 |
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Investment Valuation Ratios |
|
|
|
|
| Face Value |
10.00 |
10.00 |
10.00 |
10.00 |
10.00 |
| Dividend Per Share |
5.00 |
5.00 |
6.00 |
8.00 |
9.00 |
| Operating Profit Per Share (Rs) |
31.70 |
22.10 |
42.41 |
57.48 |
82.98 |
| Net Operating Profit Per Share (Rs) |
228.86 |
200.24 |
262.13 |
360.56 |
455.85 |
| Free Reserves Per Share (Rs) |
119.84 |
150.04 |
162.88 |
180.73 |
208.73 |
| Bonus in Equity Capital |
-- |
-- |
-- |
-- |
-- |
| Profitability Ratios |
|
|
|
|
| Interest Spread |
4.57 |
3.71 |
4.31 |
4.21 |
4.02 |
| Adjusted Cash Margin(%) |
10.95 |
15.12 |
12.03 |
12.06 |
14.19 |
| Net Profit Margin |
9.77 |
10.76 |
10.22 |
10.38 |
12.86 |
| Return on Long Term Fund(%) |
76.67 |
66.45 |
81.71 |
91.52 |
103.70 |
| Return on Net Worth(%) |
12.58 |
10.54 |
11.86 |
12.99 |
17.35 |
| Adjusted Return on Net Worth(%) |
12.02 |
13.39 |
11.71 |
12.99 |
17.35 |
| Return on Assets Excluding Revaluations |
0.71 |
0.93 |
0.72 |
0.80 |
0.98 |
| Return on Assets Including Revaluations |
0.71 |
0.93 |
0.72 |
0.80 |
0.98 |
| Management Efficiency Ratios |
|
|
|
|
| Interest Income / Total Funds |
7.47 |
7.01 |
7.44 |
8.14 |
8.16 |
| Net Interest Income / Total Funds |
3.63 |
3.29 |
3.21 |
3.24 |
3.26 |
| Non Interest Income / Total Funds |
0.24 |
0.37 |
0.38 |
0.43 |
0.35 |
| Interest Expended / Total Funds |
3.84 |
3.73 |
4.23 |
4.90 |
4.90 |
| Operating Expense / Total Funds |
2.59 |
2.51 |
2.01 |
1.94 |
1.78 |
| Profit Before Provisions / Total Funds |
1.18 |
1.04 |
1.43 |
1.58 |
1.72 |
| Net Profit / Total Funds |
0.75 |
1.01 |
0.80 |
0.89 |
1.09 |
| Loans Turnover |
0.17 |
0.14 |
0.13 |
0.14 |
0.13 |
| Total Income / Capital Employed(%) |
7.71 |
7.38 |
7.83 |
8.57 |
8.51 |
| Interest Expended / Capital Employed(%) |
3.84 |
3.73 |
4.23 |
4.90 |
4.90 |
| Total Assets Turnover Ratios |
0.07 |
0.07 |
0.07 |
0.08 |
0.08 |
| Asset Turnover Ratio |
3.93 |
3.89 |
4.25 |
3.47 |
4.20 |
| Profit And Loss Account Ratios |
|
|
|
|
| Interest Expended / Interest Earned |
53.68 |
54.58 |
58.90 |
66.89 |
66.05 |
| Other Income / Total Income |
3.10 |
5.05 |
4.87 |
4.98 |
4.09 |
| Operating Expense / Total Income |
33.64 |
34.02 |
25.68 |
22.70 |
20.88 |
| Selling Distribution Cost Composition |
0.15 |
0.35 |
0.26 |
0.25 |
0.24 |
| Balance Sheet Ratios |
|
|
|
|
| Capital Adequacy Ratio |
12.61 |
13.65 |
11.80 |
12.91 |
14.05 |
| Advances / Loans Funds(%) |
55.35 |
66.04 |
74.49 |
75.67 |
81.35 |
| Debt Coverage Ratios |
|
|
|
|
| Credit Deposit Ratio |
51.20 |
59.04 |
65.67 |
68.72 |
72.78 |
| Investment Deposit Ratio |
48.67 |
41.25 |
32.05 |
28.46 |
27.96 |
| Cash Deposit Ratio |
3.74 |
3.45 |
4.46 |
5.70 |
5.80 |
| Total Debt to Owners Fund |
14.45 |
11.94 |
14.44 |
13.77 |
14.99 |
| Financial Charges Coverage Ratio |
1.33 |
1.31 |
1.37 |
1.35 |
1.37 |
| Financial Charges Coverage Ratio Post Tax |
1.22 |
1.24 |
1.22 |
1.21 |
1.25 |
| Leverage Ratios |
|
|
|
|
| Current Ratio |
0.05 |
0.04 |
0.04 |
0.03 |
0.02 |
| Quick Ratio |
8.28 |
9.49 |
11.29 |
9.56 |
9.62 |
| Cash Flow Indicator Ratios |
|
|
|
|
| Dividend Payout Ratio Net Profit |
24.66 |
25.11 |
24.59 |
23.75 |
17.22 |
| Dividend Payout Ratio Cash Profit |
22.00 |
22.13 |
20.68 |
20.44 |
15.60 |
| Earning Retention Ratio |
75.34 |
80.23 |
75.10 |
76.25 |
82.78 |
| Cash Earning Retention Ratio |
78.00 |
82.12 |
79.10 |
79.55 |
84.40 |
| AdjustedCash Flow Times |
107.21 |
80.64 |
103.42 |
91.19 |
78.28 |
|
|
|
Mar '05 |
Mar '06 |
Mar '07 |
Mar '08 |
Mar '09 |
|
| Earnings Per Share |
23.08 |
28.83 |
28.18 |
39.41 |
61.14 |
| Book Value |
191.90 |
215.35 |
237.46 |
303.18 |
352.37 |
|
|
| Source : Religare Technova |
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