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    Aditya Agarwal

    Aditya Agarwal

    Sr Derivative Analyst

    Way2Wealth

    12:21 pm | 18 Sep 2014 |

    Here are Aditya Agarwal's trading ideas

    Watch the interview of Aditya Agarwal, Way2Wealth with Ekta Batra & Anuj Singhal on CNBC-TV18, in which he shared his readings and outlook on market and specifi...
    Jitendra P.S.Solanki

    Jitendra P.S.Solanki

    Investment Adviser & CFP

    JS Financial Advisors

    05:13 pm | 10 Sep 2014 |

    Mutual Funds or ETFs: Which one suits you?

    mutual funds have been the main medium of investing and so the bigger question which will arise is – should one invest through mutual funds or ETFs? It’s d...
    Sanju Verma

    Sanju Verma

    CEO & MD

    Violet Arch Cap

    10:01 am | 18 Sep 2014 |

    Oct events litmus test for Nov upswing: Sanju Verma

    Verma is upbeat on Lupin despite its continuous run, but has reservations about Sun Pharma.
    Suresh Sadagopan

    Suresh Sadagopan

    Founder

    Ladder7 Financial Advisories

    05:18 pm | 10 Sep 2014 |

    When should you buy your retirement home?

    Retirement is another aspect that talks to the deeps. People want to have enough in retirement so as to be able to live in comfort. People dread the possibility...
    Hemant Thukral

    Hemant Thukral

    National Head- Derivative Desk

    Aditya Birla Money

    09:57 am | 18 Sep 2014 |

    7850-7800 may be tested, short BHEL on rise: Hemant Thukral

    Watch the interview of Hemant Thukral of Aditya Birla Money with Latha Venkatesh & Sonia Shenoy on CNBC-TV18, in which he shared his reading and outlook on mark...
    Anil Rego

    Hemant Thukral

    National Head- Derivative Desk

    Aditya Birla Money

    09:57 am | 18 Sep 2014 |

    7850-7800 may be tested, short BHEL on rise: Hemant Thukral

    Watch the interview of Hemant Thukral of Aditya Birla Money with Latha Venkatesh & Sonia Shenoy on CNBC-TV18, in which he shared his reading and outlook on mark...
    Sudarshan Sukhani

    Sudarshan Sukhani

    Technical Analyst

    s2analytics.com

    08:57 am | 18 Sep 2014 |

    Here are Sudarshan Sukhani's top trading ideas

    Watch the interview of technical analyst, Sudarshan Sukhani of s2analytics.com with Latha Venkatesh and Sonia Shenoy of CNBC-TV18. He shared his reading and out...
    Balwant Jain

    Sudarshan Sukhani

    Technical Analyst

    s2analytics.com

    08:57 am | 18 Sep 2014 |

    Here are Sudarshan Sukhani's top trading ideas

    Watch the interview of technical analyst, Sudarshan Sukhani of s2analytics.com with Latha Venkatesh and Sonia Shenoy of CNBC-TV18. He shared his reading and out...
    Ambareesh Baliga

    Ambareesh Baliga

    Market Analyst

    Independent

    10:10 am | 18 Sep 2014 |

    Sell only when Nifty breaks 7850; like infra, power: Baliga

    Baliga, however, suggests selling PSU banks and realty stocks on correction. He does not see any recovery in listed realty companies over the next 12 months.
    Arnav Pandya

    Ambareesh Baliga

    Market Analyst

    Independent

    10:10 am | 18 Sep 2014 |

    Sell only when Nifty breaks 7850; like infra, power: Baliga

    Baliga, however, suggests selling PSU banks and realty stocks on correction. He does not see any recovery in listed realty companies over the next 12 months.
    Kunal Bothra

    Kunal Bothra

    Sr Technical Analyst

    LKP

    01:27 pm | 17 Sep 2014 |

    Here are Kunal Bothra's top trading ideas

    Watch the interview of Kunal Bothra of LKP Securities with Sumiara Abidi & Reema Tendulkar on CNBC-TV18, in which he shared his readings and outlook on market a...
    Anil Pharande

