income |
4.28 |
4.53 |
4.71 |
4.55 |
3.07 |
| Operating Expense / Total Income |
32.64 |
31.45 |
28.64 |
22.72 |
19.27 |
| Selling Distribution Cost Composition |
0.23 |
0.17 |
0.41 |
0.22 |
0.12 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
11.52 |
10.75 |
11.75 |
12.04 |
13.01 |
| Advances / Loans Funds(%) |
69.88 |
70.61 |
75.06 |
80.00 |
80.20 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
67.99 |
70.15 |
70.21 |
73.51 |
75.47 |
| Investment Deposit Ratio |
36.95 |
34.72 |
31.46 |
28.64 |
27.79 |
| Cash Deposit Ratio |
5.43 |
5.50 |
5.98 |
7.02 |
6.08 |
| Total Debt to Owners Fund |
18.33 |
19.46 |
20.86 |
17.00 |
16.10 |
| Financial Charges Coverage Ratio |
1.19 |
1.27 |
1.33 |
1.37 |
1.41 |
| Financial Charges Coverage Ratio Post Tax |
1.12 |
1.18 |
1.21 |
1.26 |
1.28 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.03 |
0.03 |
0.02 |
0.02 |
0.03 |
| Quick Ratio |
10.88 |
9.89 |
10.30 |
11.63 |
12.30 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
32.54 |
23.76 |
17.51 |
12.23 |
16.34 |
| Dividend Payout Ratio Cash Profit |
25.21 |
20.88 |
16.12 |
11.80 |
15.97 |
| Earning Retention Ratio |
67.43 |
76.23 |
82.24 |
87.77 |
83.66 |
| Cash Earning Retention Ratio |
74.77 |
79.11 |
83.67 |
88.20 |
84.03 |
| AdjustedCash Flow Times |
179.69 |
117.73 |
99.57 |
72.03 |
61.66 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
6.98 |
14.39 |
23.04 |
38.26 |
57.26 |
| Book Value |
88.21 |
99.03 |
117.89 |
168.06 |
224.39 |
|
|
| Source : Religare Technova |
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