It gives me great pleasure to greet you all at the commencement of the
 50th year of operations of Sundaram Finance.
 
 Sundaram Finance has grown over the years because of its complete
 identification with its customers. This has enabled the company to
 understand the customers needs and satisfy them in the best possible
 manner.
 
 The greatest asset of Sundaram Finance is the trust that has been
 invested in us by our customers, depositors, bankers, business
 partners, shareholders and well-wishers. It is this trust that instils
 in us a deep sense of pride and purpose. But at the same time, it
 teaches us to act with humility. For, with such great trust comes great
 responsibility.
 
 Best wishes,
                                                          T.S. Santhanam
                                                                Chairman