    Kunal Bothra

    Sr Technical Analyst

    LKP

    01:27 pm | 17 Sep 2014 |

    Here are Kunal Bothra's top trading ideas

    Watch the interview of Kunal Bothra of LKP Securities with Sumiara Abidi & Reema Tendulkar on CNBC-TV18, in which he shared his readings and outlook on market a...
    Sanjay Sinha

    Sanjay Sinha

    Founder

    Citrus Advisors

    11:17 am | 17 Sep 2014 |

    See Nifty at 11K by Dec 2015; midcaps to outperform: Citrus

    "The PSU banks have been very strong performers, but they will be one of the sectors which will underperform in the correction in case it is to happen to 7850 o...
    Rajiv Raj

    Sanjay Sinha

    Founder

    Citrus Advisors

    11:17 am | 17 Sep 2014 |

    See Nifty at 11K by Dec 2015; midcaps to outperform: Citrus

    "The PSU banks have been very strong performers, but they will be one of the sectors which will underperform in the correction in case it is to happen to 7850 o...
    Amit Gupta

    Amit Gupta

    Head- Derivatives

    ICICIdirect.com

    09:39 am | 17 Sep 2014 |

    Here are Amit Gupta's top trading ideas

    Watch the interview of Amit Gupta of ICICI Direct with Latha Venkatesh and Sonia Shenoy on CNBC-TV18, in which he shared his reading and outlook on market and s...
    Kishor Pate

    Amit Gupta

    Head- Derivatives

    ICICIdirect.com

    09:39 am | 17 Sep 2014 |

    Here are Amit Gupta's top trading ideas

    Watch the interview of Amit Gupta of ICICI Direct with Latha Venkatesh and Sonia Shenoy on CNBC-TV18, in which he shared his reading and outlook on market and s...
    Dipan Mehta
    Dipan Mehta, member, BSE & NSE, says the market is running way ahead of its fundamentals and valuations are stretched.
    Deepak Yohannan
    Dipan Mehta, member, BSE & NSE, says the market is running way ahead of its fundamentals and valuations are stretched.
    Vineet Bhatnagar

    Vineet Bhatnagar

    Managing Director

    Phillip Capital

    09:00 am | 17 Sep 2014 |

    7830 to be Nifty base now; like Cipla, Escorts: Phillip Cap

    Vineet Bhatnagar recommends avoiding infrastructure and power space midcap stocks and suggests selling them on any uptick.
    Amit Trivedi

    Vineet Bhatnagar

    Managing Director

    Phillip Capital

    09:00 am | 17 Sep 2014 |

    7830 to be Nifty base now; like Cipla, Escorts: Phillip Cap

    Vineet Bhatnagar recommends avoiding infrastructure and power space midcap stocks and suggests selling them on any uptick.

    Upcoming Chat

    • Deven Choksey

      CEO

      21 Oct - 16:00

      What's the outlook for the market?

    • Anil Rego

      Founder and CEO

      22 Oct - 12:00

      Investing in Diwali?

    • Arnav Pandya

      22 Oct - 14:00

      What funds should one invest in?

    • Kartik Mehta

      AVP- Equity Research

      27 Oct - 16:00

      Where the market are headed?

    • Ashish Shah

      Head Commodities

      29 Oct - 14:00

      Commodity Guide

    • Ambareesh Baliga

      Market Analyst

      29 Oct - 16:00

      Should one book profits now?

    • Gaurav Mashruwala

      Certified Financial Planner

      10 Nov - 16:00

      Investment strategies for a secure future

    more...

    Previous Transcripts

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    Diipesh Bhagtani

    Executive Director, Jaycee Homes

    Om Ahuja

    CEO - Residential Services, Jones Lang LaSalle India

    Subhash Lakhotia

    Tax Consultant

    Anil Rego

    Founder and CEO, Right Horizons

    Lovaii Navlakhi

    MD & Chief Financial Planner, International Money Matters

    Arnav Pandya

    Financial Planner

    Balwant Jain

    CFO, apnapaisa.com

    Suresh Sadagopan

    Certified Financial Planner, Ladder7 Financial Advisories

    Umesh Rathi

    CFPcm, Arihant Capital

    Questions & Answers

    Q

    swaprane: I\'m 31 years old State govt. employee, earning is 5.52 p.a. after deduction At this moment, how can I save tax..?? and how can I invest..?? Please assist me..

