1 The Company is engaged primarily in the business of financing and
 accordingly there are no separate reportable segments under Accounting
 Standard - 17 dealing with Segment Reporting
 
 2 In the opinion of the Board of Directors. Current Assets, Loans &
 Advances have the value at least equal to the value at which they are
 stated in the Balance Sheet if realized, in the ordinary course of
 business.
 
 3 Figures of the previous year have been regrouped / rearranged /
 reclassified wherever necessary.