1. The above Financial Results were approved by the Board of Directors in its meeting held on April 29, 2009.

2. The working results for the year ended March 31, 2009 have been arrived at after considering provision for Loan Losses. Standard Assets, Depreciation on Investments and Fixed Assets on actual basis, Provision for Income Tax, Fringe Benefit Tax and Other Contingencies are on an estimated basis. Provision for Employee benefits has been made as per Actuarial Valuation.

3. The Board has recommended a dividend of 80% for the year.

4. Consolidated:

Gross Income - Rs 19481.53 Crore
Net profit after Tax - Rs 2042.02 Crore
Earnings Per Share - Rs 50/-

5. Figures of the corresponding previous period have been regrouped wherever considered necessary.

H S Upendra Kamath
Executive Director

Jagdish Pai K L
Executive Director

A C Mahajan
Chairman & Managing Director