    A

    Arnav Pandya

    Financial Planner

    You should ensure that several deductions available in the form of Section 80C where a sum of Rs 1.5 lakh is available plus under Section 80D for payment of health insurance premium is taken. Also if you have a housing loan then Rs 2 lakh of interest paid during the year would be available as a deduction and hence all these should be taken if these are possible.

    A

    Arnav Pandya

    Financial Planner

    Amount gifted to a spouse and then invested would result in the income arising from this being added to your income. There is no implication from the first gift to the spouse but if this leads to some income then this would be clubbed.

    Q

    sudhirsahu: Sir, I bought REC tax free bonds for 2 lakhs one month before the interest payout date. And sold the bonds few days after that for about 1.94 lakhs. I assume there would be no tax on the interest paid out since it is tax free bonds. And there would also be no capital gains as my sell value is less than the buy value. Am i correct in my understanding of the rules?

    A

    Arnav Pandya

    Financial Planner

    There would not be any tax on the interest because the interest is tax free and there would also not be any tax on capital gains as there is no capital gains that has been earned.

    Q

    raj8023: Sir, I am Working in offshore Diving industries last few years. I have NRE account. Some year i complete NRE days and some year not able to do that. Our job is day rate basic contract job. The contract maximum valid for 60 Day. Salary earned approx 18 Lacs / PA. * My Salary came USD from Singapore / Africa / Dubai. * As i heard there is some low which is called NRE Labour Act , which said If the job is contract basic and you earn Foreign currency and you not able to complete NRE days then also you not need to pay TAX on your Income. But you have to pay tax on Interest from your your Income amount. Is that True ? Should i Pay Tax 33% those years which i not able to complete NRE days ?

    A

    Arnav Pandya

    Financial Planner

    You should consult a practising chartered accountant with the exact details of your situation for each particular year to ensure that the exact position on the tax front can be known and the tax implication details are worked out.

    Q

    nuvneet: Sir , I wish to buy a flat of around Rs. 25 lakh from govt authority.For that I want to take around half of the amount from my brother who lives abroad and works there,.So i wan tto know , if the amount taken would be taxable and if there is any upper limit on the amount that can be taken.I am a govt employee and tax payee.

    A

    Arnav Pandya

    Financial Planner

    Amount that is taken as a loan would not be considered as income and hence there would not be any tax implication of this move. Also if the amount is taken as a gift from your brother then this would fulfill the condition of being a relative and hence this would not be considered as income.

    A

    Arnav Pandya

    Financial Planner

    The tax on the gains that have been made on the mutual fund investment depends upon the nature of the fund where the investment has been made. If the fund is an equity oriented fund then the tax rate on long term capital gains will be zero per cent. While filing the income tax return the details have to be mentioned under the exempt income head.

    Q

    mohanlal52: Sir. I have inherited 2 adjoining residential plots of 200 sq. yards situated now within Municipal Committee area purchased by my father in or about 1959 at a cost of Rs.1600 each. I propose to sell the plots for a sum of around Rs. 10 Lacs. Kindly advise me the LTCG tax liability and how can I save by investing the amount. Thanks Mohan

    A

    Balwant Jain

    CFO, apnapaisa.com

    For computing capital gains in case the property is acquired through inheritance, the cost to the previous owner is taken into account. However in case the asset is acquired prior to 1st Aril 1981, you have the option to take the market value of the same as on 1st April 1981 in stead of the cost to the previous owner. Since your father had bought the plots in 1959 it is beneficial for you to take the market value of the plots as on 31st March 1981 as your cost. Going by the way the law is worded toady the your indexed cost of acquisition will be calculated by taking the cost inflation index for the first year. You have two options to save the capital gains. Under first option you have to either purchase a residential house property within a period of two years from the date of sale of the plots or construct a residential house property within a period of three years from the date of sale of the plots. For claiming the exemption, you have to invest the sale consideration for residential property. So the amount of exemption from long term capital gains available here shall be in the ratio of the amount invested which bears to the amount of full sale consideration.The second option to salve the capital gain arising on transfer of plots is to invest the indexed capital gains in specified bonds (NHAI/REC). The maximum investment in a year can not exceed Rs. 50 lacs. These bonds have a lock in period of 3 years from the date of acquisition. The investment in bonds has to be made within a period of 6 months from the date of sale of the plots.

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